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Affinity Bancshares, Inc.（AFBI）与Third Coast Bancshares, Inc.（TCBX）财务数据对比。点击上方公司名可切换其他公司
Third Coast Bancshares, Inc.的季度营收约是Affinity Bancshares, Inc.的7.0倍（$57.7M vs $8.3M）。Third Coast Bancshares, Inc.净利率更高（28.4% vs 25.8%，领先2.5%）。过去两年Third Coast Bancshares, Inc.的营收复合增速更高（21.8% vs 10.6%）
Third Coast Bancshares Inc.是一家总部位于美国墨西哥湾沿岸地区的区域性金融控股公司，主要为得克萨斯州及周边区域的中小企业、个人消费者和社区客户提供商业与零售银行服务，覆盖存贷款、抵押贷款、财富管理等业务。
AFBI vs TCBX — 直观对比
营收规模更大
TCBX
是对方的7.0倍
$8.3M
净利率更高
TCBX
高出2.5%
25.8%
两年增速更快
TCBX
近两年复合增速
10.6%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $8.3M | $57.7M |
| 净利润 | $2.1M | $16.4M |
| 毛利率 | — | — |
| 营业利润率 | 37.3% | — |
| 净利率 | 25.8% | 28.4% |
| 营收同比 | 11.0% | — |
| 净利润同比 | 58.5% | 20.5% |
| 每股收益（稀释后） | $0.34 | $0.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFBITCBX
| Q1 26 | — | $57.7M | ||
| Q4 25 | $8.3M | $52.2M | ||
| Q3 25 | $7.8M | $50.8M | ||
| Q2 25 | $7.8M | $49.4M | ||
| Q1 25 | $7.3M | $42.8M | ||
| Q4 24 | $7.4M | $43.4M | ||
| Q3 24 | $7.4M | $40.4M | ||
| Q2 24 | $7.6M | $38.9M |
净利润AFBITCBX
| Q1 26 | — | $16.4M | ||
| Q4 25 | $2.1M | $17.9M | ||
| Q3 25 | $2.2M | $18.1M | ||
| Q2 25 | $2.2M | $16.7M | ||
| Q1 25 | $1.8M | $13.6M | ||
| Q4 24 | $1.3M | $13.7M | ||
| Q3 24 | $1.7M | $12.8M | ||
| Q2 24 | $1.0M | $10.8M |
营业利润率AFBITCBX
| Q1 26 | — | — | ||
| Q4 25 | 37.3% | 41.2% | ||
| Q3 25 | 37.5% | 44.9% | ||
| Q2 25 | 36.4% | 42.6% | ||
| Q1 25 | 32.8% | 40.5% | ||
| Q4 24 | 21.5% | 41.3% | ||
| Q3 24 | 30.7% | 40.3% | ||
| Q2 24 | 17.7% | 36.6% |
净利率AFBITCBX
| Q1 26 | — | 28.4% | ||
| Q4 25 | 25.8% | 34.3% | ||
| Q3 25 | 28.5% | 35.5% | ||
| Q2 25 | 27.7% | 33.9% | ||
| Q1 25 | 25.0% | 31.8% | ||
| Q4 24 | 18.1% | 31.6% | ||
| Q3 24 | 23.3% | 31.6% | ||
| Q2 24 | 13.6% | 27.8% |
每股收益（稀释后）AFBITCBX
| Q1 26 | — | $0.88 | ||
| Q4 25 | $0.34 | $1.02 | ||
| Q3 25 | $0.34 | $1.03 | ||
| Q2 25 | $0.33 | $0.96 | ||
| Q1 25 | $0.28 | $0.78 | ||
| Q4 24 | $0.21 | $0.80 | ||
| Q3 24 | $0.26 | $0.74 | ||
| Q2 24 | $0.16 | $0.63 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.9M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $127.0M | $650.5M |
| 总资产 | $881.7M | $6.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AFBITCBX
