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Alight, Inc.（ALIT）与ASSOCIATED BANC-CORP（ASB）财务数据对比。点击上方公司名可切换其他公司
Alight, Inc.的季度营收约是ASSOCIATED BANC-CORP的1.7倍（$653.0M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs -142.7%，领先174.0%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs 8.1%）
Alight公司是一家美国信息技术与咨询企业，专注于人力资源相关业务，主打基于云的系统服务、业务外包与咨询服务，为大型企业提供人力资本管理平台与外包方案，业务范围涵盖健康福利管理、财务管理以及退休规划等领域。
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
ALIT vs ASB — 直观对比
营收规模更大
ALIT
是对方的1.7倍
$383.0M
净利率更高
ASB
高出174.0%
-142.7%
两年增速更快
ASB
近两年复合增速
8.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $653.0M | $383.0M |
| 净利润 | $-932.0M | $119.6M |
| 毛利率 | 36.8% | — |
| 营业利润率 | -114.9% | — |
| 净利率 | -142.7% | 31.2% |
| 营收同比 | -4.0% | — |
| 净利润同比 | -11750.0% | 566.6% |
| 每股收益（稀释后） | $-1.77 | $0.70 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALITASB
| Q1 26 | — | $383.0M | ||
| Q4 25 | $653.0M | $310.0M | ||
| Q3 25 | $533.0M | $305.2M | ||
| Q2 25 | $528.0M | $300.0M | ||
| Q1 25 | $548.0M | $285.9M | ||
| Q4 24 | $680.0M | $270.3M | ||
| Q3 24 | $555.0M | $329.7M | ||
| Q2 24 | $538.0M | $321.8M |
净利润ALITASB
| Q1 26 | — | $119.6M | ||
| Q4 25 | $-932.0M | $137.1M | ||
| Q3 25 | $-1.1B | $124.7M | ||
| Q2 25 | $-1.1B | $111.2M | ||
| Q1 25 | $-25.0M | $101.7M | ||
| Q4 24 | $8.0M | $-161.6M | ||
| Q3 24 | $-74.0M | $88.0M | ||
| Q2 24 | $23.0M | $115.6M |
毛利率ALITASB
| Q1 26 | — | — | ||
| Q4 25 | 36.8% | — | ||
| Q3 25 | 33.4% | — | ||
| Q2 25 | 33.3% | — | ||
| Q1 25 | 31.2% | — | ||
| Q4 24 | 39.9% | — | ||
| Q3 24 | 31.4% | — | ||
| Q2 24 | 31.0% | — |
营业利润率ALITASB
| Q1 26 | — | — | ||
| Q4 25 | -114.9% | 52.6% | ||
| Q3 25 | -248.0% | 50.5% | ||
| Q2 25 | -191.3% | 46.5% | ||
| Q1 25 | -1.5% | 42.3% | ||
| Q4 24 | 6.5% | -65.8% | ||
| Q3 24 | -7.6% | 32.8% | ||
| Q2 24 | -9.7% | 32.0% |
净利率ALITASB
| Q1 26 | — | 31.2% | ||
| Q4 25 | -142.7% | 44.2% | ||
| Q3 25 | -200.2% | 40.9% | ||
| Q2 25 | -203.2% | 37.1% | ||
| Q1 25 | -4.6% | 35.6% | ||
| Q4 24 | 1.2% | -59.8% | ||
| Q3 24 | -13.3% | 26.7% | ||
| Q2 24 | 4.3% | 35.9% |
每股收益（稀释后）ALITASB
| Q1 26 | — | $0.70 | ||
| Q4 25 | $-1.77 | $0.80 | ||
| Q3 25 | $-2.02 | $0.73 | ||
| Q2 25 | $-2.03 | $0.65 | ||
| Q1 25 | $-0.05 | $0.59 | ||
| Q4 24 | $0.02 | $-1.10 | ||
| Q3 24 | $-0.14 | $0.56 | ||
| Q2 24 | $0.04 | $0.74 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $273.0M | — |
| 总债务越低越好 | $2.0B | — |
| 股东权益账面价值 | $1.0B | $5.0B |
| 总资产 | $4.6B | $45.6B |
| 负债/权益比越低杠杆越低 | 1.92× | — |
8季度趋势，按日历期对齐
现金及短期投资ALITASB
| Q1 26 | — | — | ||
| Q4 25 | $273.0M | — | ||
| Q3 25 | $205.0M | — | ||
