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Enact Holdings, Inc.（ACT）与WW INTERNATIONAL, INC.（WW）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是WW INTERNATIONAL, INC.的1.7倍（$312.7M vs $184.3M），Enact Holdings, Inc.同比增速更快（3.6% vs -4.5%），过去两年Enact Holdings, Inc.的营收复合增速更高（3.6% vs -7.4%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
WW国际前身为慧俪轻体国际，是一家总部位于美国的全球性企业，主营减重与体重管理、健身及心态调整相关服务，核心产品为慧俪轻体综合减重饮食方案。公司由纽约皇后区的家庭主妇珍·妮德奇于1963年创立，截至2019年，其服务包含手机应用及网站线上方案、线上或电话指导、线下见面会三种模式。
ACT vs WW — 直观对比
营收规模更大
ACT
是对方的1.7倍
$184.3M
营收增速更快
ACT
高出8.1%
-4.5%
两年增速更快
ACT
近两年复合增速
-7.4%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $184.3M |
| 净利润 | — | $-56.3M |
| 毛利率 | — | 72.2% |
| 营业利润率 | 71.3% | 5.8% |
| 净利率 | — | -30.5% |
| 营收同比 | 3.6% | -4.5% |
| 净利润同比 | — | -21.8% |
| 每股收益（稀释后） | $1.23 | $-5.63 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTWW
| Q4 25 | $312.7M | — | ||
| Q3 25 | $311.5M | $184.3M | ||
| Q2 25 | $304.9M | — | ||
| Q1 25 | $306.8M | $186.6M | ||
| Q4 24 | $301.8M | $184.4M | ||
| Q3 24 | $309.6M | $192.9M | ||
| Q2 24 | $298.8M | $202.1M | ||
| Q1 24 | $291.6M | $206.5M |
净利润ACTWW
| Q4 25 | — | — | ||
| Q3 25 | — | $-56.3M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $-72.6M | ||
| Q4 24 | — | $25.1M | ||
| Q3 24 | — | $-46.2M | ||
| Q2 24 | — | $23.3M | ||
| Q1 24 | — | $-347.9M |
毛利率ACTWW
| Q4 25 | — | — | ||
| Q3 25 | — | 72.2% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 71.2% | ||
| Q4 24 | — | 69.7% | ||
| Q3 24 | — | 67.1% | ||
| Q2 24 | — | 67.9% | ||
| Q1 24 | — | 66.7% |
营业利润率ACTWW
| Q4 25 | 71.3% | — | ||
| Q3 25 | 67.4% | 5.8% | ||
| Q2 25 | 70.4% | — | ||
| Q1 25 | 68.9% | -10.8% | ||
| Q4 24 | 68.9% | 19.6% | ||
| Q3 24 | 74.1% | -20.2% | ||
| Q2 24 | 78.6% | 17.8% | ||
| Q1 24 | 70.6% | -130.4% |
净利率ACTWW
| Q4 25 | — | — | ||
| Q3 25 | — | -30.5% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -38.9% | ||
| Q4 24 | — | 13.6% | ||
| Q3 24 | — | -23.9% | ||
| Q2 24 | — | 11.5% | ||
| Q1 24 | — | -168.4% |
每股收益（稀释后）ACTWW
| Q4 25 | $1.23 | — | ||
| Q3 25 | $1.10 | $-5.63 | ||
| Q2 25 | $1.11 | — | ||
| Q1 25 | $1.08 | $-0.91 | ||
| Q4 24 | $1.05 | $0.34 | ||
| Q3 24 | $1.15 | $-0.58 | ||
| Q2 24 | $1.16 | $0.29 | ||
| Q1 24 | $1.01 | $-4.39 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $170.1M |
| 总债务越低越好 | $744.5M | — |
| 股东权益账面价值 | $5.4B | $323.0M |
| 总资产 | $6.9B | $968.8M |
| 负债/权益比越低杠杆越低 | 0.14× | — |
8季度趋势，按日历期对齐
现金及短期投资ACTWW
| Q4 25 | $582.5M | — | ||
| Q3 25 | $545.6M | $170.1M | ||
| Q2 25 | $616.0M | — | ||
| Q1 25 | $639.0M | $236.3M | ||
| Q4 24 | $602.8M | $53.0M | ||
| Q3 24 | $674.9M | $57.2M | ||
| Q2 24 | $711.3M | $42.7M | ||
| Q1 24 | $624.3M | $66.6M |
总债务ACTWW
| Q4 25 | $744.5M | — | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | $1.4B | ||
| Q3 24 | $742.7M | $1.4B | ||
| Q2 24 | $742.4M | $1.4B | ||
| Q1 24 | $746.1M | $1.4B |
股东权益ACTWW
| Q4 25 | $5.4B | — | ||
| Q3 25 | $5.3B | $323.0M | ||
| Q2 25 | $5.2B | — | ||
| Q1 25 | $5.1B | $-1.2B | ||
| Q4 24 | $5.0B | $-1.1B | ||
| Q3 24 | $5.0B | $-1.1B | ||
| Q2 24 | $4.8B | $-1.1B | ||
| Q1 24 | $4.7B | $-1.1B |
总资产ACTWW
| Q4 25 | $6.9B | — | ||
| Q3 25 | $6.9B | $968.8M | ||
| Q2 25 | $6.8B | — | ||
| Q1 25 | $6.7B | $696.9M | ||
| Q4 24 | $6.5B | $550.3M | ||
| Q3 24 | $6.6B | $562.4M | ||
| Q2 24 | $6.3B | $614.3M | ||
| Q1 24 | $6.3B | $654.2M |
负债/权益比ACTWW
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $8.4M |
| 自由现金流经营现金流 - 资本支出 | — | $8.4M |
| 自由现金流率自由现金流/营收 | — | 4.6% |
| 资本支出强度资本支出/营收 | — | 0.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $44.3M |
8季度趋势，按日历期对齐
经营现金流ACTWW
| Q4 25 | $724.5M | — | ||
| Q3 25 | $192.0M | $8.4M | ||
| Q2 25 | $119.5M | — | ||
| Q1 25 | $226.7M | $15.0M | ||
| Q4 24 | $686.3M | $4.6M | ||
| Q3 24 | $188.1M | $16.5M | ||
| Q2 24 | $144.7M | $-1.9M | ||
| Q1 24 | $187.3M | $-36.0M |
自由现金流ACTWW
| Q4 25 | — | — | ||
| Q3 25 | — | $8.4M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $15.0M | ||
| Q4 24 | — | $4.5M | ||
| Q3 24 | — | $16.4M | ||
| Q2 24 | — | $-2.2M | ||
| Q1 24 | — | $-36.5M |
自由现金流率ACTWW
| Q4 25 | — | — | ||
| Q3 25 | — | 4.6% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 8.0% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 8.5% | ||
| Q2 24 | — | -1.1% | ||
| Q1 24 | — | -17.7% |
资本支出强度ACTWW
| Q4 25 | — | — | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.0% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.2% |
现金转化率ACTWW
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -0.08× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
