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ASSOCIATED BANC-CORP（ASB）与Diversified Energy Co（DEC）财务数据对比。点击上方公司名可切换其他公司
Diversified Energy Co的季度营收约是ASSOCIATED BANC-CORP的1.7倍（$666.5M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 29.3%，领先1.9%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
DTE能源是一家总部位于底特律的综合能源企业，在美国与加拿大开展能源相关业务的开发与运营。公司业务板块涵盖电力与燃气公用事业，其中电力业务为密歇根州220万客户服务，燃气业务则服务于该州130万客户。
ASB vs DEC — 直观对比
营收规模更大
DEC
是对方的1.7倍
$383.0M
净利率更高
ASB
高出1.9%
29.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $666.5M |
| 净利润 | $119.6M | $195.5M |
| 毛利率 | — | — |
| 营业利润率 | — | 37.6% |
| 净利率 | 31.2% | 29.3% |
| 营收同比 | — | — |
| 净利润同比 | 566.6% | — |
| 每股收益（稀释后） | $0.70 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBDEC
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $666.5M | ||
| Q3 25 | $305.2M | $499.8M | ||
| Q2 25 | $300.0M | $600.3M | ||
| Q1 25 | $285.9M | — | ||
| Q4 24 | $270.3M | — | ||
| Q3 24 | $329.7M | — | ||
| Q2 24 | $321.8M | — |
净利润ASBDEC
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $195.5M | ||
| Q3 25 | $124.7M | $171.1M | ||
| Q2 25 | $111.2M | $297.7M | ||
| Q1 25 | $101.7M | — | ||
| Q4 24 | $-161.6M | — | ||
| Q3 24 | $88.0M | — | ||
| Q2 24 | $115.6M | — |
毛利率ASBDEC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 44.7% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率ASBDEC
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 37.6% | ||
| Q3 25 | 50.5% | 36.2% | ||
| Q2 25 | 46.5% | 48.5% | ||
| Q1 25 | 42.3% | — | ||
| Q4 24 | -65.8% | — | ||
| Q3 24 | 32.8% | — | ||
| Q2 24 | 32.0% | — |
净利率ASBDEC
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | 29.3% | ||
| Q3 25 | 40.9% | 34.2% | ||
| Q2 25 | 37.1% | 49.6% | ||
| Q1 25 | 35.6% | — | ||
| Q4 24 | -59.8% | — | ||
| Q3 24 | 26.7% | — | ||
| Q2 24 | 35.9% | — |
每股收益（稀释后）ASBDEC
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | — | ||
| Q3 25 | $0.73 | $2.14 | ||
| Q2 25 | $0.65 | $3.67 | ||
| Q1 25 | $0.59 | — | ||
| Q4 24 | $-1.10 | — | ||
| Q3 24 | $0.56 | — | ||
| Q2 24 | $0.74 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $29.7M |
| 总债务越低越好 | — | $2.7B |
| 股东权益账面价值 | $5.0B | $984.1M |
| 总资产 | $45.6B | $6.2B |
| 负债/权益比越低杠杆越低 | — | 2.76× |
8季度趋势，按日历期对齐
现金及短期投资ASBDEC
| Q1 26 | — | — | ||
| Q4 25 | — | $29.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $23.7M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务ASBDEC
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $2.7B | ||
| Q3 25 | $594.1M | — | ||
| Q2 25 | $593.5M | — | ||
| Q1 25 | $591.4M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $844.3M | — | ||
| Q2 24 | $536.1M | — |
股东权益ASBDEC
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $984.1M | ||
| Q3 25 | $4.9B | — | ||
| Q2 25 | $4.8B | $727.7M | ||
| Q1 25 | $4.7B | — | ||
| Q4 24 | $4.6B | — | ||
| Q3 24 | $4.4B | — | ||
| Q2 24 | $4.2B | — |
总资产ASBDEC
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $6.2B | ||
| Q3 25 | $44.5B | — | ||
| Q2 25 | $44.0B | $5.7B | ||
| Q1 25 | $43.3B | — | ||
| Q4 24 | $43.0B | — | ||
| Q3 24 | $42.2B | — | ||
| Q2 24 | $41.6B | — |
负债/权益比ASBDEC
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | 2.76× | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.13× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $464.6M |
| 自由现金流经营现金流 - 资本支出 | — | $280.0M |
| 自由现金流率自由现金流/营收 | — | 42.0% |
| 资本支出强度资本支出/营收 | — | 27.7% |
| 现金转化率经营现金流/净利润 | — | 2.38× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ASBDEC
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $464.6M | ||
| Q3 25 | $158.0M | — | ||
| Q2 25 | $141.5M | $264.1M | ||
| Q1 25 | $98.2M | — | ||
| Q4 24 | $207.1M | — | ||
| Q3 24 | $105.1M | — | ||
| Q2 24 | $113.5M | — |
自由现金流ASBDEC
| Q1 26 | — | — | ||
| Q4 25 | — | $280.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
自由现金流率ASBDEC
| Q1 26 | — | — | ||
| Q4 25 | — | 42.0% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
资本支出强度ASBDEC
| Q1 26 | — | — | ||
| Q4 25 | — | 27.7% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金转化率ASBDEC
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | 2.38× | ||
| Q3 25 | 1.27× | — | ||
| Q2 25 | 1.27× | 0.89× | ||
| Q1 25 | 0.97× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.19× | — | ||
| Q2 24 | 0.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
DEC
暂无分部数据
