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APOGEE ENTERPRISES, INC.（APOG）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
Fair Isaac的季度营收约是APOGEE ENTERPRISES, INC.的1.5倍（$512.0M vs $351.4M），Fair Isaac净利率更高（30.9% vs 4.7%，领先26.2%），Fair Isaac同比增速更快（16.4% vs 1.6%），过去两年Fair Isaac的营收复合增速更高（8.6% vs 2.9%）
Apogee Enterprises是一家美国音频设备制造商，主营音频接口、模数与数模转换器、USB及iOS麦克风，同时还开发音频制作相关软件，产品广泛服务于专业录音、音乐创作等音频领域，在全球音频行业拥有较高的认可度。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
APOG vs FICO — 直观对比
营收规模更大
FICO
是对方的1.5倍
$351.4M
营收增速更快
FICO
高出14.8%
1.6%
净利率更高
FICO
高出26.2%
4.7%
两年增速更快
FICO
近两年复合增速
2.9%
损益表 — Q4 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $351.4M | $512.0M |
| 净利润 | $16.6M | $158.4M |
| 毛利率 | 22.4% | 83.0% |
| 营业利润率 | 7.3% | 45.7% |
| 净利率 | 4.7% | 30.9% |
| 营收同比 | 1.6% | 16.4% |
| 净利润同比 | 568.8% | 3.8% |
| 每股收益（稀释后） | $0.78 | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收APOGFICO
| Q1 26 | $351.4M | — | ||
| Q4 25 | $348.6M | $512.0M | ||
| Q3 25 | $358.2M | $515.8M | ||
| Q2 25 | $346.6M | $536.4M | ||
| Q1 25 | $345.7M | $498.7M | ||
| Q4 24 | $341.3M | $440.0M | ||
| Q3 24 | $342.4M | $453.8M | ||
| Q2 24 | $331.5M | $447.8M |
净利润APOGFICO
| Q1 26 | $16.6M | — | ||
| Q4 25 | $16.5M | $158.4M | ||
| Q3 25 | $23.6M | $155.0M | ||
| Q2 25 | $-2.7M | $181.8M | ||
| Q1 25 | $2.5M | $162.6M | ||
| Q4 24 | $21.0M | $152.5M | ||
| Q3 24 | $30.6M | $135.7M | ||
| Q2 24 | $31.0M | $126.3M |
毛利率APOGFICO
| Q1 26 | 22.4% | — | ||
| Q4 25 | 23.8% | 83.0% | ||
| Q3 25 | 23.1% | 82.3% | ||
| Q2 25 | 21.7% | 83.7% | ||
| Q1 25 | 21.6% | 82.4% | ||
| Q4 24 | 26.1% | 80.1% | ||
| Q3 24 | 28.4% | 80.3% | ||
| Q2 24 | 29.8% | 80.3% |
营业利润率APOGFICO
| Q1 26 | 7.3% | — | ||
| Q4 25 | 7.1% | 45.7% | ||
| Q3 25 | 7.5% | 46.0% | ||
| Q2 25 | 2.0% | 48.9% | ||
| Q1 25 | 1.8% | 49.3% | ||
| Q4 24 | 8.4% | 40.8% | ||
| Q3 24 | 12.3% | 43.4% | ||
| Q2 24 | 12.5% | 42.5% |
净利率APOGFICO
| Q1 26 | 4.7% | — | ||
| Q4 25 | 4.7% | 30.9% | ||
| Q3 25 | 6.6% | 30.1% | ||
| Q2 25 | -0.8% | 33.9% | ||
| Q1 25 | 0.7% | 32.6% | ||
| Q4 24 | 6.1% | 34.7% | ||
| Q3 24 | 8.9% | 29.9% | ||
| Q2 24 | 9.4% | 28.2% |
每股收益（稀释后）APOGFICO
| Q1 26 | $0.78 | — | ||
| Q4 25 | $0.77 | $6.61 | ||
| Q3 25 | $1.10 | $6.41 | ||
| Q2 25 | $-0.13 | $7.40 | ||
| Q1 25 | $0.12 | $6.59 | ||
| Q4 24 | $0.96 | $6.14 | ||
| Q3 24 | $1.40 | $5.44 | ||
| Q2 24 | $1.41 | $5.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $39.5M | $162.0M |
| 总债务越低越好 | $232.3M | $3.2B |
| 股东权益账面价值 | $511.8M | $-1.8B |
| 总资产 | $1.1B | $1.9B |
| 负债/权益比越低杠杆越低 | 0.45× | — |
8季度趋势，按日历期对齐
现金及短期投资APOGFICO
| Q1 26 | $39.5M | — | ||
| Q4 25 | $41.3M | $162.0M | ||
| Q3 25 | $39.5M | $134.1M | ||
| Q2 25 | $32.8M | $189.0M | ||
