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AIR LEASE CORP（AL）与PATHWARD FINANCIAL, INC.（CASH）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是AIR LEASE CORP的2.0倍（$276.3M vs $140.8M），AIR LEASE CORP净利率更高（128.5% vs 26.4%，领先102.1%），过去两年AIR LEASE CORP的营收复合增速更高（69.6% vs 21.0%）
航空租赁公司（ALC）是2010年成立的美国飞机租赁企业，由史蒂文·F·乌德瓦-哈齐执掌运营。公司直接向波音、空客、巴航工业、ATR采购全新商用飞机，为全球各地航空公司客户提供专业的飞机租赁及融资服务。
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
AL vs CASH — 直观对比
营收规模更大
CASH
是对方的2.0倍
$140.8M
净利率更高
AL
高出102.1%
26.4%
两年增速更快
AL
近两年复合增速
21.0%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $140.8M | $276.3M |
| 净利润 | $180.9M | $72.9M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 128.5% | 26.4% |
| 营收同比 | 90.4% | — |
| 净利润同比 | 60.2% | — |
| 每股收益（稀释后） | $1.49 | $3.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALCASH
| Q1 26 | — | $276.3M | ||
| Q4 25 | $140.8M | $173.1M | ||
| Q3 25 | $44.5M | $186.7M | ||
| Q2 25 | $53.0M | $195.8M | ||
| Q1 25 | $92.9M | $274.8M | ||
| Q4 24 | $74.0M | $182.6M | ||
| Q3 24 | $65.0M | $179.5M | ||
| Q2 24 | $57.8M | $188.6M |
净利润ALCASH
| Q1 26 | — | $72.9M | ||
| Q4 25 | $180.9M | $35.2M | ||
| Q3 25 | $146.5M | $38.8M | ||
| Q2 25 | $385.2M | $42.1M | ||
| Q1 25 | $375.8M | $75.0M | ||
| Q4 24 | $112.9M | $30.0M | ||
| Q3 24 | $104.0M | $33.5M | ||
| Q2 24 | $102.9M | $44.9M |
营业利润率ALCASH
| Q1 26 | — | — | ||
| Q4 25 | — | 24.6% | ||
| Q3 25 | — | 25.9% | ||
| Q2 25 | — | 24.1% | ||
| Q1 25 | — | 33.2% | ||
| Q4 24 | — | 19.8% | ||
| Q3 24 | — | 20.9% | ||
| Q2 24 | — | 27.1% |
净利率ALCASH
| Q1 26 | — | 26.4% | ||
| Q4 25 | 128.5% | 20.3% | ||
| Q3 25 | 329.2% | 20.8% | ||
| Q2 25 | 726.9% | 21.5% | ||
| Q1 25 | 404.5% | 27.3% | ||
| Q4 24 | 152.7% | 16.4% | ||
| Q3 24 | 160.0% | 18.7% | ||
| Q2 24 | 178.2% | 23.8% |
每股收益（稀释后）ALCASH
| Q1 26 | — | $3.35 | ||
| Q4 25 | $1.49 | $1.57 | ||
| Q3 25 | $1.21 | $1.69 | ||
| Q2 25 | $3.33 | $1.81 | ||
| Q1 25 | $3.26 | $3.14 | ||
| Q4 24 | $0.83 | $1.23 | ||
| Q3 24 | $0.82 | $1.34 | ||
| Q2 24 | $0.81 | $1.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $466.4M | $157.6M |
| 总债务越低越好 | $19.7B | $59.5M |
| 股东权益账面价值 | $8.5B | $850.7M |
| 总资产 | $32.9B | $7.1B |
| 负债/权益比越低杠杆越低 | 2.33× | 0.07× |
8季度趋势，按日历期对齐
现金及短期投资ALCASH
| Q1 26 | — | $157.6M | ||
| Q4 25 | $466.4M | $331.2M | ||
| Q3 25 | $452.2M | $120.6M | ||
| Q2 25 | $454.8M | $258.3M | ||
| Q1 25 | $456.6M | $254.2M | ||
| Q4 24 | $472.6M | $597.4M | ||
| Q3 24 | $460.8M | $158.3M | ||
| Q2 24 | $454.1M | $298.9M |
总债务ALCASH
| Q1 26 | — | $59.5M | ||
