vs
AMERICAN WOODMARK CORP（AMWD）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
Fair Isaac的季度营收约是AMERICAN WOODMARK CORP的1.3倍（$512.0M vs $394.6M），Fair Isaac净利率更高（30.9% vs 1.5%，领先29.4%），Fair Isaac同比增速更快（16.4% vs -12.8%），Fair Isaac自由现金流更多（$173.9M vs $638.0K），过去两年Fair Isaac的营收复合增速更高（8.6% vs -3.3%）
美国木标公司是一家厨卫橱柜制造商，总部位于弗吉尼亚州温彻斯特。公司在美国多地设有多家生产基地与服务中心，其中生产基地分布在亚利桑那州、佐治亚州、印第安纳州、肯塔基州、马里兰州、田纳西州、弗吉尼亚州以及西弗吉尼亚州，服务网点覆盖全美各地。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
AMWD vs FICO — 直观对比
营收规模更大
FICO
是对方的1.3倍
$394.6M
营收增速更快
FICO
高出29.1%
-12.8%
净利率更高
FICO
高出29.4%
1.5%
自由现金流更多
FICO
多$173.2M
$638.0K
两年增速更快
FICO
近两年复合增速
-3.3%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $394.6M | $512.0M |
| 净利润 | $6.1M | $158.4M |
| 毛利率 | 15.2% | 83.0% |
| 营业利润率 | 3.1% | 45.7% |
| 净利率 | 1.5% | 30.9% |
| 营收同比 | -12.8% | 16.4% |
| 净利润同比 | -78.0% | 3.8% |
| 每股收益（稀释后） | $0.42 | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMWDFICO
| Q4 25 | $394.6M | $512.0M | ||
| Q3 25 | $403.0M | $515.8M | ||
| Q2 25 | $400.4M | $536.4M | ||
| Q1 25 | $397.6M | $498.7M | ||
| Q4 24 | $452.5M | $440.0M | ||
| Q3 24 | $459.1M | $453.8M | ||
| Q2 24 | $453.3M | $447.8M | ||
| Q1 24 | $422.1M | $433.8M |
净利润AMWDFICO
| Q4 25 | $6.1M | $158.4M | ||
| Q3 25 | $14.6M | $155.0M | ||
| Q2 25 | $25.6M | $181.8M | ||
| Q1 25 | $16.6M | $162.6M | ||
| Q4 24 | $27.7M | $152.5M | ||
| Q3 24 | $29.6M | $135.7M | ||
| Q2 24 | $26.8M | $126.3M | ||
| Q1 24 | $21.2M | $129.8M |
毛利率AMWDFICO
| Q4 25 | 15.2% | 83.0% | ||
| Q3 25 | 16.7% | 82.3% | ||
| Q2 25 | 17.0% | 83.7% | ||
| Q1 25 | 15.0% | 82.4% | ||
| Q4 24 | 18.9% | 80.1% | ||
| Q3 24 | 20.2% | 80.3% | ||
| Q2 24 | 18.6% | 80.3% | ||
| Q1 24 | 19.2% | 80.0% |
营业利润率AMWDFICO
| Q4 25 | 3.1% | 45.7% | ||
| Q3 25 | 5.0% | 46.0% | ||
| Q2 25 | 7.4% | 48.9% | ||
| Q1 25 | 5.3% | 49.3% | ||
| Q4 24 | 9.4% | 40.8% | ||
| Q3 24 | 10.2% | 43.4% | ||
| Q2 24 | 8.4% | 42.5% | ||
| Q1 24 | 6.6% | 44.9% |
净利率AMWDFICO
| Q4 25 | 1.5% | 30.9% | ||
| Q3 25 | 3.6% | 30.1% | ||
| Q2 25 | 6.4% | 33.9% | ||
| Q1 25 | 4.2% | 32.6% | ||
| Q4 24 | 6.1% | 34.7% | ||
| Q3 24 | 6.5% | 29.9% | ||
| Q2 24 | 5.9% | 28.2% | ||
| Q1 24 | 5.0% | 29.9% |
每股收益（稀释后）AMWDFICO
| Q4 25 | $0.42 | $6.61 | ||
| Q3 25 | $1.00 | $6.41 | ||
| Q2 25 | $1.73 | $7.40 | ||
| Q1 25 | $1.09 | $6.59 | ||
| Q4 24 | $1.79 | $6.14 | ||
| Q3 24 | $1.89 | $5.44 | ||
| Q2 24 | $1.70 | $5.05 | ||
| Q1 24 | $1.32 | $5.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $52.1M | $162.0M |
| 总债务越低越好 | $363.3M | $3.2B |
| 股东权益账面价值 | $928.2M | $-1.8B |
| 总资产 | $1.6B | $1.9B |
| 负债/权益比越低杠杆越低 | 0.39× | — |
8季度趋势，按日历期对齐
现金及短期投资AMWDFICO
| Q4 25 | $52.1M | $162.0M | ||
| Q3 25 | $54.9M | $134.1M | ||
| Q2 25 | $48.2M | $189.0M | ||
| Q1 25 | $43.5M | $146.6M | ||
| Q4 24 | $56.7M | $184.3M | ||