| Q1 25 | $41.4M | $146.6M | ||
| Q4 24 | $43.9M | $184.3M | ||
| Q3 24 | $51.0M | $150.7M | ||
| Q2 24 | $30.4M | $156.0M |
总债务APOGFICO
| Q1 26 | $232.3M | — | ||
| Q4 25 | — | $3.2B | ||
| Q3 25 | — | $3.1B | ||
| Q2 25 | — | $2.8B | ||
| Q1 25 | $285.0M | $2.5B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.2B | ||
| Q2 24 | — | $2.1B |
股东权益APOGFICO
| Q1 26 | $511.8M | — | ||
| Q4 25 | $512.3M | $-1.8B | ||
| Q3 25 | $500.2M | $-1.7B | ||
| Q2 25 | $481.8M | $-1.4B | ||
| Q1 25 | $487.9M | $-1.1B | ||
| Q4 24 | $522.1M | $-1.1B | ||
| Q3 24 | $506.4M | $-962.7M | ||
| Q2 24 | $480.0M | $-829.3M |
总资产APOGFICO
| Q1 26 | $1.1B | — | ||
| Q4 25 | $1.1B | $1.9B | ||
| Q3 25 | $1.2B | $1.9B | ||
| Q2 25 | $1.2B | $1.9B | ||
| Q1 25 | $1.2B | $1.8B | ||
| Q4 24 | $1.2B | $1.7B | ||
| Q3 24 | $917.1M | $1.7B | ||
| Q2 24 | $889.0M | $1.7B |
负债/权益比APOGFICO
| Q1 26 | 0.45× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.58× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $122.5M | $174.1M |
| 自由现金流经营现金流 - 资本支出 | — | $173.9M |
| 自由现金流率自由现金流/营收 | — | 34.0% |
| 资本支出强度资本支出/营收 | 7.8% | 0.0% |
| 现金转化率经营现金流/净利润 | 7.37× | 1.10× |
| 过去12个月自由现金流最近4个季度 | — | $750.6M |
8季度趋势，按日历期对齐
经营现金流APOGFICO
| Q1 26 | $122.5M | — | ||
| Q4 25 | $29.3M | $174.1M | ||
| Q3 25 | $57.1M | $223.7M | ||
| Q2 25 | $-19.8M | $286.2M | ||
| Q1 25 | $30.0M | $74.9M | ||
| Q4 24 | $31.0M | $194.0M | ||
| Q3 24 | $58.7M | $226.5M | ||
| Q2 24 | $5.5M | $213.3M |
自由现金流APOGFICO
| Q1 26 | — | — | ||
| Q4 25 | $22.9M | $173.9M | ||
| Q3 25 | $52.4M | $219.5M | ||
| Q2 25 | $-26.9M | $284.4M | ||
| Q1 25 | $19.1M | $72.8M | ||
| Q4 24 | $22.0M | $193.2M | ||
| Q3 24 | $50.2M | $224.7M | ||
| Q2 24 | $-1.8M | $211.6M |
自由现金流率APOGFICO
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 34.0% | ||
| Q3 25 | 14.6% | 42.6% | ||
| Q2 25 | -7.8% | 53.0% | ||
| Q1 25 | 5.5% | 14.6% | ||
| Q4 24 | 6.4% | 43.9% | ||
| Q3 24 | 14.7% | 49.5% | ||
| Q2 24 | -0.5% | 47.2% |
资本支出强度APOGFICO
| Q1 26 | 7.8% | — | ||
| Q4 25 | 1.9% | 0.0% | ||
| Q3 25 | 1.3% | 0.8% | ||
| Q2 25 | 2.1% | 0.3% | ||
| Q1 25 | 3.2% | 0.4% | ||
| Q4 24 | 2.6% | 0.2% | ||
| Q3 24 | 2.5% | 0.4% | ||
| Q2 24 | 2.2% | 0.4% |
现金转化率APOGFICO
| Q1 26 | 7.37× | — | ||
| Q4 25 | 1.77× | 1.10× | ||
| Q3 25 | 2.41× | 1.44× | ||
| Q2 25 | — | 1.57× | ||
| Q1 25 | 12.08× | 0.46× | ||
| Q4 24 | 1.48× | 1.27× | ||
| Q3 24 | 1.92× | 1.67× | ||
| Q2 24 | 0.18× | 1.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
APOG
| Architectural Services | $127.1M | 36% |
| Architectural Metals | $110.0M | 31% |
| Architectural Glass | $67.4M | 19% |
| Performance Surfaces | $54.3M | 15% |
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
