vs
Amerant Bancorp Inc.（AMTB）与Truist Financial（TFC）财务数据对比。点击上方公司名可切换其他公司
Truist Financial的季度营收约是Amerant Bancorp Inc.的41.0倍（$3.7B vs $90.2M）。Truist Financial净利率更高（36.6% vs 3.0%，领先33.6%）。Truist Financial同比增速更快（3.1% vs 2.9%）。过去两年Amerant Bancorp Inc.的营收复合增速更高（7.5% vs 4.8%）
阿梅兰特银行是一家注册于美国佛罗里达州的本土银行，总部坐落于佛罗里达州科勒尔盖布尔斯。目前该行在佛罗里达州共设有19家实体分行，通过自有运营及合作网络可提供超过5.5万台ATM的取款服务。
Truist Financial是美国银行控股公司，总部位于北卡罗来纳州夏洛特，2019年12月由BB&T与SunTrust合并组建。旗下银行在15个州及华盛顿特区共运营1928家网点，提供零售、商业、投资银行、证券经纪、资产管理、抵押贷款、保险等多元金融产品服务，为美国第十大银行，总资产达5230亿美元。
AMTB vs TFC — 直观对比
营收规模更大
TFC
是对方的41.0倍
$90.2M
营收增速更快
TFC
高出0.2%
2.9%
净利率更高
TFC
高出33.6%
3.0%
两年增速更快
AMTB
近两年复合增速
4.8%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $90.2M | $3.7B |
| 净利润 | $2.7M | $1.4B |
| 毛利率 | — | — |
| 营业利润率 | 2.1% | 42.3% |
| 净利率 | 3.0% | 36.6% |
| 营收同比 | 2.9% | 3.1% |
| 净利润同比 | -84.0% | 6.1% |
| 每股收益（稀释后） | $0.08 | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMTBTFC
| Q4 25 | $90.2M | $3.7B | ||
| Q3 25 | $94.2M | $3.6B | ||
| Q2 25 | $90.5M | $3.6B | ||
| Q1 25 | $85.9M | $3.5B | ||
| Q4 24 | $87.6M | $3.6B | ||
| Q3 24 | $81.0M | $3.6B | ||
| Q2 24 | $79.4M | $3.5B | ||
| Q1 24 | $78.0M | $3.4B |
净利润AMTBTFC
| Q4 25 | $2.7M | $1.4B | ||
| Q3 25 | $14.8M | $1.5B | ||
| Q2 25 | $23.0M | $1.2B | ||
| Q1 25 | $12.0M | $1.3B | ||
| Q4 24 | $16.9M | $1.3B | ||
| Q3 24 | $-48.2M | $1.4B | ||
| Q2 24 | $5.0M | $922.0M | ||
| Q1 24 | $10.6M | $1.2B |
营业利润率AMTBTFC
| Q4 25 | 2.1% | 42.3% | ||
| Q3 25 | 20.2% | 47.9% | ||
| Q2 25 | 32.9% | 42.2% | ||
| Q1 25 | 18.0% | 43.8% | ||
| Q4 24 | 20.6% | 43.3% | ||
| Q3 24 | -76.4% | 47.5% | ||
| Q2 24 | 8.0% | -148.3% | ||
| Q1 24 | 17.3% | 40.5% |
净利率AMTBTFC
| Q4 25 | 3.0% | 36.6% | ||
| Q3 25 | 15.7% | 40.0% | ||
| Q2 25 | 25.4% | 34.6% | ||
| Q1 25 | 13.9% | 36.0% | ||
| Q4 24 | 19.3% | 35.5% | ||
| Q3 24 | -59.5% | 40.0% | ||
| Q2 24 | 6.3% | 26.1% | ||
| Q1 24 | 13.6% | 35.6% |
每股收益（稀释后）AMTBTFC
| Q4 25 | $0.08 | $1.01 | ||
| Q3 25 | $0.35 | $1.04 | ||
| Q2 25 | $0.55 | $0.90 | ||
| Q1 25 | $0.28 | $0.87 | ||
| Q4 24 | $0.53 | $0.94 | ||
| Q3 24 | $-1.43 | $0.99 | ||
| Q2 24 | $0.15 | $0.62 | ||
| Q1 24 | $0.31 | $0.81 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $42.0B |
| 股东权益账面价值 | $938.8M | $65.2B |
| 总资产 | $9.8B | $547.5B |
| 负债/权益比越低杠杆越低 | — | 0.64× |
8季度趋势，按日历期对齐
总债务AMTBTFC
| Q4 25 | — | $42.0B | ||
| Q3 25 | — | $41.7B | ||
| Q2 25 | — | $44.4B | ||
| Q1 25 | — | $32.0B | ||
| Q4 24 | — | $35.0B | ||
