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赛博思资本（AFCG）与Aflac（AFL）财务数据对比。点击上方公司名可切换其他公司
Aflac的季度营收约是赛博思资本的938.2倍（$4.9B vs $5.2M）。Aflac净利率更高（28.3% vs 17.6%，领先10.7%）。Aflac同比增速更快（-10.0% vs -32.1%）。过去两年Aflac的营收复合增速更高（-5.4% vs -36.2%）
赛布斯资本管理是一家美国另类投资机构，业务遍及全球，投资领域涵盖信贷、私募股权与房地产，总部设立于纽约。该机构由史蒂夫·范伯格与威廉·里克特于1992年联合创立，目前在美国、欧洲及亚洲均设有分支与咨询办事处。
Aflac是美国知名保险企业，也是美国最大的补充保险提供商，成立于1955年，总部位于佐治亚州哥伦布市。公司在美国推出多类保险产品，其中薪资抵扣型保险服务知名度较高，参保人遭遇保障范围内的意外或疾病时可获现金赔付，目前已为全球超5000万用户提供财务保障。
AFCG vs AFL — 直观对比
营收规模更大
AFL
是对方的938.2倍
$5.2M
营收增速更快
AFL
高出22.1%
-32.1%
净利率更高
AFL
高出10.7%
17.6%
两年增速更快
AFL
近两年复合增速
-36.2%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $5.2M | $4.9B |
| 净利润 | $914.0K | $1.4B |
| 毛利率 | — | — |
| 营业利润率 | 23.2% | 32.3% |
| 净利率 | 17.6% | 28.3% |
| 营收同比 | -32.1% | -10.0% |
| 净利润同比 | 192.2% | -27.5% |
| 每股收益（稀释后） | $0.04 | $2.58 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFCGAFL
| Q4 25 | $5.2M | $4.9B | ||
| Q3 25 | $6.5M | $4.7B | ||
| Q2 25 | $6.2M | $4.2B | ||
| Q1 25 | $6.6M | $3.4B | ||
| Q4 24 | $7.6M | $5.4B | ||
| Q3 24 | $8.9M | $2.9B | ||
| Q2 24 | $16.4M | $5.1B | ||
| Q1 24 | $12.7M | $5.4B |
净利润AFCGAFL
| Q4 25 | $914.0K | $1.4B | ||
| Q3 25 | $-12.5M | $1.6B | ||
| Q2 25 | $-13.2M | $599.0M | ||
| Q1 25 | $4.1M | $29.0M | ||
| Q4 24 | $-991.5K | $1.9B | ||
| Q3 24 | $1.4M | $-93.0M | ||
| Q2 24 | $16.4M | $1.8B | ||
| Q1 24 | $-54.1K | $1.9B |
营业利润率AFCGAFL
| Q4 25 | 23.2% | 32.3% | ||
| Q3 25 | -204.6% | 42.1% | ||
| Q2 25 | -214.4% | 19.8% | ||
| Q1 25 | 62.9% | 4.3% | ||
| Q4 24 | -18.0% | 39.5% | ||
| Q3 24 | 18.1% | 3.1% | ||
| Q2 24 | 94.4% | 39.3% | ||
| Q1 24 | -11.1% | 39.9% |
净利率AFCGAFL
| Q4 25 | 17.6% | 28.3% | ||
| Q3 25 | -191.3% | 34.6% | ||
| Q2 25 | -212.2% | 14.4% | ||
| Q1 25 | 61.2% | 0.9% | ||
| Q4 24 | -13.0% | 35.2% | ||
| Q3 24 | 15.6% | -3.2% | ||
| Q2 24 | 100.3% | 34.2% | ||
| Q1 24 | -0.4% | 34.6% |
每股收益（稀释后）AFCGAFL
| Q4 25 | $0.04 | $2.58 | ||
| Q3 25 | $-0.57 | $3.08 | ||
| Q2 25 | $-0.60 | $1.11 | ||
| Q1 25 | $0.18 | $0.05 | ||
| Q4 24 | $-0.07 | $3.45 | ||
| Q3 24 | $0.06 | $-0.17 | ||
| Q2 24 | $0.80 | $3.10 | ||
| Q1 24 | $-0.01 | $3.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $38.6M | $6.2B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $175.6M | $29.5B |
| 总资产 | $275.6M | $116.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AFCGAFL
| Q4 25 | $38.6M | $6.2B | ||
| Q3 25 | $45.1M | $6.8B | ||
| Q2 25 | $3.4M | $7.0B | ||
| Q1 25 | $3.3M | $5.2B | ||
| Q4 24 | $103.6M | $6.2B | ||
| Q3 24 | $122.2M | $5.6B | ||
| Q2 24 | $170.3M | $6.1B | ||
| Q1 24 | $82.3M | $5.1B |
股东权益AFCGAFL
| Q4 25 | $175.6M | $29.5B | ||
| Q3 25 | $169.3M | $28.7B | ||
| Q2 25 | $184.7M | $27.2B | ||
| Q1 25 | $200.8M | $26.3B | ||
| Q4 24 | $201.4M | $26.1B | ||
| Q3 24 | $206.1M | $24.8B | ||
| Q2 24 | $314.3M | $26.0B | ||
| Q1 24 | $310.6M | $23.5B |
总资产AFCGAFL
| Q4 25 | $275.6M | $116.5B | ||
| Q3 25 | $288.7M | $122.3B | ||
| Q2 25 | $290.6M | $124.7B | ||
| Q1 25 | $321.7M | $120.3B | ||
| Q4 24 | $402.1M | $117.6B | ||
| Q3 24 | $366.6M | $128.4B | ||
| Q2 24 | $458.0M | $120.2B | ||
| Q1 24 | $476.4M | $124.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-560.9K | $315.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | -0.61× | 0.23× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AFCGAFL
| Q4 25 | $-560.9K | $315.0M | ||
| Q3 25 | $6.1M | $1.3B | ||
| Q2 25 | $1.8M | $399.0M | ||
| Q1 25 | $3.9M | $589.0M | ||
| Q4 24 | $2.2M | $333.0M | ||
| Q3 24 | $2.6M | $1.3B | ||
| Q2 24 | $10.3M | $255.0M | ||
| Q1 24 | $6.4M | $849.0M |
现金转化率AFCGAFL
| Q4 25 | -0.61× | 0.23× | ||
| Q3 25 | — | 0.76× | ||
| Q2 25 | — | 0.67× | ||
| Q1 25 | 0.96× | 20.31× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | 1.91× | — | ||
| Q2 24 | 0.63× | 0.15× | ||
| Q1 24 | — | 0.45× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFCG
暂无分部数据
AFL
| Aflac Japan | $2.3B | 47% |
| Aflac US | $1.7B | 35% |
| Other | $862.0M | 18% |
