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ACV Auctions Inc.（ACVA）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
ACV Auctions Inc.的季度营收约是REPUBLIC BANCORP INC的1.9倍（$183.6M vs $94.3M），ACV Auctions Inc.同比增速更快（15.1% vs 5.3%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $-14.7M），过去两年ACV Auctions Inc.的营收复合增速更高（12.3% vs -11.5%）
ACV Auctions Inc.是北美领先的数字化二手车批发拍卖平台，主要服务美加两地汽车经销商，提供车辆透明检测、安全支付、物流配送等全链条服务，助力注册批发买卖双方无需线下到场即可高效完成二手车交易。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
ACVA vs RBCAA — 直观对比
营收规模更大
ACVA
是对方的1.9倍
$94.3M
营收增速更快
ACVA
高出9.8%
5.3%
自由现金流更多
RBCAA
多$175.8M
$-14.7M
两年增速更快
ACVA
近两年复合增速
-11.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $183.6M | $94.3M |
| 净利润 | — | $22.8M |
| 毛利率 | — | — |
| 营业利润率 | -9.7% | 29.3% |
| 净利率 | — | 24.2% |
| 营收同比 | 15.1% | 5.3% |
| 净利润同比 | — | 20.0% |
| 每股收益（稀释后） | $-0.12 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACVARBCAA
| Q4 25 | $183.6M | $94.3M | ||
| Q3 25 | $199.6M | $93.5M | ||
| Q2 25 | $193.7M | $93.8M | ||
| Q1 25 | $182.7M | $135.8M | ||
| Q4 24 | $159.5M | $89.5M | ||
| Q3 24 | $171.3M | $88.1M | ||
| Q2 24 | $160.6M | $86.9M | ||
| Q1 24 | $145.7M | $120.3M |
净利润ACVARBCAA
| Q4 25 | — | $22.8M | ||
| Q3 25 | $-24.5M | $29.7M | ||
| Q2 25 | $-7.3M | $31.5M | ||
| Q1 25 | $-14.8M | $47.3M | ||
| Q4 24 | — | $19.0M | ||
| Q3 24 | $-16.0M | $26.5M | ||
| Q2 24 | $-17.1M | $25.2M | ||
| Q1 24 | $-20.5M | $30.6M |
营业利润率ACVARBCAA
| Q4 25 | -9.7% | 29.3% | ||
| Q3 25 | -11.9% | 40.4% | ||
| Q2 25 | -3.7% | 43.0% | ||
| Q1 25 | -7.9% | 44.1% | ||
| Q4 24 | -16.2% | 25.8% | ||
| Q3 24 | -10.0% | 38.4% | ||
| Q2 24 | -11.6% | 37.0% | ||
| Q1 24 | -15.5% | 32.2% |
净利率ACVARBCAA
| Q4 25 | — | 24.2% | ||
| Q3 25 | -12.3% | 31.8% | ||
| Q2 25 | -3.8% | 33.5% | ||
| Q1 25 | -8.1% | 34.8% | ||
| Q4 24 | — | 21.2% | ||
| Q3 24 | -9.4% | 30.1% | ||
| Q2 24 | -10.6% | 29.0% | ||
| Q1 24 | -14.1% | 25.4% |
每股收益（稀释后）ACVARBCAA
| Q4 25 | $-0.12 | — | ||
| Q3 25 | $-0.14 | — | ||
| Q2 25 | $-0.04 | — | ||
| Q1 25 | $-0.09 | — | ||
| Q4 24 | $-0.15 | — | ||
| Q3 24 | $-0.10 | — | ||
| Q2 24 | $-0.10 | — | ||
| Q1 24 | $-0.13 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $271.5M | $220.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $429.7M | $1.1B |
| 总资产 | $1.1B | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ACVARBCAA
| Q4 25 | $271.5M | $220.0M | ||
| Q3 25 | $265.3M | $484.2M | ||
