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Amerant Bancorp Inc.（AMTB）与WEBSTER FINANCIAL CORP（WBS）财务数据对比。点击上方公司名可切换其他公司
Amerant Bancorp Inc.的季度营收约是WEBSTER FINANCIAL CORP的1.5倍（$90.2M vs $58.7M）。WEBSTER FINANCIAL CORP净利率更高（435.9% vs 3.0%，领先432.9%）。Amerant Bancorp Inc.同比增速更快（2.9% vs -0.2%）。WEBSTER FINANCIAL CORP自由现金流更多（$301.8M vs $31.3M）。过去两年Amerant Bancorp Inc.的营收复合增速更高（7.5% vs -4.2%）
阿梅兰特银行是一家注册于美国佛罗里达州的本土银行，总部坐落于佛罗里达州科勒尔盖布尔斯。目前该行在佛罗里达州共设有19家实体分行，通过自有运营及合作网络可提供超过5.5万台ATM的取款服务。
韦伯斯特银行是总部位于美国康涅狄格州斯坦福德的商业银行，业务覆盖康涅狄格州、马萨诸塞州、罗德岛州、新泽西州，以及纽约州的威彻斯特、奥兰治、阿尔斯特、罗克兰县和纽约市，共设有177家营业网点和316台自动柜员机。
AMTB vs WBS — 直观对比
营收规模更大
AMTB
是对方的1.5倍
$58.7M
营收增速更快
AMTB
高出3.0%
-0.2%
净利率更高
WBS
高出432.9%
3.0%
自由现金流更多
WBS
多$270.5M
$31.3M
两年增速更快
AMTB
近两年复合增速
-4.2%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $90.2M | $58.7M |
| 净利润 | $2.7M | $255.8M |
| 毛利率 | — | — |
| 营业利润率 | 2.1% | — |
| 净利率 | 3.0% | 435.9% |
| 营收同比 | 2.9% | -0.2% |
| 净利润同比 | -84.0% | 43.9% |
| 每股收益（稀释后） | $0.08 | $1.54 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMTBWBS
| Q4 25 | $90.2M | $58.7M | ||
| Q3 25 | $94.2M | $59.1M | ||
| Q2 25 | $90.5M | $59.4M | ||
| Q1 25 | $85.9M | $60.8M | ||
| Q4 24 | $87.6M | $58.8M | ||
| Q3 24 | $81.0M | $61.1M | ||
| Q2 24 | $79.4M | $61.8M | ||
| Q1 24 | $78.0M | $64.0M |
净利润AMTBWBS
| Q4 25 | $2.7M | $255.8M | ||
| Q3 25 | $14.8M | $261.2M | ||
| Q2 25 | $23.0M | $258.8M | ||
| Q1 25 | $12.0M | $226.9M | ||
| Q4 24 | $16.9M | $177.8M | ||
| Q3 24 | $-48.2M | $193.0M | ||
| Q2 24 | $5.0M | $181.6M | ||
| Q1 24 | $10.6M | $216.3M |
营业利润率AMTBWBS
| Q4 25 | 2.1% | — | ||
| Q3 25 | 20.2% | — | ||
| Q2 25 | 32.9% | — | ||
| Q1 25 | 18.0% | — | ||
| Q4 24 | 20.6% | — | ||
| Q3 24 | -76.4% | — | ||
| Q2 24 | 8.0% | — | ||
| Q1 24 | 17.3% | — |
净利率AMTBWBS
| Q4 25 | 3.0% | 435.9% | ||
| Q3 25 | 15.7% | 442.3% | ||
| Q2 25 | 25.4% | 435.6% | ||
| Q1 25 | 13.9% | 373.4% | ||
| Q4 24 | 19.3% | 302.4% | ||
| Q3 24 | -59.5% | 316.0% | ||
| Q2 24 | 6.3% | 293.7% | ||
| Q1 24 | 13.6% | 338.0% |
每股收益（稀释后）AMTBWBS
| Q4 25 | $0.08 | $1.54 | ||
| Q3 25 | $0.35 | $1.54 | ||
| Q2 25 | $0.55 | $1.52 | ||
| Q1 25 | $0.28 | $1.30 | ||
| Q4 24 | $0.53 | $1.01 | ||
| Q3 24 | $-1.43 | $1.10 | ||
| Q2 24 | $0.15 | $1.03 | ||
| Q1 24 | $0.31 | $1.23 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $739.5M |
| 股东权益账面价值 | $938.8M | $9.5B |
| 总资产 | $9.8B | $84.1B |
| 负债/权益比越低杠杆越低 | — | 0.08× |
8季度趋势，按日历期对齐
总债务AMTBWBS
| Q4 25 | — | $739.5M | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | — | $905.6M | ||
| Q1 25 | — | $907.4M | ||
| Q4 24 | — | $909.2M | ||