| Q2 25 | $227.0M | — | ||
| Q1 25 | $223.0M | — | ||
| Q4 24 | $343.0M | — | ||
| Q3 24 | $300.0M | — | ||
| Q2 24 | $183.0M | — |
总债务ALITASB
| Q1 26 | — | — | ||
| Q4 25 | $2.0B | $1.0B | ||
| Q3 25 | $2.0B | $594.1M | ||
| Q2 25 | $2.0B | $593.5M | ||
| Q1 25 | $2.0B | $591.4M | ||
| Q4 24 | $2.0B | $1.4B | ||
| Q3 24 | $2.0B | $844.3M | ||
| Q2 24 | $2.8B | $536.1M |
股东权益ALITASB
| Q1 26 | — | $5.0B | ||
| Q4 25 | $1.0B | $5.0B | ||
| Q3 25 | $2.0B | $4.9B | ||
| Q2 25 | $3.1B | $4.8B | ||
| Q1 25 | $4.2B | $4.7B | ||
| Q4 24 | $4.3B | $4.6B | ||
| Q3 24 | $4.3B | $4.4B | ||
| Q2 24 | $4.5B | $4.2B |
总资产ALITASB
| Q1 26 | — | $45.6B | ||
| Q4 25 | $4.6B | $45.2B | ||
| Q3 25 | $5.5B | $44.5B | ||
| Q2 25 | $6.8B | $44.0B | ||
| Q1 25 | $7.9B | $43.3B | ||
| Q4 24 | $8.2B | $43.0B | ||
| Q3 24 | $8.3B | $42.2B | ||
| Q2 24 | $10.5B | $41.6B |
负债/权益比ALITASB
| Q1 26 | — | — | ||
| Q4 25 | 1.92× | 0.20× | ||
| Q3 25 | 1.00× | 0.12× | ||
| Q2 25 | 0.65× | 0.12× | ||
| Q1 25 | 0.48× | 0.13× | ||
| Q4 24 | 0.47× | 0.31× | ||
| Q3 24 | 0.47× | 0.19× | ||
| Q2 24 | 0.62× | 0.13× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $124.0M | — |
| 自由现金流经营现金流 - 资本支出 | $99.0M | — |
| 自由现金流率自由现金流/营收 | 15.2% | — |
| 资本支出强度资本支出/营收 | 3.8% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $250.0M | — |
8季度趋势，按日历期对齐
经营现金流ALITASB
| Q1 26 | — | — | ||
| Q4 25 | $124.0M | $218.1M | ||
| Q3 25 | $77.0M | $158.0M | ||
| Q2 25 | $86.0M | $141.5M | ||
| Q1 25 | $73.0M | $98.2M | ||
| Q4 24 | $118.0M | $207.1M | ||
| Q3 24 | $-24.0M | $105.1M | ||
| Q2 24 | $58.0M | $113.5M |
自由现金流ALITASB
| Q1 26 | — | — | ||
| Q4 25 | $99.0M | — | ||
| Q3 25 | $49.0M | — | ||
| Q2 25 | $58.0M | — | ||
| Q1 25 | $44.0M | — | ||
| Q4 24 | $92.0M | — | ||
| Q3 24 | $-52.0M | — | ||
| Q2 24 | $22.0M | — |
自由现金流率ALITASB
| Q1 26 | — | — | ||
| Q4 25 | 15.2% | — | ||
| Q3 25 | 9.2% | — | ||
| Q2 25 | 11.0% | — | ||
| Q1 25 | 8.0% | — | ||
| Q4 24 | 13.5% | — | ||
| Q3 24 | -9.4% | — | ||
| Q2 24 | 4.1% | — |
资本支出强度ALITASB
| Q1 26 | — | — | ||
| Q4 25 | 3.8% | — | ||
| Q3 25 | 5.3% | — | ||
| Q2 25 | 5.3% | — | ||
| Q1 25 | 5.3% | — | ||
| Q4 24 | 3.8% | — | ||
| Q3 24 | 5.0% | — | ||
| Q2 24 | 6.7% | — |
现金转化率ALITASB
| Q1 26 | — | — | ||
| Q4 25 | — | 1.59× | ||
| Q3 25 | — | 1.27× | ||
| Q2 25 | — | 1.27× | ||
| Q1 25 | — | 0.97× | ||
| Q4 24 | 14.75× | — | ||
| Q3 24 | — | 1.19× | ||
| Q2 24 | 2.52× | 0.98× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALIT
| Recurring | $607.0M | 93% |
| Projects | $46.0M | 7% |
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