| Q2 25 | $258.4M | $484.8M | ||
| Q1 25 | $291.9M | $793.0M | ||
| Q4 24 | $224.1M | $432.2M | ||
| Q3 24 | $252.5M | $530.9M | ||
| Q2 24 | $215.0M | $400.1M | ||
| Q1 24 | $209.8M | $546.4M |
股东权益ACVARBCAA
| Q4 25 | $429.7M | $1.1B | ||
| Q3 25 | $434.4M | $1.1B | ||
| Q2 25 | $448.8M | $1.1B | ||
| Q1 25 | $439.6M | $1.0B | ||
| Q4 24 | $440.0M | $992.0M | ||
| Q3 24 | $456.2M | $979.7M | ||
| Q2 24 | $457.6M | $955.4M | ||
| Q1 24 | $458.3M | $935.6M |
总资产ACVARBCAA
| Q4 25 | $1.1B | $7.0B | ||
| Q3 25 | $1.2B | $7.0B | ||
| Q2 25 | $1.1B | $7.0B | ||
| Q1 25 | $1.2B | $7.1B | ||
| Q4 24 | $984.1M | $6.8B | ||
| Q3 24 | $1.0B | $6.7B | ||
| Q2 24 | $1.0B | $6.6B | ||
| Q1 24 | $1.0B | $6.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-12.4M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $-14.7M | $161.1M |
| 自由现金流率自由现金流/营收 | -8.0% | 170.9% |
| 资本支出强度资本支出/营收 | 1.2% | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | $69.1M | $288.6M |
8季度趋势，按日历期对齐
经营现金流ACVARBCAA
| Q4 25 | $-12.4M | $168.2M | ||
| Q3 25 | $10.3M | $33.3M | ||
| Q2 25 | $13.7M | $8.4M | ||
| Q1 25 | $66.6M | $93.2M | ||
| Q4 24 | $-3.2M | $149.0M | ||
| Q3 24 | $21.1M | $51.3M | ||
| Q2 24 | $4.5M | $4.0M | ||
| Q1 24 | $43.0M | $71.2M |
自由现金流ACVARBCAA
| Q4 25 | $-14.7M | $161.1M | ||
| Q3 25 | $7.7M | $30.8M | ||
| Q2 25 | $10.9M | $5.2M | ||
| Q1 25 | $65.3M | $91.6M | ||
| Q4 24 | $-3.9M | $143.2M | ||
| Q3 24 | $20.2M | $49.8M | ||
| Q2 24 | $2.7M | $2.7M | ||
| Q1 24 | $41.9M | $69.1M |
自由现金流率ACVARBCAA
| Q4 25 | -8.0% | 170.9% | ||
| Q3 25 | 3.8% | 32.9% | ||
| Q2 25 | 5.6% | 5.5% | ||
| Q1 25 | 35.7% | 67.4% | ||
| Q4 24 | -2.5% | 160.0% | ||
| Q3 24 | 11.8% | 56.5% | ||
| Q2 24 | 1.7% | 3.1% | ||
| Q1 24 | 28.8% | 57.5% |
资本支出强度ACVARBCAA
| Q4 25 | 1.2% | 7.5% | ||
| Q3 25 | 1.3% | 2.6% | ||
| Q2 25 | 1.5% | 3.5% | ||
| Q1 25 | 0.7% | 1.2% | ||
| Q4 24 | 0.4% | 6.5% | ||
| Q3 24 | 0.6% | 1.7% | ||
| Q2 24 | 1.1% | 1.5% | ||
| Q1 24 | 0.7% | 1.7% |
现金转化率ACVARBCAA
| Q4 25 | — | 7.37× | ||
| Q3 25 | — | 1.12× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | 1.97× | ||
| Q4 24 | — | 7.84× | ||
| Q3 24 | — | 1.93× | ||
| Q2 24 | — | 0.16× | ||
| Q1 24 | — | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACVA
| Auction Marketplace Revenue | $77.6M | 42% |
| Other Marketplace Revenue | $72.4M | 39% |
| Customer Assurance | $24.1M | 13% |
| Data Services Revenue | $9.4M | 5% |
RBCAA
暂无分部数据
