vs
Andersons, Inc.（ANDE）与OFG BANCORP（OFG）财务数据对比。点击上方公司名可切换其他公司
Andersons, Inc.的季度营收约是OFG BANCORP的1.8倍（$329.5M vs $184.3M），OFG BANCORP净利率更高（30.3% vs 20.5%，领先9.9%），OFG BANCORP同比增速更快（0.9% vs -2.4%），OFG BANCORP自由现金流更多（$199.3M vs $-77.1M），过去两年OFG BANCORP的营收复合增速更高（2.8% vs -1.8%）
安德森公司（The Andersons, Inc.）是1947年成立的美国农业企业，总部位于俄亥俄州莫米。公司起源于1940年代服务粮食行业的安德森货运站，是深耕农业领域的多元化企业，业务覆盖大宗商品贸易、可再生能源以及植物营养板块。
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
ANDE vs OFG — 直观对比
营收规模更大
ANDE
是对方的1.8倍
$184.3M
营收增速更快
OFG
高出3.3%
-2.4%
净利率更高
OFG
高出9.9%
20.5%
自由现金流更多
OFG
多$276.4M
$-77.1M
两年增速更快
OFG
近两年复合增速
-1.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $329.5M | $184.3M |
| 净利润 | $67.4M | $55.9M |
| 毛利率 | 70.3% | — |
| 营业利润率 | 26.6% | 25.7% |
| 净利率 | 20.5% | 30.3% |
| 营收同比 | -2.4% | 0.9% |
| 净利润同比 | 49.6% | 11.0% |
| 每股收益（稀释后） | — | $1.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ANDEOFG
| Q4 25 | $329.5M | $184.3M | ||
| Q3 25 | $295.8M | $186.2M | ||
| Q2 25 | $535.0M | $182.4M | ||
| Q1 25 | $370.8M | $178.6M | ||
| Q4 24 | $337.5M | $182.7M | ||
| Q3 24 | $231.9M | $174.7M | ||
| Q2 24 | $492.5M | $179.8M | ||
| Q1 24 | $341.4M | $174.4M |
净利润ANDEOFG
| Q4 25 | $67.4M | $55.9M | ||
| Q3 25 | $20.1M | $51.8M | ||
| Q2 25 | $7.9M | $51.8M | ||
| Q1 25 | $284.0K | $45.6M | ||
| Q4 24 | $45.1M | $50.3M | ||
| Q3 24 | $27.4M | $47.0M | ||
| Q2 24 | $36.0M | $51.1M | ||
| Q1 24 | $5.6M | $49.7M |
毛利率ANDEOFG
| Q4 25 | 70.3% | — | ||
| Q3 25 | 57.8% | — | ||
| Q2 25 | 29.6% | — | ||
| Q1 25 | 41.2% | — | ||
| Q4 24 | 63.1% | — | ||
| Q3 24 | 76.4% | — | ||
| Q2 24 | 35.6% | — | ||
| Q1 24 | 37.6% | — |
营业利润率ANDEOFG
| Q4 25 | 26.6% | 25.7% | ||
| Q3 25 | 8.7% | 33.0% | ||
| Q2 25 | 4.6% | 36.1% | ||
| Q1 25 | 0.9% | 33.3% | ||
| Q4 24 | 19.9% | 28.9% | ||
| Q3 24 | 26.8% | 35.4% | ||
| Q2 24 | 11.6% | 39.6% | ||
| Q1 24 | 4.1% | 38.9% |
净利率ANDEOFG
| Q4 25 | 20.5% | 30.3% | ||
| Q3 25 | 6.8% | 27.8% | ||
| Q2 25 | 1.5% | 28.4% | ||
| Q1 25 | 0.1% | 25.5% | ||
| Q4 24 | 13.4% | 27.6% | ||
| Q3 24 | 11.8% | 26.9% | ||
| Q2 24 | 7.3% | 28.4% | ||
| Q1 24 | 1.6% | 28.5% |
每股收益（稀释后）ANDEOFG
| Q4 25 | — | $1.27 | ||
| Q3 25 | $0.59 | $1.16 | ||
| Q2 25 | $0.23 | $1.15 | ||
| Q1 25 | $0.01 | $1.00 | ||
| Q4 24 | $1.31 | $1.10 | ||
| Q3 24 | $0.80 | $1.00 | ||
| Q2 24 | $1.05 | $1.08 | ||
| Q1 24 | $0.16 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $98.3M | $1.0B |
| 总债务越低越好 | $560.0M | — |
| 股东权益账面价值 | $1.2B | $1.4B |
| 总资产 | $3.7B | $12.5B |
| 负债/权益比越低杠杆越低 | 0.45× | — |
8季度趋势，按日历期对齐
现金及短期投资ANDEOFG
| Q4 25 | $98.3M | $1.0B | ||
| Q3 25 | — | $740.3M | ||
| Q2 25 | — | $851.8M | ||
