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FEDERAL AGRICULTURAL MORTGAGE CORP（AGM）与Cricut, Inc.（CRCT）财务数据对比。点击上方公司名可切换其他公司
Cricut, Inc.的季度营收约是FEDERAL AGRICULTURAL MORTGAGE CORP的1.9倍（$203.6M vs $107.5M），FEDERAL AGRICULTURAL MORTGAGE CORP同比增速更快（6.1% vs -2.7%），过去两年Cricut, Inc.的营收复合增速更高（10.3% vs 7.1%）
联邦农业抵押贷款公司（又称Farmer Mac）是由美国国会1988年依据《1987年农业信贷法案》设立、由股东持股的联邦特许企业，核心业务是搭建农业不动产及住房抵押贷款的二级市场，提升农业领域的信贷流动性，为农户、牧场主及乡村社区提供长期稳定的信贷支持。
Cricut, Inc.是面向家庭手工爱好者的美国品牌，主营计算机控制的切割机产品。这类设备可切割纸张、毛毡、乙烯基、布料，也可加工皮革、纸板、木材等多种材料，是手工创作场景的实用工具。
AGM vs CRCT — 直观对比
营收规模更大
CRCT
是对方的1.9倍
$107.5M
营收增速更快
AGM
高出8.9%
-2.7%
两年增速更快
CRCT
近两年复合增速
7.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $107.5M | $203.6M |
| 净利润 | — | $7.8M |
| 毛利率 | — | 47.4% |
| 营业利润率 | 56.3% | 6.8% |
| 净利率 | — | 3.8% |
| 营收同比 | 6.1% | -2.7% |
| 净利润同比 | — | -34.7% |
| 每股收益（稀释后） | $3.69 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AGMCRCT
| Q4 25 | $107.5M | $203.6M | ||
| Q3 25 | $104.0M | $170.4M | ||
| Q2 25 | $102.6M | $172.1M | ||
| Q1 25 | $94.3M | $162.6M | ||
| Q4 24 | $101.3M | $209.3M | ||
| Q3 24 | $90.3M | $167.9M | ||
| Q2 24 | $89.9M | $167.9M | ||
| Q1 24 | $93.7M | $167.4M |
净利润AGMCRCT
| Q4 25 | — | $7.8M | ||
| Q3 25 | $55.0M | $20.5M | ||
| Q2 25 | $54.8M | $24.5M | ||
| Q1 25 | $49.7M | $23.9M | ||
| Q4 24 | $56.5M | $11.9M | ||
| Q3 24 | $49.8M | $11.5M | ||
| Q2 24 | $47.1M | $19.8M | ||
| Q1 24 | $53.7M | $19.6M |
毛利率AGMCRCT
| Q4 25 | — | 47.4% | ||
| Q3 25 | — | 55.2% | ||
| Q2 25 | — | 59.0% | ||
| Q1 25 | — | 60.5% | ||
| Q4 24 | — | 44.9% | ||
| Q3 24 | — | 46.1% | ||
| Q2 24 | — | 53.5% | ||
| Q1 24 | — | 54.7% |
营业利润率AGMCRCT
| Q4 25 | 56.3% | 6.8% | ||
| Q3 25 | 64.1% | 13.3% | ||
| Q2 25 | 63.8% | 17.5% | ||
| Q1 25 | 66.9% | 18.0% | ||
| Q4 24 | 67.5% | 6.6% | ||
| Q3 24 | 69.0% | 6.3% | ||
| Q2 24 | 65.9% | 15.7% | ||
| Q1 24 | 72.8% | 15.1% |
净利率AGMCRCT
| Q4 25 | — | 3.8% | ||
| Q3 25 | 52.9% | 12.0% | ||
| Q2 25 | 53.4% | 14.2% | ||
| Q1 25 | 52.6% | 14.7% | ||
| Q4 24 | 55.8% | 5.7% | ||
| Q3 24 | 55.2% | 6.8% | ||
| Q2 24 | 52.4% | 11.8% | ||
| Q1 24 | 57.4% | 11.7% |
每股收益（稀释后）AGMCRCT
| Q4 25 | $3.69 | $0.03 | ||
| Q3 25 | $4.44 | $0.10 | ||
| Q2 25 | $4.48 | $0.11 | ||
| Q1 25 | $4.01 | $0.11 | ||
| Q4 24 | $4.62 | $0.06 | ||
| Q3 24 | $3.86 | $0.05 | ||
| Q2 24 | $3.68 | $0.09 | ||
| Q1 24 | $4.28 | $0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $275.6M |
| 总债务越低越好 | $30.8B | — |
| 股东权益账面价值 | $1.7B | $343.6M |
| 总资产 | $35.4B | $580.8M |
| 负债/权益比越低杠杆越低 | 17.93× | — |
8季度趋势，按日历期对齐
现金及短期投资AGMCRCT
