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Affinity Bancshares, Inc.（AFBI）与First Northwest Bancorp（FNWB）财务数据对比。点击上方公司名可切换其他公司
First Northwest Bancorp的季度营收约是Affinity Bancshares, Inc.的1.8倍（$14.7M vs $8.3M）。Affinity Bancshares, Inc.净利率更高（25.8% vs 2.6%，领先23.2%）。Affinity Bancshares, Inc.同比增速更快（11.0% vs 3.9%）。过去两年Affinity Bancshares, Inc.的营收复合增速更高（10.6% vs 2.7%）
第一西北 Bancorp 相关主体前身为伊利诺伊州乔利埃特的金融机构，发展后业务覆盖芝加哥多个郊区、印第安纳州西北部、伊利诺伊州南部、威斯康星州东南部，以及包含爱荷华州的阔德城地区，旗下第一中西部银行是美国规模较大的银行业机构之一，总部位于伊利诺伊州芝加哥奥黑尔机场东侧。
AFBI vs FNWB — 直观对比
营收规模更大
FNWB
是对方的1.8倍
$8.3M
营收增速更快
AFBI
高出7.1%
3.9%
净利率更高
AFBI
高出23.2%
2.6%
两年增速更快
AFBI
近两年复合增速
2.7%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $8.3M | $14.7M |
| 净利润 | $2.1M | $382.0K |
| 毛利率 | — | — |
| 营业利润率 | 37.3% | 6.2% |
| 净利率 | 25.8% | 2.6% |
| 营收同比 | 11.0% | 3.9% |
| 净利润同比 | 58.5% | 113.6% |
| 每股收益（稀释后） | $0.34 | $0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFBIFNWB
| Q4 25 | $8.3M | $14.7M | ||
| Q3 25 | $7.8M | $14.6M | ||
| Q2 25 | $7.8M | $14.2M | ||
| Q1 25 | $7.3M | $13.8M | ||
| Q4 24 | $7.4M | $14.1M | ||
| Q3 24 | $7.4M | $14.0M | ||
| Q2 24 | $7.6M | $14.2M | ||
| Q1 24 | $6.7M | $13.9M |
净利润AFBIFNWB
| Q4 25 | $2.1M | $382.0K | ||
| Q3 25 | $2.2M | $802.0K | ||
| Q2 25 | $2.2M | $3.7M | ||
| Q1 25 | $1.8M | $-9.0M | ||
| Q4 24 | $1.3M | $-2.8M | ||
| Q3 24 | $1.7M | $-2.0M | ||
| Q2 24 | $1.0M | $-2.2M | ||
| Q1 24 | $1.3M | $396.0K |
营业利润率AFBIFNWB
| Q4 25 | 37.3% | 6.2% | ||
| Q3 25 | 37.5% | -1.0% | ||
| Q2 25 | 36.4% | 27.9% | ||
| Q1 25 | 32.8% | -73.4% | ||
| Q4 24 | 21.5% | -17.3% | ||
| Q3 24 | 30.7% | -22.7% | ||
| Q2 24 | 17.7% | -19.4% | ||
| Q1 24 | 26.1% | 6.1% |
净利率AFBIFNWB
| Q4 25 | 25.8% | 2.6% | ||
| Q3 25 | 28.5% | 5.5% | ||
| Q2 25 | 27.7% | 25.8% | ||
| Q1 25 | 25.0% | -65.3% | ||
| Q4 24 | 18.1% | -19.9% | ||
| Q3 24 | 23.3% | -14.1% | ||
| Q2 24 | 13.6% | -15.6% | ||
| Q1 24 | 19.8% | 2.8% |
每股收益（稀释后）AFBIFNWB
| Q4 25 | $0.34 | $0.04 | ||
| Q3 25 | $0.34 | $0.09 | ||
| Q2 25 | $0.33 | $0.42 | ||
| Q1 25 | $0.28 | $-1.03 | ||
| Q4 24 | $0.21 | $-0.31 | ||
| Q3 24 | $0.26 | $-0.23 | ||
| Q2 24 | $0.16 | $-0.25 | ||
| Q1 24 | $0.20 | $0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.9M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $127.0M | $157.3M |