| Q3 24 | — | $911.0M | ||
| Q2 24 | — | $912.7M | ||
| Q1 24 | — | $914.5M |
股东权益AMTBWBS
| Q4 25 | $938.8M | $9.5B | ||
| Q3 25 | $944.9M | $9.5B | ||
| Q2 25 | $924.3M | $9.3B | ||
| Q1 25 | $906.3M | $9.2B | ||
| Q4 24 | $890.5M | $9.1B | ||
| Q3 24 | $902.9M | $9.2B | ||
| Q2 24 | $734.3M | $8.8B | ||
| Q1 24 | $738.1M | $8.7B |
总资产AMTBWBS
| Q4 25 | $9.8B | $84.1B | ||
| Q3 25 | $10.4B | $83.2B | ||
| Q2 25 | $10.3B | $81.9B | ||
| Q1 25 | $10.2B | $80.3B | ||
| Q4 24 | $9.9B | $79.0B | ||
| Q3 24 | $10.4B | $79.5B | ||
| Q2 24 | $9.7B | $76.8B | ||
| Q1 24 | $9.8B | $76.2B |
负债/权益比AMTBWBS
| Q4 25 | — | 0.08× | ||
| Q3 25 | — | 0.13× | ||
| Q2 25 | — | 0.10× | ||
| Q1 25 | — | 0.10× | ||
| Q4 24 | — | 0.10× | ||
| Q3 24 | — | 0.10× | ||
| Q2 24 | — | 0.10× | ||
| Q1 24 | — | 0.10× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $36.5M | $317.6M |
| 自由现金流经营现金流 - 资本支出 | $31.3M | $301.8M |
| 自由现金流率自由现金流/营收 | 34.7% | 514.2% |
| 资本支出强度资本支出/营收 | 5.8% | 26.9% |
| 现金转化率经营现金流/净利润 | 13.51× | 1.24× |
| 过去12个月自由现金流最近4个季度 | $127.2M | $1.0B |
8季度趋势，按日历期对齐
经营现金流AMTBWBS
| Q4 25 | $36.5M | $317.6M | ||
| Q3 25 | $22.7M | $374.7M | ||
| Q2 25 | $57.6M | $270.9M | ||
| Q1 25 | $20.2M | $94.9M | ||
| Q4 24 | $77.5M | $891.3M | ||
| Q3 24 | $4.2M | $45.3M | ||
| Q2 24 | $-2.3M | $224.0M | ||
| Q1 24 | $2.8M | $243.7M |
自由现金流AMTBWBS
| Q4 25 | $31.3M | $301.8M | ||
| Q3 25 | $21.7M | $362.5M | ||
| Q2 25 | $56.3M | $257.7M | ||
| Q1 25 | $18.0M | $86.6M | ||
| Q4 24 | $76.7M | $879.0M | ||
| Q3 24 | $2.6M | $35.3M | ||
| Q2 24 | $-3.9M | $215.6M | ||
| Q1 24 | $-694.0K | $238.6M |
自由现金流率AMTBWBS
| Q4 25 | 34.7% | 514.2% | ||
| Q3 25 | 23.0% | 613.7% | ||
| Q2 25 | 62.2% | 433.6% | ||
| Q1 25 | 21.0% | 142.5% | ||
| Q4 24 | 87.6% | 1495.2% | ||
| Q3 24 | 3.2% | 57.8% | ||
| Q2 24 | -4.9% | 348.6% | ||
| Q1 24 | -0.9% | 372.8% |
资本支出强度AMTBWBS
| Q4 25 | 5.8% | 26.9% | ||
| Q3 25 | 1.1% | 20.7% | ||
| Q2 25 | 1.5% | 22.2% | ||
| Q1 25 | 2.6% | 13.7% | ||
| Q4 24 | 0.9% | 21.0% | ||
| Q3 24 | 2.0% | 16.4% | ||
| Q2 24 | 1.9% | 13.6% | ||
| Q1 24 | 4.5% | 7.9% |
现金转化率AMTBWBS
| Q4 25 | 13.51× | 1.24× | ||
| Q3 25 | 1.54× | 1.43× | ||
| Q2 25 | 2.50× | 1.05× | ||
| Q1 25 | 1.69× | 0.42× | ||
| Q4 24 | 4.59× | 5.01× | ||
| Q3 24 | — | 0.23× | ||
| Q2 24 | -0.47× | 1.23× | ||
| Q1 24 | 0.26× | 1.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMTB
| Other | $36.0M | 40% |
| Commercial Portfolio Segment | $25.7M | 28% |
| Commercial Real Estate Portfolio Segment | $17.3M | 19% |
| Consumer Portfolio Segment | $11.1M | 12% |
WBS
暂无分部数据
