vs
AIxCrypto Holdings, Inc.（AIXC）与Chime Financial, Inc.（CHYM）财务数据对比。点击上方公司名可切换其他公司
AIxCrypto Holdings, Inc.净利率更高（1488.6% vs -10.1%，领先1498.7%）。Chime Financial, Inc.同比增速更快（28.8% vs -108.5%）
Chime Financial, Inc.是总部位于美国加利福尼亚州旧金山的金融科技企业，通过与Stride Bank、The Bancorp Bank两家全国性银行合作，为用户提供免服务费的移动银行服务，是美国消费金融科技领域的代表性企业之一。
AIXC vs CHYM — 直观对比
营收规模更大
CHYM
是对方的-3980.2倍
$-136.6K
营收增速更快
CHYM
高出137.3%
-108.5%
净利率更高
AIXC
高出1498.7%
-10.1%
损益表 — Q1 2024 vs Q3 2025
| 指标 | | |
|---|---|---|
| 营收 | $-136.6K | $543.5M |
| 净利润 | $-2.0M | $-54.7M |
| 毛利率 | — | 87.2% |
| 营业利润率 | 1041.1% | -11.9% |
| 净利率 | 1488.6% | -10.1% |
| 营收同比 | -108.5% | 28.8% |
| 净利润同比 | 47.1% | -148.4% |
| 每股收益（稀释后） | $-17.60 | $-0.15 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIXCCHYM
| Q3 25 | — | $543.5M | ||
| Q2 25 | — | $528.1M | ||
| Q3 24 | — | $421.9M | ||
| Q2 24 | — | $384.2M | ||
| Q1 24 | $-136.6K | — | ||
| Q4 22 | $1.4M | — | ||
| Q3 22 | $1.4M | — | ||
| Q2 22 | $1.4M | — |
净利润AIXCCHYM
| Q3 25 | — | $-54.7M | ||
| Q2 25 | — | $-923.4M | ||
| Q3 24 | — | $-22.0M | ||
| Q2 24 | — | $385.0K | ||
| Q1 24 | $-2.0M | — | ||
| Q4 22 | $-6.4M | — | ||
| Q3 22 | $-3.8M | — | ||
| Q2 22 | $-4.1M | — |
毛利率AIXCCHYM
| Q3 25 | — | 87.2% | ||
| Q2 25 | — | 87.3% | ||
| Q3 24 | — | 87.3% | ||
| Q2 24 | — | 86.9% | ||
| Q1 24 | — | — | ||
| Q4 22 | — | — | ||
| Q3 22 | 93.7% | — | ||
| Q2 22 | 95.0% | — |
营业利润率AIXCCHYM
| Q3 25 | — | -11.9% | ||
| Q2 25 | — | -176.2% | ||
| Q3 24 | — | -7.3% | ||
| Q2 24 | — | -2.5% | ||
| Q1 24 | 1041.1% | — | ||
| Q4 22 | -154.0% | — | ||
| Q3 22 | -240.8% | — | ||
| Q2 22 | -289.5% | — |
净利率AIXCCHYM
| Q3 25 | — | -10.1% | ||
| Q2 25 | — | -174.8% | ||
| Q3 24 | — | -5.2% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | 1488.6% | — | ||
| Q4 22 | -458.5% | — | ||
| Q3 22 | -265.4% | — | ||
| Q2 22 | -288.2% | — |
每股收益（稀释后）AIXCCHYM
| Q3 25 | — | $-0.15 | ||
| Q2 25 | — | $-7.29 | ||
| Q3 24 | — | $-0.34 | ||
| Q2 24 | — | $0.00 | ||
| Q1 24 | $-17.60 | — | ||
| Q4 22 | — | — | ||
| Q3 22 | — | — | ||
| Q2 22 | $-1.12 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $445.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $-3.5M | $1.4B |
| 总资产 | $1.0M | $2.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AIXCCHYM
| Q3 25 | — | $445.0M | ||
| Q2 25 | — | $868.3M | ||
| Q3 24 | — | $270.8M | ||
| Q2 24 | — | $295.4M | ||
| Q1 24 | — | — | ||
| Q4 22 | — | — | ||
| Q3 22 | — | — | ||
| Q2 22 | — | — |
股东权益AIXCCHYM
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.4B | ||
| Q3 24 | — | $-1.9B | ||
| Q2 24 | — | $-1.9B | ||
| Q1 24 | $-3.5M | — | ||
| Q4 22 | $7.2M | — | ||
| Q3 22 | $12.2M | — | ||
| Q2 22 | $14.5M | — |
总资产AIXCCHYM
| Q3 25 | — | $2.0B | ||
| Q2 25 | — | $1.9B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $1.0M | — | ||
| Q4 22 | $19.1M | — | ||
| Q3 22 | $23.0M | — | ||
| Q2 22 | $26.3M | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-783.6K | $17.5M |
| 自由现金流经营现金流 - 资本支出 | — | $15.4M |
| 自由现金流率自由现金流/营收 | — | 2.8% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AIXCCHYM
| Q3 25 | — | $17.5M | ||
| Q2 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $-783.6K | — | ||
| Q4 22 | $-2.2M | — | ||
| Q3 22 | $-3.2M | — | ||
| Q2 22 | $-3.9M | — |
自由现金流AIXCCHYM
| Q3 25 | — | $15.4M | ||
| Q2 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 22 | $-2.3M | — | ||
| Q3 22 | $-3.2M | — | ||
| Q2 22 | $-4.0M | — |
自由现金流率AIXCCHYM
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 22 | -167.5% | — | ||
| Q3 22 | -221.6% | — | ||
| Q2 22 | -276.8% | — |
资本支出强度AIXCCHYM
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 22 | 6.5% | — | ||
| Q3 22 | 0.8% | — | ||
| Q2 22 | 1.0% | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AIXC
暂无分部数据
CHYM
| Payments Revenue | $363.2M | 67% |
| Platform Related Revenue | $180.4M | 33% |
