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好事达（ALL）与LendingTree, Inc.（TREE）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是LendingTree, Inc.的54.3倍（$17.3B vs $319.7M）。LendingTree, Inc.净利率更高（45.2% vs 22.1%，领先23.2%）。LendingTree, Inc.同比增速更快（22.2% vs 5.1%）。好事达自由现金流更多（$2.9B vs $13.5M）。过去两年LendingTree, Inc.的营收复合增速更高（38.0% vs 6.6%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
LendingTree, Inc.是1996年成立的在线借贷交易平台，总部位于北卡罗来纳州夏洛特。该平台对接潜在借款用户与多家贷款机构，可提供贷款、信用卡、存款账户、保险等多种金融产品服务，支持用户对比不同机构的利率与条款，还配套提供金融工具、贷款查询及借贷相关资讯服务。
ALL vs TREE — 直观对比
营收规模更大
ALL
是对方的54.3倍
$319.7M
营收增速更快
TREE
高出17.2%
5.1%
净利率更高
TREE
高出23.2%
22.1%
自由现金流更多
ALL
多$2.9B
$13.5M
两年增速更快
TREE
近两年复合增速
6.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $17.3B | $319.7M |
| 净利润 | $3.8B | $144.7M |
| 毛利率 | — | 29.2% |
| 营业利润率 | — | 7.0% |
| 净利率 | 22.1% | 45.2% |
| 营收同比 | 5.1% | 22.2% |
| 净利润同比 | 98.8% | 1827.2% |
| 每股收益（稀释后） | $14.24 | $10.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLTREE
| Q4 25 | $17.3B | $319.7M | ||
| Q3 25 | $17.3B | $307.8M | ||
| Q2 25 | $16.6B | $250.1M | ||
| Q1 25 | $16.5B | $239.7M | ||
| Q4 24 | $16.5B | $261.5M | ||
| Q3 24 | $16.6B | $260.8M | ||
| Q2 24 | $15.7B | $210.1M | ||
| Q1 24 | $15.3B | $167.8M |
净利润ALLTREE
| Q4 25 | $3.8B | $144.7M | ||
| Q3 25 | $3.7B | $10.2M | ||
| Q2 25 | $2.1B | $8.9M | ||
| Q1 25 | $595.0M | $-12.4M | ||
| Q4 24 | $1.9B | $7.5M | ||
| Q3 24 | $1.2B | $-58.0M | ||
| Q2 24 | $331.0M | $7.8M | ||
| Q1 24 | $1.2B | $1.0M |
毛利率ALLTREE
| Q4 25 | — | 29.2% | ||
| Q3 25 | — | 30.7% | ||
| Q2 25 | — | 34.0% | ||
| Q1 25 | — | 32.9% | ||
| Q4 24 | — | 33.6% | ||
| Q3 24 | — | 30.2% | ||
| Q2 24 | — | 34.5% | ||
| Q1 24 | — | 42.0% |
营业利润率ALLTREE
| Q4 25 | — | 7.0% | ||
| Q3 25 | — | 9.3% | ||
| Q2 25 | — | 8.4% | ||
| Q1 25 | — | -3.0% | ||
| Q4 24 | — | 6.9% | ||
| Q3 24 | — | 3.8% | ||
| Q2 24 | — | 4.6% | ||
| Q1 24 | — | 4.3% |
净利率ALLTREE
| Q4 25 | 22.1% | 45.2% | ||
| Q3 25 | 21.7% | 3.3% | ||
| Q2 25 | 12.7% | 3.5% | ||
| Q1 25 | 3.6% | -5.2% | ||
| Q4 24 | 11.7% | 2.9% | ||
| Q3 24 | 7.2% | -22.2% | ||
| Q2 24 | 2.1% | 3.7% | ||
| Q1 24 | 8.0% | 0.6% |
每股收益（稀释后）ALLTREE
| Q4 25 | $14.24 | $10.32 | ||
| Q3 25 | $13.95 | $0.73 | ||
| Q2 25 | $7.76 | $0.65 | ||
| Q1 25 | $2.11 | $-0.92 | ||
| Q4 24 | $7.07 | $0.54 | ||
| Q3 24 | $4.33 | $-4.34 | ||
| Q2 24 | $1.13 | $0.58 | ||
| Q1 24 | $4.46 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9B | $81.1M |
| 总债务越低越好 | $7.5B | — |
| 股东权益账面价值 | $30.6B | $286.8M |
| 总资产 | $119.8B | $855.7M |