| Q1 26 | — | — | ||
| Q4 25 | $53.9M | $175.2M | ||
| Q3 25 | $84.8M | $116.4M | ||
| Q2 25 | $89.7M | $113.1M | ||
| Q1 25 | $74.7M | $219.0M | ||
| Q4 24 | $41.4M | $371.2M | ||
| Q3 24 | $52.3M | $258.2M | ||
| Q2 24 | $50.4M | $241.8M |
股东权益AFBITCBX
| Q1 26 | — | $650.5M | ||
| Q4 25 | $127.0M | $531.0M | ||
| Q3 25 | $125.4M | $513.8M | ||
| Q2 25 | $124.1M | $496.1M | ||
| Q1 25 | $122.3M | $479.8M | ||
| Q4 24 | $129.1M | $460.7M | ||
| Q3 24 | $128.4M | $450.5M | ||
| Q2 24 | $125.1M | $435.0M |
总资产AFBITCBX
| Q1 26 | — | $6.6B | ||
| Q4 25 | $881.7M | $5.3B | ||
| Q3 25 | $925.2M | $5.1B | ||
| Q2 25 | $933.8M | $4.9B | ||
| Q1 25 | $912.5M | $4.9B | ||
| Q4 24 | $866.8M | $4.9B | ||
| Q3 24 | $878.6M | $4.6B | ||
| Q2 24 | $873.6M | $4.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.3M | — |
| 自由现金流经营现金流 - 资本支出 | $2.2M | — |
| 自由现金流率自由现金流/营收 | 26.3% | — |
| 资本支出强度资本支出/营收 | 1.1% | — |
| 现金转化率经营现金流/净利润 | 1.06× | — |
| 过去12个月自由现金流最近4个季度 | $11.2M | — |
8季度趋势，按日历期对齐
经营现金流AFBITCBX
| Q1 26 | — | — | ||
| Q4 25 | $2.3M | $5.7M | ||
| Q3 25 | $3.7M | $20.7M | ||
| Q2 25 | $3.8M | $13.9M | ||
| Q1 25 | $1.9M | $10.5M | ||
| Q4 24 | $865.0K | $-3.6M | ||
| Q3 24 | $4.1M | $22.0M | ||
| Q2 24 | $619.0K | $7.3M |
自由现金流AFBITCBX
| Q1 26 | — | — | ||
| Q4 25 | $2.2M | — | ||
| Q3 25 | $3.6M | — | ||
| Q2 25 | $3.7M | — | ||
| Q1 25 | $1.8M | — | ||
| Q4 24 | $842.0K | — | ||
| Q3 24 | $4.0M | — | ||
| Q2 24 | $489.0K | — |
自由现金流率AFBITCBX
| Q1 26 | — | — | ||
| Q4 25 | 26.3% | — | ||
| Q3 25 | 46.6% | — | ||
| Q2 25 | 47.1% | — | ||
| Q1 25 | 24.2% | — | ||
| Q4 24 | 11.3% | — | ||
| Q3 24 | 53.3% | — | ||
| Q2 24 | 6.5% | — |
资本支出强度AFBITCBX
| Q1 26 | — | — | ||
| Q4 25 | 1.1% | — | ||
| Q3 25 | 0.9% | — | ||
| Q2 25 | 1.5% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 1.8% | — | ||
| Q2 24 | 1.7% | — |
现金转化率AFBITCBX
| Q1 26 | — | — | ||
| Q4 25 | 1.06× | 0.32× | ||
| Q3 25 | 1.66× | 1.15× | ||
| Q2 25 | 1.75× | 0.83× | ||
| Q1 25 | 1.05× | 0.77× | ||
| Q4 24 | 0.64× | -0.26× | ||
| Q3 24 | 2.36× | 1.72× | ||
| Q2 24 | 0.60× | 0.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFBI
暂无分部数据
TCBX
| Net Interest Income | $53.6M | 93% |
| Noninterest Income | $4.0M | 7% |
