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AMERICAN WOODMARK CORP（AMWD）与PATHWARD FINANCIAL, INC.（CASH）财务数据对比。点击上方公司名可切换其他公司
AMERICAN WOODMARK CORP的季度营收约是PATHWARD FINANCIAL, INC.的1.4倍（$394.6M vs $276.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 1.5%，领先24.8%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs -3.3%）
美国木标公司是一家厨卫橱柜制造商，总部位于弗吉尼亚州温彻斯特。公司在美国多地设有多家生产基地与服务中心，其中生产基地分布在亚利桑那州、佐治亚州、印第安纳州、肯塔基州、马里兰州、田纳西州、弗吉尼亚州以及西弗吉尼亚州，服务网点覆盖全美各地。
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
AMWD vs CASH — 直观对比
营收规模更大
AMWD
是对方的1.4倍
$276.3M
净利率更高
CASH
高出24.8%
1.5%
两年增速更快
CASH
近两年复合增速
-3.3%
损益表 — Q2 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $394.6M | $276.3M |
| 净利润 | $6.1M | $72.9M |
| 毛利率 | 15.2% | — |
| 营业利润率 | 3.1% | — |
| 净利率 | 1.5% | 26.4% |
| 营收同比 | -12.8% | — |
| 净利润同比 | -78.0% | — |
| 每股收益（稀释后） | $0.42 | $3.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMWDCASH
| Q1 26 | — | $276.3M | ||
| Q4 25 | $394.6M | $173.1M | ||
| Q3 25 | $403.0M | $186.7M | ||
| Q2 25 | $400.4M | $195.8M | ||
| Q1 25 | $397.6M | $274.8M | ||
| Q4 24 | $452.5M | $182.6M | ||
| Q3 24 | $459.1M | $179.5M | ||
| Q2 24 | $453.3M | $188.6M |
净利润AMWDCASH
| Q1 26 | — | $72.9M | ||
| Q4 25 | $6.1M | $35.2M | ||
| Q3 25 | $14.6M | $38.8M | ||
| Q2 25 | $25.6M | $42.1M | ||
| Q1 25 | $16.6M | $75.0M | ||
| Q4 24 | $27.7M | $30.0M | ||
| Q3 24 | $29.6M | $33.5M | ||
| Q2 24 | $26.8M | $44.9M |
毛利率AMWDCASH
| Q1 26 | — | — | ||
| Q4 25 | 15.2% | — | ||
| Q3 25 | 16.7% | — | ||
| Q2 25 | 17.0% | — | ||
| Q1 25 | 15.0% | — | ||
| Q4 24 | 18.9% | — | ||
| Q3 24 | 20.2% | — | ||
| Q2 24 | 18.6% | — |
营业利润率AMWDCASH
| Q1 26 | — | — | ||
| Q4 25 | 3.1% | 24.6% | ||
| Q3 25 | 5.0% | 25.9% | ||
| Q2 25 | 7.4% | 24.1% | ||
| Q1 25 | 5.3% | 33.2% | ||
| Q4 24 | 9.4% | 19.8% | ||
| Q3 24 | 10.2% | 20.9% | ||
| Q2 24 | 8.4% | 27.1% |
净利率AMWDCASH
| Q1 26 | — | 26.4% | ||
| Q4 25 | 1.5% | 20.3% | ||
| Q3 25 | 3.6% | 20.8% | ||
| Q2 25 | 6.4% | 21.5% | ||
| Q1 25 | 4.2% | 27.3% | ||
| Q4 24 | 6.1% | 16.4% | ||
| Q3 24 | 6.5% | 18.7% | ||
| Q2 24 | 5.9% | 23.8% |
每股收益（稀释后）AMWDCASH
| Q1 26 | — | $3.35 | ||
| Q4 25 | $0.42 | $1.57 | ||
| Q3 25 | $1.00 | $1.69 | ||
| Q2 25 | $1.73 | $1.81 | ||
| Q1 25 | $1.09 | $3.14 | ||
| Q4 24 | $1.79 | $1.23 | ||
| Q3 24 | $1.89 | $1.34 | ||
| Q2 24 | $1.70 | $1.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $52.1M | $157.6M |
| 总债务越低越好 | $363.3M | $59.5M |
| 股东权益账面价值 | $928.2M | $850.7M |
| 总资产 | $1.6B | $7.1B |
| 负债/权益比越低杠杆越低 | 0.39× | 0.07× |
8季度趋势，按日历期对齐
现金及短期投资AMWDCASH
| Q1 26 | — | $157.6M | ||
| Q4 25 | $52.1M | $331.2M | ||
| Q3 25 | $54.9M | $120.6M | ||
| Q2 25 | $48.2M | $258.3M | ||
| Q1 25 | $43.5M | $254.2M | ||
| Q4 24 | $56.7M | $597.4M | ||
