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Aflac（AFL）与Amber International Holding Ltd（AMBR）财务数据对比。点击上方公司名可切换其他公司
Aflac的季度营收约是Amber International Holding Ltd的2591.1倍（$4.9B vs $1.9M）。Amber International Holding Ltd净利率更高（87.5% vs 28.3%，领先59.2%）
Aflac是美国知名保险企业，也是美国最大的补充保险提供商，成立于1955年，总部位于佐治亚州哥伦布市。公司在美国推出多类保险产品，其中薪资抵扣型保险服务知名度较高，参保人遭遇保障范围内的意外或疾病时可获现金赔付，目前已为全球超5000万用户提供财务保障。
Amber Road, Inc.是一家总部位于美国的软件企业，专注于提供全球贸易管理（GTM）解决方案，股票代码为AMBR。该公司已于2019年被E2open收购。
AFL vs AMBR — 直观对比
营收规模更大
AFL
是对方的2591.1倍
$1.9M
净利率更高
AMBR
高出59.2%
28.3%
损益表 — Q4 2025 vs Q2 2025
| 指标 | | |
|---|---|---|
| 营收 | $4.9B | $1.9M |
| 净利润 | $1.4B | $1.6M |
| 毛利率 | — | 39.9% |
| 营业利润率 | 32.3% | 1.5% |
| 净利率 | 28.3% | 87.5% |
| 营收同比 | -10.0% | — |
| 净利润同比 | -27.5% | — |
| 每股收益（稀释后） | $2.58 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFLAMBR
| Q4 25 | $4.9B | — | ||
| Q3 25 | $4.7B | — | ||
| Q2 25 | $4.2B | $1.9M | ||
| Q1 25 | $3.4B | — | ||
| Q4 24 | $5.4B | — | ||
| Q3 24 | $2.9B | — | ||
| Q2 24 | $5.1B | — | ||
| Q1 24 | $5.4B | — |
净利润AFLAMBR
| Q4 25 | $1.4B | — | ||
| Q3 25 | $1.6B | — | ||
| Q2 25 | $599.0M | $1.6M | ||
| Q1 25 | $29.0M | — | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $-93.0M | — | ||
| Q2 24 | $1.8B | — | ||
| Q1 24 | $1.9B | — |
毛利率AFLAMBR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 39.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率AFLAMBR
| Q4 25 | 32.3% | — | ||
| Q3 25 | 42.1% | — | ||
| Q2 25 | 19.8% | 1.5% | ||
| Q1 25 | 4.3% | — | ||
| Q4 24 | 39.5% | — | ||
| Q3 24 | 3.1% | — | ||
| Q2 24 | 39.3% | — | ||
| Q1 24 | 39.9% | — |
净利率AFLAMBR
| Q4 25 | 28.3% | — | ||
| Q3 25 | 34.6% | — | ||
| Q2 25 | 14.4% | 87.5% | ||
| Q1 25 | 0.9% | — | ||
| Q4 24 | 35.2% | — | ||
| Q3 24 | -3.2% | — | ||
| Q2 24 | 34.2% | — | ||
| Q1 24 | 34.6% | — |
每股收益（稀释后）AFLAMBR
| Q4 25 | $2.58 | — | ||
| Q3 25 | $3.08 | — | ||
| Q2 25 | $1.11 | $0.02 | ||
| Q1 25 | $0.05 | — | ||
| Q4 24 | $3.45 | — | ||
| Q3 24 | $-0.17 | — | ||
| Q2 24 | $3.10 | — | ||
| Q1 24 | $3.25 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.2B | $25.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $29.5B | $91.3M |
| 总资产 | $116.5B | $248.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AFLAMBR
| Q4 25 | $6.2B | — | ||
| Q3 25 | $6.8B | — | ||
| Q2 25 | $7.0B | $25.8M | ||
| Q1 25 | $5.2B | — | ||
| Q4 24 | $6.2B | — | ||
| Q3 24 | $5.6B | — | ||
| Q2 24 | $6.1B | — | ||
| Q1 24 | $5.1B | — |
股东权益AFLAMBR
| Q4 25 | $29.5B | — | ||
| Q3 25 | $28.7B | — | ||
| Q2 25 | $27.2B | $91.3M | ||
| Q1 25 | $26.3B | — | ||
| Q4 24 | $26.1B | — | ||
| Q3 24 | $24.8B | — | ||
| Q2 24 | $26.0B | — | ||
| Q1 24 | $23.5B | — |
总资产AFLAMBR
| Q4 25 | $116.5B | — | ||
| Q3 25 | $122.3B | — | ||
| Q2 25 | $124.7B | $248.2M | ||
| Q1 25 | $120.3B | — | ||
| Q4 24 | $117.6B | — | ||
| Q3 24 | $128.4B | — | ||
| Q2 24 | $120.2B | — | ||
| Q1 24 | $124.7B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $315.0M | $-4.1M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.23× | -2.49× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AFLAMBR
| Q4 25 | $315.0M | — | ||
| Q3 25 | $1.3B | — | ||
| Q2 25 | $399.0M | $-4.1M | ||
| Q1 25 | $589.0M | — | ||
| Q4 24 | $333.0M | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $255.0M | — | ||
| Q1 24 | $849.0M | — |
现金转化率AFLAMBR
| Q4 25 | 0.23× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.67× | -2.49× | ||
| Q1 25 | 20.31× | — | ||
| Q4 24 | 0.18× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.45× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFL
| Aflac Japan | $2.3B | 47% |
| Aflac US | $1.7B | 35% |
| Other | $862.0M | 18% |
AMBR
暂无分部数据
