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AMERISAFE INC（AMSF）与安达（CB）财务数据对比。点击上方公司名可切换其他公司
安达的季度营收约是AMERISAFE INC的188.1倍（$15.1B vs $80.1M）。安达净利率更高（21.3% vs 10.2%，领先11.1%）。AMERISAFE INC同比增速更快（10.3% vs 6.3%）。过去两年安达的营收复合增速更高（8.1% vs 2.8%）
AMERISAFE Inc.是一家专业工伤保险服务商，核心经营市场为美国，覆盖本土49个州，主要为建筑、伐木、货运、制造等高风险行业的中小企业提供定制化工伤险产品及配套风险管理解决方案。
安达是注册地位于苏黎世的跨国保险集团，在纽约证券交易所上市，为标普500指数成分股。作为全球最大的上市财产及意外伤害保险公司，其业务涵盖财产险、意外险、健康险、再保险、寿险等领域，在全球55个国家和地区及伦敦劳合社市场运营。
AMSF vs CB — 直观对比
营收规模更大
CB
是对方的188.1倍
$80.1M
营收增速更快
AMSF
高出4.0%
6.3%
净利率更高
CB
高出11.1%
10.2%
两年增速更快
CB
近两年复合增速
2.8%
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $80.1M | $15.1B |
| 净利润 | $8.1M | $3.2B |
| 毛利率 | — | — |
| 营业利润率 | — | 25.0% |
| 净利率 | 10.2% | 21.3% |
| 营收同比 | 10.3% | 6.3% |
| 净利润同比 | -9.0% | 24.7% |
| 每股收益（稀释后） | $0.43 | $8.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMSFCB
| Q1 26 | $80.1M | — | ||
| Q4 25 | $81.6M | $15.1B | ||
| Q3 25 | $82.0M | $16.1B | ||
| Q2 25 | $81.1M | $14.8B | ||
| Q1 25 | $72.6M | $13.4B | ||
| Q4 24 | $74.0M | $14.2B | ||
| Q3 24 | $78.7M | $14.8B | ||
| Q2 24 | $75.8M | $13.8B |
净利润AMSFCB
| Q1 26 | $8.1M | — | ||
| Q4 25 | $10.4M | $3.2B | ||
| Q3 25 | $13.8M | $2.8B | ||
| Q2 25 | $14.0M | $3.0B | ||
| Q1 25 | $8.9M | $1.3B | ||
| Q4 24 | $13.2M | $2.6B | ||
| Q3 24 | $14.3M | $2.3B | ||
| Q2 24 | $11.0M | $2.2B |
营业利润率AMSFCB
| Q1 26 | — | — | ||
| Q4 25 | 15.6% | 25.0% | ||
| Q3 25 | 21.3% | 24.1% | ||
| Q2 25 | 21.5% | 25.0% | ||
| Q1 25 | 15.5% | 12.5% | ||
| Q4 24 | 22.7% | 22.0% | ||
| Q3 24 | 22.6% | 20.2% | ||
| Q2 24 | 18.1% | 19.6% |
净利率AMSFCB
| Q1 26 | 10.2% | — | ||
| Q4 25 | 12.8% | 21.3% | ||
| Q3 25 | 16.9% | 17.3% | ||
| Q2 25 | 17.2% | 20.0% | ||
| Q1 25 | 12.3% | 10.0% | ||
| Q4 24 | 17.8% | 18.2% | ||
| Q3 24 | 18.2% | 15.7% | ||
| Q2 24 | 14.5% | 16.1% |
每股收益（稀释后）AMSFCB
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.55 | $8.05 | ||
| Q3 25 | $0.72 | $6.99 | ||
| Q2 25 | $0.73 | $7.35 | ||
| Q1 25 | $0.47 | $3.29 | ||
| Q4 24 | $0.69 | $6.31 | ||
| Q3 24 | $0.75 | $5.70 | ||
| Q2 24 | $0.57 | $5.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.2M | — |
| 总债务越低越好 | — | $15.7B |
| 股东权益账面价值 | $246.6M | $73.8B |
| 总资产 | — | $272.3B |
| 负债/权益比越低杠杆越低 | — | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资AMSFCB
| Q1 26 | $34.2M | — | ||
| Q4 25 | $61.9M | — | ||
| Q3 25 | $54.7M | — | ||