| Q3 24 | $89.3M | $150.7M | ||
| Q2 24 | $87.4M | $156.0M | ||
| Q1 24 | $97.8M | $135.7M |
总债务AMWDFICO
| Q4 25 | $363.3M | $3.2B | ||
| Q3 25 | $364.8M | $3.1B | ||
| Q2 25 | $365.8M | $2.8B | ||
| Q1 25 | $367.3M | $2.5B | ||
| Q4 24 | $368.0M | $2.4B | ||
| Q3 24 | $372.2M | $2.2B | ||
| Q2 24 | $371.8M | $2.1B | ||
| Q1 24 | $371.3M | $2.0B |
股东权益AMWDFICO
| Q4 25 | $928.2M | $-1.8B | ||
| Q3 25 | $920.3M | $-1.7B | ||
| Q2 25 | $916.0M | $-1.4B | ||
| Q1 25 | $919.6M | $-1.1B | ||
| Q4 24 | $915.1M | $-1.1B | ||
| Q3 24 | $913.8M | $-962.7M | ||
| Q2 24 | $910.4M | $-829.3M | ||
| Q1 24 | $896.9M | $-735.7M |
总资产AMWDFICO
| Q4 25 | $1.6B | $1.9B | ||
| Q3 25 | $1.6B | $1.9B | ||
| Q2 25 | $1.6B | $1.9B | ||
| Q1 25 | $1.6B | $1.8B | ||
| Q4 24 | $1.6B | $1.7B | ||
| Q3 24 | $1.6B | $1.7B | ||
| Q2 24 | $1.6B | $1.7B | ||
| Q1 24 | $1.6B | $1.7B |
负债/权益比AMWDFICO
| Q4 25 | 0.39× | — | ||
| Q3 25 | 0.40× | — | ||
| Q2 25 | 0.40× | — | ||
| Q1 25 | 0.40× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.41× | — | ||
| Q2 24 | 0.41× | — | ||
| Q1 24 | 0.41× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.2M | $174.1M |
| 自由现金流经营现金流 - 资本支出 | $638.0K | $173.9M |
| 自由现金流率自由现金流/营收 | 0.2% | 34.0% |
| 资本支出强度资本支出/营收 | 2.7% | 0.0% |
| 现金转化率经营现金流/净利润 | 1.83× | 1.10× |
| 过去12个月自由现金流最近4个季度 | $64.0M | $750.6M |
8季度趋势，按日历期对齐
经营现金流AMWDFICO
| Q4 25 | $11.2M | $174.1M | ||
| Q3 25 | $33.1M | $223.7M | ||
| Q2 25 | $44.8M | $286.2M | ||
| Q1 25 | $11.0M | $74.9M | ||
| Q4 24 | $11.9M | $194.0M | ||
| Q3 24 | $40.8M | $226.5M | ||
| Q2 24 | $43.3M | $213.3M | ||
| Q1 24 | $43.7M | $71.0M |
自由现金流AMWDFICO
| Q4 25 | $638.0K | $173.9M | ||
| Q3 25 | $25.3M | $219.5M | ||
| Q2 25 | $35.8M | $284.4M | ||
| Q1 25 | $2.3M | $72.8M | ||
| Q4 24 | $1.1M | $193.2M | ||
| Q3 24 | $29.5M | $224.7M | ||
| Q2 24 | $7.2M | $211.6M | ||
| Q1 24 | $22.1M | $67.0M |
自由现金流率AMWDFICO
| Q4 25 | 0.2% | 34.0% | ||
| Q3 25 | 6.3% | 42.6% | ||
| Q2 25 | 8.9% | 53.0% | ||
| Q1 25 | 0.6% | 14.6% | ||
| Q4 24 | 0.2% | 43.9% | ||
| Q3 24 | 6.4% | 49.5% | ||
| Q2 24 | 1.6% | 47.2% | ||
| Q1 24 | 5.2% | 15.4% |
资本支出强度AMWDFICO
| Q4 25 | 2.7% | 0.0% | ||
| Q3 25 | 1.9% | 0.8% | ||
| Q2 25 | 2.2% | 0.3% | ||
| Q1 25 | 2.2% | 0.4% | ||
| Q4 24 | 2.4% | 0.2% | ||
| Q3 24 | 2.5% | 0.4% | ||
| Q2 24 | 8.0% | 0.4% | ||
| Q1 24 | 5.1% | 0.9% |
现金转化率AMWDFICO
| Q4 25 | 1.83× | 1.10× | ||
| Q3 25 | 2.27× | 1.44× | ||
| Q2 25 | 1.75× | 1.57× | ||
| Q1 25 | 0.66× | 0.46× | ||
| Q4 24 | 0.43× | 1.27× | ||
| Q3 24 | 1.38× | 1.67× | ||
| Q2 24 | 1.62× | 1.69× | ||
| Q1 24 | 2.06× | 0.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMWD
| Home Center Retailers | $166.7M | 42% |
| Builders | $164.7M | 42% |
| Independent Dealersand Distributors | $63.2M | 16% |
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