| Q3 24 | $89.3M | $158.3M | ||
| Q2 24 | $87.4M | $298.9M |
总债务AMWDCASH
| Q1 26 | — | $59.5M | ||
| Q4 25 | $363.3M | $33.5M | ||
| Q3 25 | $364.8M | $33.5M | ||
| Q2 25 | $365.8M | $33.4M | ||
| Q1 25 | $367.3M | $33.4M | ||
| Q4 24 | $368.0M | $33.4M | ||
| Q3 24 | $372.2M | $33.4M | ||
| Q2 24 | $371.8M | $33.3M |
股东权益AMWDCASH
| Q1 26 | — | $850.7M | ||
| Q4 25 | $928.2M | $854.5M | ||
| Q3 25 | $920.3M | $858.0M | ||
| Q2 25 | $916.0M | $819.0M | ||
| Q1 25 | $919.6M | $814.7M | ||
| Q4 24 | $915.1M | $758.3M | ||
| Q3 24 | $913.8M | $822.5M | ||
| Q2 24 | $910.4M | $748.4M |
总资产AMWDCASH
| Q1 26 | — | $7.1B | ||
| Q4 25 | $1.6B | $7.6B | ||
| Q3 25 | $1.6B | $7.2B | ||
| Q2 25 | $1.6B | $7.2B | ||
| Q1 25 | $1.6B | $7.0B | ||
| Q4 24 | $1.6B | $7.6B | ||
| Q3 24 | $1.6B | $7.5B | ||
| Q2 24 | $1.6B | $7.5B |
负债/权益比AMWDCASH
| Q1 26 | — | 0.07× | ||
| Q4 25 | 0.39× | 0.04× | ||
| Q3 25 | 0.40× | 0.04× | ||
| Q2 25 | 0.40× | 0.04× | ||
| Q1 25 | 0.40× | 0.04× | ||
| Q4 24 | 0.40× | 0.04× | ||
| Q3 24 | 0.41× | 0.04× | ||
| Q2 24 | 0.41× | 0.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.2M | — |
| 自由现金流经营现金流 - 资本支出 | $638.0K | — |
| 自由现金流率自由现金流/营收 | 0.2% | — |
| 资本支出强度资本支出/营收 | 2.7% | — |
| 现金转化率经营现金流/净利润 | 1.83× | — |
| 过去12个月自由现金流最近4个季度 | $64.0M | — |
8季度趋势，按日历期对齐
经营现金流AMWDCASH
| Q1 26 | — | — | ||
| Q4 25 | $11.2M | $108.3M | ||
| Q3 25 | $33.1M | $303.7M | ||
| Q2 25 | $44.8M | $30.4M | ||
| Q1 25 | $11.0M | $188.3M | ||
| Q4 24 | $11.9M | $-71.7M | ||
| Q3 24 | $40.8M | $143.1M | ||
| Q2 24 | $43.3M | $113.2M |
自由现金流AMWDCASH
| Q1 26 | — | — | ||
| Q4 25 | $638.0K | $104.1M | ||
| Q3 25 | $25.3M | $300.3M | ||
| Q2 25 | $35.8M | $27.7M | ||
| Q1 25 | $2.3M | $184.7M | ||
| Q4 24 | $1.1M | $-73.8M | ||
| Q3 24 | $29.5M | $138.8M | ||
| Q2 24 | $7.2M | $111.0M |
自由现金流率AMWDCASH
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 60.1% | ||
| Q3 25 | 6.3% | 160.9% | ||
| Q2 25 | 8.9% | 14.1% | ||
| Q1 25 | 0.6% | 67.2% | ||
| Q4 24 | 0.2% | -40.4% | ||
| Q3 24 | 6.4% | 77.3% | ||
| Q2 24 | 1.6% | 58.8% |
资本支出强度AMWDCASH
| Q1 26 | — | — | ||
| Q4 25 | 2.7% | 2.4% | ||
| Q3 25 | 1.9% | 1.8% | ||
| Q2 25 | 2.2% | 1.4% | ||
| Q1 25 | 2.2% | 1.3% | ||
| Q4 24 | 2.4% | 1.1% | ||
| Q3 24 | 2.5% | 2.4% | ||
| Q2 24 | 8.0% | 1.2% |
现金转化率AMWDCASH
| Q1 26 | — | — | ||
| Q4 25 | 1.83× | 3.08× | ||
| Q3 25 | 2.27× | 7.83× | ||
| Q2 25 | 1.75× | 0.72× | ||
| Q1 25 | 0.66× | 2.51× | ||
| Q4 24 | 0.43× | -2.39× | ||
| Q3 24 | 1.38× | 4.27× | ||
| Q2 24 | 1.62× | 2.52× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMWD
| Home Center Retailers | $166.7M | 42% |
| Builders | $164.7M | 42% |
| Independent Dealersand Distributors | $63.2M | 16% |
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