| Q3 24 | — | $36.8B | ||
| Q2 24 | — | $34.6B | ||
| Q1 24 | — | $39.1B |
股东权益AMTBTFC
| Q4 25 | $938.8M | $65.2B | ||
| Q3 25 | $944.9M | $65.6B | ||
| Q2 25 | $924.3M | $64.8B | ||
| Q1 25 | $906.3M | $64.6B | ||
| Q4 24 | $890.5M | $63.7B | ||
| Q3 24 | $902.9M | $65.7B | ||
| Q2 24 | $734.3M | $63.8B | ||
| Q1 24 | $738.1M | $59.1B |
总资产AMTBTFC
| Q4 25 | $9.8B | $547.5B | ||
| Q3 25 | $10.4B | $543.9B | ||
| Q2 25 | $10.3B | $543.8B | ||
| Q1 25 | $10.2B | $535.9B | ||
| Q4 24 | $9.9B | $531.2B | ||
| Q3 24 | $10.4B | $523.4B | ||
| Q2 24 | $9.7B | $519.9B | ||
| Q1 24 | $9.8B | $535.0B |
负债/权益比AMTBTFC
| Q4 25 | — | 0.64× | ||
| Q3 25 | — | 0.64× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 0.50× | ||
| Q4 24 | — | 0.55× | ||
| Q3 24 | — | 0.56× | ||
| Q2 24 | — | 0.54× | ||
| Q1 24 | — | 0.66× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $36.5M | $2.6B |
| 自由现金流经营现金流 - 资本支出 | $31.3M | — |
| 自由现金流率自由现金流/营收 | 34.7% | — |
| 资本支出强度资本支出/营收 | 5.8% | — |
| 现金转化率经营现金流/净利润 | 13.51× | 1.91× |
| 过去12个月自由现金流最近4个季度 | $127.2M | — |
8季度趋势，按日历期对齐
经营现金流AMTBTFC
| Q4 25 | $36.5M | $2.6B | ||
| Q3 25 | $22.7M | $1.5B | ||
| Q2 25 | $57.6M | $914.0M | ||
| Q1 25 | $20.2M | $746.0M | ||
| Q4 24 | $77.5M | $775.0M | ||
| Q3 24 | $4.2M | $1.5B | ||
| Q2 24 | $-2.3M | $845.0M | ||
| Q1 24 | $2.8M | $-990.0M |
自由现金流AMTBTFC
| Q4 25 | $31.3M | — | ||
| Q3 25 | $21.7M | — | ||
| Q2 25 | $56.3M | — | ||
| Q1 25 | $18.0M | — | ||
| Q4 24 | $76.7M | — | ||
| Q3 24 | $2.6M | — | ||
| Q2 24 | $-3.9M | — | ||
| Q1 24 | $-694.0K | — |
自由现金流率AMTBTFC
| Q4 25 | 34.7% | — | ||
| Q3 25 | 23.0% | — | ||
| Q2 25 | 62.2% | — | ||
| Q1 25 | 21.0% | — | ||
| Q4 24 | 87.6% | — | ||
| Q3 24 | 3.2% | — | ||
| Q2 24 | -4.9% | — | ||
| Q1 24 | -0.9% | — |
资本支出强度AMTBTFC
| Q4 25 | 5.8% | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 1.5% | — | ||
| Q1 25 | 2.6% | — | ||
| Q4 24 | 0.9% | — | ||
| Q3 24 | 2.0% | — | ||
| Q2 24 | 1.9% | — | ||
| Q1 24 | 4.5% | — |
现金转化率AMTBTFC
| Q4 25 | 13.51× | 1.91× | ||
| Q3 25 | 1.54× | 1.03× | ||
| Q2 25 | 2.50× | 0.74× | ||
| Q1 25 | 1.69× | 0.59× | ||
| Q4 24 | 4.59× | 0.61× | ||
| Q3 24 | — | 1.06× | ||
| Q2 24 | -0.47× | 0.92× | ||
| Q1 24 | 0.26× | -0.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMTB
| Other | $36.0M | 40% |
| Commercial Portfolio Segment | $25.7M | 28% |
| Commercial Real Estate Portfolio Segment | $17.3M | 19% |
| Consumer Portfolio Segment | $11.1M | 12% |
TFC
暂无分部数据