| Q2 25 | $48.5M | — | ||
| Q1 25 | $44.8M | — | ||
| Q4 24 | $44.1M | — | ||
| Q3 24 | $63.7M | — | ||
| Q2 24 | $30.6M | — |
总债务AMSFCB
| Q1 26 | — | — | ||
| Q4 25 | — | $15.7B | ||
| Q3 25 | — | $15.7B | ||
| Q2 25 | — | $13.5B | ||
| Q1 25 | — | $14.5B | ||
| Q4 24 | — | $14.4B | ||
| Q3 24 | — | $14.6B | ||
| Q2 24 | — | $13.2B |
股东权益AMSFCB
| Q1 26 | $246.6M | — | ||
| Q4 25 | $251.6M | $73.8B | ||
| Q3 25 | $274.8M | $71.9B | ||
| Q2 25 | $265.6M | $69.4B | ||
| Q1 25 | $260.8M | $65.7B | ||
| Q4 24 | $257.3M | $64.0B | ||
| Q3 24 | $314.4M | $65.8B | ||
| Q2 24 | $301.0M | $61.0B |
总资产AMSFCB
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $272.3B | ||
| Q3 25 | $1.2B | $270.2B | ||
| Q2 25 | $1.2B | $261.6B | ||
| Q1 25 | $1.2B | $251.8B | ||
| Q4 24 | $1.2B | $246.5B | ||
| Q3 24 | $1.3B | $250.6B | ||
| Q2 24 | $1.2B | $238.6B |
负债/权益比AMSFCB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.21× | ||
| Q3 25 | — | 0.22× | ||
| Q2 25 | — | 0.19× | ||
| Q1 25 | — | 0.22× | ||
| Q4 24 | — | 0.22× | ||
| Q3 24 | — | 0.22× | ||
| Q2 24 | — | 0.22× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $4.1B |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.26× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AMSFCB
| Q1 26 | — | — | ||
| Q4 25 | $10.6M | $4.1B | ||
| Q3 25 | $10.7M | $3.6B | ||
| Q2 25 | $-8.4M | $3.6B | ||
| Q1 25 | $-1.8M | $1.6B | ||
| Q4 24 | $10.8M | $4.6B | ||
| Q3 24 | $8.4M | $4.3B | ||
| Q2 24 | $-2.6M | $4.1B |
自由现金流AMSFCB
| Q1 26 | — | — | ||
| Q4 25 | $10.4M | — | ||
| Q3 25 | $9.8M | — | ||
| Q2 25 | $-9.5M | — | ||
| Q1 25 | $-1.8M | — | ||
| Q4 24 | $10.8M | — | ||
| Q3 24 | $8.4M | — | ||
| Q2 24 | $-2.6M | — |
自由现金流率AMSFCB
| Q1 26 | — | — | ||
| Q4 25 | 12.8% | — | ||
| Q3 25 | 11.9% | — | ||
| Q2 25 | -11.7% | — | ||
| Q1 25 | -2.5% | — | ||
| Q4 24 | 14.6% | — | ||
| Q3 24 | 10.7% | — | ||
| Q2 24 | -3.5% | — |
资本支出强度AMSFCB
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 1.3% | — | ||
| Q1 25 | 0.0% | — | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.1% | — |
现金转化率AMSFCB
| Q1 26 | — | — | ||
| Q4 25 | 1.02× | 1.26× | ||
| Q3 25 | 0.77× | 1.30× | ||
| Q2 25 | -0.61× | 1.20× | ||
| Q1 25 | -0.20× | 1.18× | ||
| Q4 24 | 0.82× | 1.77× | ||
| Q3 24 | 0.59× | 1.86× | ||
| Q2 24 | -0.24× | 1.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