| 负债/权益比越低杠杆越低 | 0.24× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLTREE
| Q4 25 | $4.9B | $81.1M | ||
| Q3 25 | $8.7B | $68.6M | ||
| Q2 25 | $9.6B | $149.1M | ||
| Q1 25 | $6.5B | $126.4M | ||
| Q4 24 | $4.5B | $106.6M | ||
| Q3 24 | $7.0B | $96.8M | ||
| Q2 24 | $5.3B | $66.8M | ||
| Q1 24 | $4.3B | $230.7M |
总债务ALLTREE
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
股东权益ALLTREE
| Q4 25 | $30.6B | $286.8M | ||
| Q3 25 | $27.5B | $132.4M | ||
| Q2 25 | $24.0B | $118.1M | ||
| Q1 25 | $22.1B | $103.7M | ||
| Q4 24 | $21.4B | $108.8M | ||
| Q3 24 | $20.9B | $94.3M | ||
| Q2 24 | $18.6B | $145.8M | ||
| Q1 24 | $18.6B | $131.5M |
总资产ALLTREE
| Q4 25 | $119.8B | $855.7M | ||
| Q3 25 | $120.4B | $759.9M | ||
| Q2 25 | $115.9B | $835.8M | ||
| Q1 25 | $115.2B | $777.1M | ||
| Q4 24 | $111.6B | $767.7M | ||
| Q3 24 | $113.7B | $787.2M | ||
| Q2 24 | $108.4B | $802.2M | ||
| Q1 24 | $105.2B | $926.7M |
负债/权益比ALLTREE
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | $16.5M |
| 自由现金流经营现金流 - 资本支出 | $2.9B | $13.5M |
| 自由现金流率自由现金流/营收 | 16.7% | 4.2% |
| 资本支出强度资本支出/营收 | 0.5% | 0.9% |
| 现金转化率经营现金流/净利润 | 0.78× | 0.11× |
| 过去12个月自由现金流最近4个季度 | $9.9B | $60.7M |
8季度趋势，按日历期对齐
经营现金流ALLTREE
| Q4 25 | $3.0B | $16.5M | ||
| Q3 25 | $3.3B | $28.8M | ||
| Q2 25 | $1.9B | $28.0M | ||
| Q1 25 | $2.0B | $-210.0K | ||
| Q4 24 | $1.7B | $16.2M | ||
| Q3 24 | $3.2B | $45.3M | ||
| Q2 24 | $2.4B | $-4.9M | ||
| Q1 24 | $1.7B | $5.7M |
自由现金流ALLTREE
| Q4 25 | $2.9B | $13.5M | ||
| Q3 25 | $3.2B | $25.6M | ||
| Q2 25 | $1.9B | $25.2M | ||
| Q1 25 | $1.9B | $-3.6M | ||
| Q4 24 | $1.7B | $13.4M | ||
| Q3 24 | $3.1B | $42.3M | ||
| Q2 24 | $2.3B | $-7.7M | ||
| Q1 24 | $1.6B | $3.0M |
自由现金流率ALLTREE
| Q4 25 | 16.7% | 4.2% | ||
| Q3 25 | 18.8% | 8.3% | ||
| Q2 25 | 11.3% | 10.1% | ||
| Q1 25 | 11.4% | -1.5% | ||
| Q4 24 | 10.0% | 5.1% | ||
| Q3 24 | 18.9% | 16.2% | ||
| Q2 24 | 14.7% | -3.7% | ||
| Q1 24 | 10.6% | 1.8% |
资本支出强度ALLTREE
| Q4 25 | 0.5% | 0.9% | ||
| Q3 25 | 0.3% | 1.1% | ||
| Q2 25 | 0.0% | 1.1% | ||
| Q1 25 | 0.6% | 1.4% | ||
| Q4 24 | 0.3% | 1.1% | ||
| Q3 24 | 0.4% | 1.1% | ||
| Q2 24 | 0.4% | 1.3% | ||
| Q1 24 | 0.3% | 1.6% |
现金转化率ALLTREE
| Q4 25 | 0.78× | 0.11× | ||
| Q3 25 | 0.88× | 2.84× | ||
| Q2 25 | 0.89× | 3.15× | ||
| Q1 25 | 3.30× | — | ||
| Q4 24 | 0.88× | 2.16× | ||
| Q3 24 | 2.69× | — | ||
| Q2 24 | 7.13× | -0.64× | ||
| Q1 24 | 1.37× | 5.62× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALL
暂无分部数据
TREE
| Insurance Segment | $214.6M | 67% |
| Other Consumer | $39.5M | 12% |
| Home Segment | $36.2M | 11% |
| Personal Loans | $29.1M | 9% |