| Q4 25 | — | $275.6M | ||
| Q3 25 | — | $207.1M | ||
| Q2 25 | — | $376.9M | ||
| Q1 25 | — | $356.7M | ||
| Q4 24 | — | $336.9M | ||
| Q3 24 | $842.1M | $246.9M | ||
| Q2 24 | $923.0M | $299.5M | ||
| Q1 24 | $745.1M | $281.7M |
总债务AGMCRCT
| Q4 25 | $30.8B | — | ||
| Q3 25 | $29.2B | — | ||
| Q2 25 | $28.9B | — | ||
| Q1 25 | $28.0B | — | ||
| Q4 24 | $27.5B | — | ||
| Q3 24 | $27.2B | — | ||
| Q2 24 | $26.8B | — | ||
| Q1 24 | $26.8B | — |
股东权益AGMCRCT
| Q4 25 | $1.7B | $343.6M | ||
| Q3 25 | $1.7B | $358.4M | ||
| Q2 25 | $1.5B | $308.9M | ||
| Q1 25 | $1.5B | $490.2M | ||
| Q4 24 | $1.5B | $466.8M | ||
| Q3 24 | $1.5B | $475.8M | ||
| Q2 24 | $1.5B | $448.5M | ||
| Q1 24 | $1.5B | $552.6M |
总资产AGMCRCT
| Q4 25 | $35.4B | $580.8M | ||
| Q3 25 | $33.4B | $564.3M | ||
| Q2 25 | $33.0B | $721.5M | ||
| Q1 25 | $31.8B | $681.7M | ||
| Q4 24 | $31.3B | $693.0M | ||
| Q3 24 | $30.6B | $663.8M | ||
| Q2 24 | $30.2B | $742.1M | ||
| Q1 24 | $29.8B | $723.7M |
负债/权益比AGMCRCT
| Q4 25 | 17.93× | — | ||
| Q3 25 | 17.31× | — | ||
| Q2 25 | 18.70× | — | ||
| Q1 25 | 18.39× | — | ||
| Q4 24 | 18.48× | — | ||
| Q3 24 | 18.60× | — | ||
| Q2 24 | 17.87× | — | ||
| Q1 24 | 18.11× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $80.1M | $82.4M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | — | 10.58× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AGMCRCT
| Q4 25 | $80.1M | $82.4M | ||
| Q3 25 | $74.2M | $20.5M | ||
| Q2 25 | $-47.7M | $36.2M | ||
| Q1 25 | $-49.8M | $61.2M | ||
| Q4 24 | $612.6M | $103.1M | ||
| Q3 24 | $-44.4M | $70.2M | ||
| Q2 24 | $56.1M | $35.0M | ||
| Q1 24 | $233.3M | $56.7M |
自由现金流AGMCRCT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $607.4M | — | ||
| Q3 24 | $-44.4M | — | ||
| Q2 24 | $52.6M | — | ||
| Q1 24 | $231.7M | — |
自由现金流率AGMCRCT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 599.8% | — | ||
| Q3 24 | -49.2% | — | ||
| Q2 24 | 58.5% | — | ||
| Q1 24 | 247.3% | — |
资本支出强度AGMCRCT
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.0% | — | ||
| Q4 24 | 5.2% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 4.0% | — | ||
| Q1 24 | 1.7% | — |
现金转化率AGMCRCT
| Q4 25 | — | 10.58× | ||
| Q3 25 | 1.35× | 1.00× | ||
| Q2 25 | -0.87× | 1.48× | ||
| Q1 25 | -1.00× | 2.56× | ||
| Q4 24 | 10.84× | 8.64× | ||
| Q3 24 | -0.89× | 6.11× | ||
| Q2 24 | 1.19× | 1.77× | ||
| Q1 24 | 4.34× | 2.89× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AGM
暂无分部数据
CRCT
| Platform | $83.9M | 41% |
| Connected Machines | $65.2M | 32% |
| Accessories And Materials | $54.4M | 27% |