| Q1 25 | — | $710.6M | ||
| Q4 24 | $561.8M | $591.1M | ||
| Q3 24 | — | $680.6M | ||
| Q2 24 | — | $740.4M | ||
| Q1 24 | — | $754.4M |
总债务ANDEOFG
| Q4 25 | $560.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $608.2M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ANDEOFG
| Q4 25 | $1.2B | $1.4B | ||
| Q3 25 | $1.2B | $1.4B | ||
| Q2 25 | $1.4B | $1.3B | ||
| Q1 25 | $1.4B | $1.3B | ||
| Q4 24 | $1.4B | $1.3B | ||
| Q3 24 | $1.3B | $1.3B | ||
| Q2 24 | $1.3B | $1.2B | ||
| Q1 24 | $1.3B | $1.2B |
总资产ANDEOFG
| Q4 25 | $3.7B | $12.5B | ||
| Q3 25 | $3.3B | $12.2B | ||
| Q2 25 | $3.4B | $12.2B | ||
| Q1 25 | $3.8B | $11.7B | ||
| Q4 24 | $4.1B | $11.5B | ||
| Q3 24 | $3.4B | $11.5B | ||
| Q2 24 | $3.3B | $11.3B | ||
| Q1 24 | $3.3B | $11.2B |
负债/权益比ANDEOFG
| Q4 25 | 0.45× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.45× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-6.2M | $217.7M |
| 自由现金流经营现金流 - 资本支出 | $-77.1M | $199.3M |
| 自由现金流率自由现金流/营收 | -23.4% | 108.1% |
| 资本支出强度资本支出/营收 | 21.5% | 10.0% |
| 现金转化率经营现金流/净利润 | -0.09× | 3.90× |
| 过去12个月自由现金流最近4个季度 | $-56.1M | $345.4M |
8季度趋势，按日历期对齐
经营现金流ANDEOFG
| Q4 25 | $-6.2M | $217.7M | ||
| Q3 25 | $233.9M | $39.5M | ||
| Q2 25 | $299.3M | $35.9M | ||
| Q1 25 | $-350.0M | $83.1M | ||
| Q4 24 | $268.8M | $252.5M | ||
| Q3 24 | $-2.1M | $58.1M | ||
| Q2 24 | $304.4M | $95.1M | ||
| Q1 24 | $-239.6M | $61.0M |
自由现金流ANDEOFG
| Q4 25 | $-77.1M | $199.3M | ||
| Q3 25 | $167.0M | $35.5M | ||
| Q2 25 | $250.5M | $31.8M | ||
| Q1 25 | $-396.6M | $78.7M | ||
| Q4 24 | $212.9M | $231.2M | ||
| Q3 24 | $-40.0M | $51.8M | ||
| Q2 24 | $275.8M | $90.4M | ||
| Q1 24 | $-266.4M | $54.8M |
自由现金流率ANDEOFG
| Q4 25 | -23.4% | 108.1% | ||
| Q3 25 | 56.5% | 19.1% | ||
| Q2 25 | 46.8% | 17.4% | ||
| Q1 25 | -106.9% | 44.1% | ||
| Q4 24 | 63.1% | 126.5% | ||
| Q3 24 | -17.2% | 29.6% | ||
| Q2 24 | 56.0% | 50.3% | ||
| Q1 24 | -78.0% | 31.4% |
资本支出强度ANDEOFG
| Q4 25 | 21.5% | 10.0% | ||
| Q3 25 | 22.6% | 2.1% | ||
| Q2 25 | 9.1% | 2.3% | ||
| Q1 25 | 12.6% | 2.4% | ||
| Q4 24 | 16.6% | 11.7% | ||
| Q3 24 | 16.3% | 3.6% | ||
| Q2 24 | 5.8% | 2.6% | ||
| Q1 24 | 7.8% | 3.5% |
现金转化率ANDEOFG
| Q4 25 | -0.09× | 3.90× | ||
| Q3 25 | 11.61× | 0.76× | ||
| Q2 25 | 38.10× | 0.69× | ||
| Q1 25 | -1232.46× | 1.82× | ||
| Q4 24 | 5.96× | 5.02× | ||
| Q3 24 | -0.08× | 1.24× | ||
| Q2 24 | 8.46× | 1.86× | ||
| Q1 24 | -42.94× | 1.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ANDE
| Specialty And Primary Nutrients | $137.1M | 42% |
| Premium Ingredients | $66.1M | 20% |
| Segment Reporting Reconciling Item Other | $63.2M | 19% |
| Other | $63.1M | 19% |
OFG
暂无分部数据