| 总资产 | $881.7M | $2.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AFBIFNWB
| Q4 25 | $53.9M | — | ||
| Q3 25 | $84.8M | — | ||
| Q2 25 | $89.7M | — | ||
| Q1 25 | $74.7M | — | ||
| Q4 24 | $41.4M | — | ||
| Q3 24 | $52.3M | — | ||
| Q2 24 | $50.4M | — | ||
| Q1 24 | $61.4M | — |
股东权益AFBIFNWB
| Q4 25 | $127.0M | $157.3M | ||
| Q3 25 | $125.4M | $154.5M | ||
| Q2 25 | $124.1M | $149.7M | ||
| Q1 25 | $122.3M | $146.5M | ||
| Q4 24 | $129.1M | $153.9M | ||
| Q3 24 | $128.4M | $160.8M | ||
| Q2 24 | $125.1M | $158.9M | ||
| Q1 24 | $123.3M | $160.5M |
总资产AFBIFNWB
| Q4 25 | $881.7M | $2.1B | ||
| Q3 25 | $925.2M | $2.1B | ||
| Q2 25 | $933.8M | $2.2B | ||
| Q1 25 | $912.5M | $2.2B | ||
| Q4 24 | $866.8M | $2.2B | ||
| Q3 24 | $878.6M | $2.3B | ||
| Q2 24 | $873.6M | $2.2B | ||
| Q1 24 | $869.5M | $2.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.3M | $10.3M |
| 自由现金流经营现金流 - 资本支出 | $2.2M | — |
| 自由现金流率自由现金流/营收 | 26.3% | — |
| 资本支出强度资本支出/营收 | 1.1% | — |
| 现金转化率经营现金流/净利润 | 1.06× | 26.94× |
| 过去12个月自由现金流最近4个季度 | $11.2M | — |
8季度趋势，按日历期对齐
经营现金流AFBIFNWB
| Q4 25 | $2.3M | $10.3M | ||
| Q3 25 | $3.7M | $4.7M | ||
| Q2 25 | $3.8M | $4.0M | ||
| Q1 25 | $1.9M | $-21.7M | ||
| Q4 24 | $865.0K | $12.5M | ||
| Q3 24 | $4.1M | $1.2M | ||
| Q2 24 | $619.0K | $8.1M | ||
| Q1 24 | $1.2M | $-4.9M |
自由现金流AFBIFNWB
| Q4 25 | $2.2M | — | ||
| Q3 25 | $3.6M | — | ||
| Q2 25 | $3.7M | — | ||
| Q1 25 | $1.8M | — | ||
| Q4 24 | $842.0K | — | ||
| Q3 24 | $4.0M | — | ||
| Q2 24 | $489.0K | — | ||
| Q1 24 | $1.1M | $-5.0M |
自由现金流率AFBIFNWB
| Q4 25 | 26.3% | — | ||
| Q3 25 | 46.6% | — | ||
| Q2 25 | 47.1% | — | ||
| Q1 25 | 24.2% | — | ||
| Q4 24 | 11.3% | — | ||
| Q3 24 | 53.3% | — | ||
| Q2 24 | 6.5% | — | ||
| Q1 24 | 16.1% | -35.7% |
资本支出强度AFBIFNWB
| Q4 25 | 1.1% | — | ||
| Q3 25 | 0.9% | — | ||
| Q2 25 | 1.5% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 1.8% | — | ||
| Q2 24 | 1.7% | — | ||
| Q1 24 | 2.0% | 0.8% |
现金转化率AFBIFNWB
| Q4 25 | 1.06× | 26.94× | ||
| Q3 25 | 1.66× | 5.89× | ||
| Q2 25 | 1.75× | 1.08× | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | 0.64× | — | ||
| Q3 24 | 2.36× | — | ||
| Q2 24 | 0.60× | — | ||
| Q1 24 | 0.91× | -12.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