| Q4 25 | $19.7B | $33.5M | ||
| Q3 25 | $20.2B | $33.5M | ||
| Q2 25 | $20.3B | $33.4M | ||
| Q1 25 | $19.9B | $33.4M | ||
| Q4 24 | $20.2B | $33.4M | ||
| Q3 24 | $20.2B | $33.4M | ||
| Q2 24 | $19.7B | $33.3M |
股东权益ALCASH
| Q1 26 | — | $850.7M | ||
| Q4 25 | $8.5B | $854.5M | ||
| Q3 25 | $8.3B | $858.0M | ||
| Q2 25 | $8.2B | $819.0M | ||
| Q1 25 | $7.9B | $814.7M | ||
| Q4 24 | $7.5B | $758.3M | ||
| Q3 24 | $7.7B | $822.5M | ||
| Q2 24 | $7.3B | $748.4M |
总资产ALCASH
| Q1 26 | — | $7.1B | ||
| Q4 25 | $32.9B | $7.6B | ||
| Q3 25 | $33.4B | $7.2B | ||
| Q2 25 | $33.3B | $7.2B | ||
| Q1 25 | $32.4B | $7.0B | ||
| Q4 24 | $32.3B | $7.6B | ||
| Q3 24 | $32.2B | $7.5B | ||
| Q2 24 | $31.0B | $7.5B |
负债/权益比ALCASH
| Q1 26 | — | 0.07× | ||
| Q4 25 | 2.33× | 0.04× | ||
| Q3 25 | 2.42× | 0.04× | ||
| Q2 25 | 2.47× | 0.04× | ||
| Q1 25 | 2.53× | 0.04× | ||
| Q4 24 | 2.68× | 0.04× | ||
| Q3 24 | 2.63× | 0.04× | ||
| Q2 24 | 2.69× | 0.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $414.1M | — |
| 自由现金流经营现金流 - 资本支出 | $342.1M | — |
| 自由现金流率自由现金流/营收 | 242.9% | — |
| 资本支出强度资本支出/营收 | 51.1% | — |
| 现金转化率经营现金流/净利润 | 2.29× | — |
| 过去12个月自由现金流最近4个季度 | $1.5B | — |
8季度趋势，按日历期对齐
经营现金流ALCASH
| Q1 26 | — | — | ||
| Q4 25 | $414.1M | $108.3M | ||
| Q3 25 | $458.6M | $303.7M | ||
| Q2 25 | $473.6M | $30.4M | ||
| Q1 25 | $388.3M | $188.3M | ||
| Q4 24 | $430.0M | $-71.7M | ||
| Q3 24 | $461.9M | $143.1M | ||
| Q2 24 | $413.8M | $113.2M |
自由现金流ALCASH
| Q1 26 | — | — | ||
| Q4 25 | $342.1M | $104.1M | ||
| Q3 25 | $412.3M | $300.3M | ||
| Q2 25 | $427.1M | $27.7M | ||
| Q1 25 | $315.5M | $184.7M | ||
| Q4 24 | $326.8M | $-73.8M | ||
| Q3 24 | $369.8M | $138.8M | ||
| Q2 24 | $346.4M | $111.0M |
自由现金流率ALCASH
| Q1 26 | — | — | ||
| Q4 25 | 242.9% | 60.1% | ||
| Q3 25 | 926.6% | 160.9% | ||
| Q2 25 | 806.0% | 14.1% | ||
| Q1 25 | 339.5% | 67.2% | ||
| Q4 24 | 441.8% | -40.4% | ||
| Q3 24 | 569.1% | 77.3% | ||
| Q2 24 | 599.5% | 58.8% |
资本支出强度ALCASH
| Q1 26 | — | — | ||
| Q4 25 | 51.1% | 2.4% | ||
| Q3 25 | 104.1% | 1.8% | ||
| Q2 25 | 87.8% | 1.4% | ||
| Q1 25 | 78.4% | 1.3% | ||
| Q4 24 | 139.6% | 1.1% | ||
| Q3 24 | 141.7% | 2.4% | ||
| Q2 24 | 116.7% | 1.2% |
现金转化率ALCASH
| Q1 26 | — | — | ||
| Q4 25 | 2.29× | 3.08× | ||
| Q3 25 | 3.13× | 7.83× | ||
| Q2 25 | 1.23× | 0.72× | ||
| Q1 25 | 1.03× | 2.51× | ||
| Q4 24 | 3.81× | -2.39× | ||
| Q3 24 | 4.44× | 4.27× | ||
| Q2 24 | 4.02× | 2.52× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AL
暂无分部数据
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
