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Enact Holdings, Inc.（ACT）与Westrock Coffee Co（WEST）财务数据对比。点击上方公司名可切换其他公司
Westrock Coffee Co的季度营收约是Enact Holdings, Inc.的1.1倍（$339.5M vs $312.7M），Westrock Coffee Co同比增速更快（48.3% vs 3.6%），过去两年Westrock Coffee Co的营收复合增速更高（32.8% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Westrock Coffee Co是一家全球化综合咖啡及饮品解决方案供应商，业务覆盖咖啡、茶与功能性饮品的采购、烘焙、生产及分销，为北美及全球其他区域的零售、餐饮和商业客户提供定制化产品及配套服务。
ACT vs WEST — 直观对比
营收规模更大
WEST
是对方的1.1倍
$312.7M
营收增速更快
WEST
高出44.6%
3.6%
两年增速更快
WEST
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $339.5M |
| 净利润 | — | $-22.6M |
| 毛利率 | — | 11.5% |
| 营业利润率 | 71.3% | -2.6% |
| 净利率 | — | -6.6% |
| 营收同比 | 3.6% | 48.3% |
| 净利润同比 | — | 8.3% |
| 每股收益（稀释后） | $1.23 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTWEST
| Q4 25 | $312.7M | $339.5M | ||
| Q3 25 | $311.5M | $354.8M | ||
| Q2 25 | $304.9M | $280.9M | ||
| Q1 25 | $306.8M | $213.8M | ||
| Q4 24 | $301.8M | $229.0M | ||
| Q3 24 | $309.6M | $220.9M | ||
| Q2 24 | $298.8M | $208.4M | ||
| Q1 24 | $291.6M | $192.5M |
净利润ACTWEST
| Q4 25 | — | $-22.6M | ||
| Q3 25 | — | $-19.1M | ||
| Q2 25 | — | $-21.6M | ||
| Q1 25 | — | $-27.2M | ||
| Q4 24 | — | $-24.6M | ||
| Q3 24 | — | $-14.3M | ||
| Q2 24 | — | $-17.8M | ||
| Q1 24 | — | $-23.7M |
毛利率ACTWEST
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 11.7% | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 19.9% | ||
| Q1 24 | — | 19.4% |
营业利润率ACTWEST
| Q4 25 | 71.3% | -2.6% | ||
| Q3 25 | 67.4% | -2.4% | ||
| Q2 25 | 70.4% | -5.3% | ||
| Q1 25 | 68.9% | -6.1% | ||
| Q4 24 | 68.9% | -4.3% | ||
| Q3 24 | 74.1% | -5.8% | ||
| Q2 24 | 78.6% | -7.9% | ||
| Q1 24 | 70.6% | -5.3% |
净利率ACTWEST
| Q4 25 | — | -6.6% | ||
| Q3 25 | — | -5.4% | ||
| Q2 25 | — | -7.7% | ||
| Q1 25 | — | -12.7% | ||
| Q4 24 | — | -10.7% | ||
| Q3 24 | — | -6.5% | ||
| Q2 24 | — | -8.5% | ||
| Q1 24 | — | -12.3% |
每股收益（稀释后）ACTWEST
| Q4 25 | $1.23 | $-0.22 | ||
| Q3 25 | $1.10 | $-0.20 | ||
| Q2 25 | $1.11 | $-0.23 | ||
| Q1 25 | $1.08 | $-0.29 | ||
| Q4 24 | $1.05 | $-0.26 | ||
| Q3 24 | $1.15 | $-0.16 | ||
| Q2 24 | $1.16 | $-0.20 | ||
| Q1 24 | $1.01 | $-0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $49.9M |
| 总债务越低越好 | $744.5M | $444.1M |
| 股东权益账面价值 | $5.4B | $-1.9M |
| 总资产 | $6.9B | $1.2B |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTWEST
| Q4 25 | $582.5M | $49.9M | ||
| Q3 25 | $545.6M | $34.0M | ||
| Q2 25 | $616.0M | $44.0M | ||
| Q1 25 | $639.0M | $33.1M | ||
| Q4 24 | $602.8M | $26.2M | ||
| Q3 24 | $674.9M | $22.4M | ||
| Q2 24 | $711.3M | $24.3M | ||
| Q1 24 | $624.3M | $12.6M |
总债务ACTWEST
| Q4 25 | $744.5M | $444.1M | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | $393.1M | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTWEST
| Q4 25 | $5.4B | $-1.9M | ||
| Q3 25 | $5.3B | $11.4M | ||
| Q2 25 | $5.2B | $18.2M | ||
| Q1 25 | $5.1B | $71.4M | ||
| Q4 24 | $5.0B | $97.5M | ||
| Q3 24 | $5.0B | $110.3M | ||
| Q2 24 | $4.8B | $81.5M | ||
| Q1 24 | $4.7B | $91.7M |
总资产ACTWEST
| Q4 25 | $6.9B | $1.2B | ||
| Q3 25 | $6.9B | $1.2B | ||
| Q2 25 | $6.8B | $1.2B | ||
| Q1 25 | $6.7B | $1.1B | ||
| Q4 24 | $6.5B | $1.1B | ||
| Q3 24 | $6.6B | $1.1B | ||
| Q2 24 | $6.3B | $1.1B | ||
| Q1 24 | $6.3B | $983.3M |
负债/权益比ACTWEST
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | 4.03× | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $36.7M |
| 自由现金流经营现金流 - 资本支出 | — | $27.8M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-107.8M |
8季度趋势，按日历期对齐
经营现金流ACTWEST
| Q4 25 | $724.5M | $36.7M | ||
| Q3 25 | $192.0M | $-26.6M | ||
| Q2 25 | $119.5M | $-7.0M | ||
| Q1 25 | $226.7M | $-22.1M | ||
| Q4 24 | $686.3M | $2.8M | ||
| Q3 24 | $188.1M | $-332.0K | ||
| Q2 24 | $144.7M | $-23.7M | ||
| Q1 24 | $187.3M | $8.0M |
自由现金流ACTWEST
| Q4 25 | — | $27.8M | ||
| Q3 25 | — | $-44.7M | ||
| Q2 25 | — | $-27.5M | ||
| Q1 25 | — | $-63.4M | ||
| Q4 24 | — | $-15.4M | ||
| Q3 24 | — | $-36.7M | ||
| Q2 24 | — | $-59.9M | ||
| Q1 24 | — | $-60.9M |
自由现金流率ACTWEST
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | -12.6% | ||
| Q2 25 | — | -9.8% | ||
| Q1 25 | — | -29.7% | ||
| Q4 24 | — | -6.7% | ||
| Q3 24 | — | -16.6% | ||
| Q2 24 | — | -28.7% | ||
| Q1 24 | — | -31.7% |
资本支出强度ACTWEST
| Q4 25 | — | 2.6% | ||
| Q3 25 | — | 5.1% | ||
| Q2 25 | — | 7.3% | ||
| Q1 25 | — | 19.3% | ||
| Q4 24 | — | 7.9% | ||
| Q3 24 | — | 16.5% | ||
| Q2 24 | — | 17.4% | ||
| Q1 24 | — | 35.8% |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
