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ASSOCIATED BANC-CORP（ASB）与LifeStance Health Group, Inc.（LFST）财务数据对比。点击上方公司名可切换其他公司
ASSOCIATED BANC-CORP的季度营收约是LifeStance Health Group, Inc.的1.0倍（$383.0M vs $382.2M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 3.1%，领先28.2%），过去两年LifeStance Health Group, Inc.的营收复合增速更高（12.8% vs 9.1%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
ASB vs LFST — 直观对比
营收规模更大
ASB
是对方的1.0倍
$382.2M
净利率更高
ASB
高出28.2%
3.1%
两年增速更快
LFST
近两年复合增速
9.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $382.2M |
| 净利润 | $119.6M | $11.7M |
| 毛利率 | — | — |
| 营业利润率 | — | 4.7% |
| 净利率 | 31.2% | 3.1% |
| 营收同比 | — | 17.4% |
| 净利润同比 | 566.6% | 264.1% |
| 每股收益（稀释后） | $0.70 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBLFST
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $382.2M | ||
| Q3 25 | $305.2M | $363.8M | ||
| Q2 25 | $300.0M | $345.3M | ||
| Q1 25 | $285.9M | $333.0M | ||
| Q4 24 | $270.3M | $325.5M | ||
| Q3 24 | $329.7M | $312.7M | ||
| Q2 24 | $321.8M | $312.3M |
净利润ASBLFST
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $11.7M | ||
| Q3 25 | $124.7M | $1.1M | ||
| Q2 25 | $111.2M | $-3.8M | ||
| Q1 25 | $101.7M | $709.0K | ||
| Q4 24 | $-161.6M | $-7.1M | ||
| Q3 24 | $88.0M | $-6.0M | ||
| Q2 24 | $115.6M | $-23.3M |
营业利润率ASBLFST
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 4.7% | ||
| Q3 25 | 50.5% | 2.0% | ||
| Q2 25 | 46.5% | -0.9% | ||
| Q1 25 | 42.3% | 0.5% | ||
| Q4 24 | -65.8% | 0.3% | ||
| Q3 24 | 32.8% | 0.0% | ||
| Q2 24 | 32.0% | -5.1% |
净利率ASBLFST
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | 3.1% | ||
| Q3 25 | 40.9% | 0.3% | ||
| Q2 25 | 37.1% | -1.1% | ||
| Q1 25 | 35.6% | 0.2% | ||
| Q4 24 | -59.8% | -2.2% | ||
| Q3 24 | 26.7% | -1.9% | ||
| Q2 24 | 35.9% | -7.5% |
每股收益（稀释后）ASBLFST
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | — | ||
| Q3 25 | $0.73 | — | ||
| Q2 25 | $0.65 | — | ||
| Q1 25 | $0.59 | — | ||
| Q4 24 | $-1.10 | — | ||
| Q3 24 | $0.56 | — | ||
| Q2 24 | $0.74 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $248.6M |
| 总债务越低越好 | — | $282.8M |
| 股东权益账面价值 | $5.0B | $1.5B |
| 总资产 | $45.6B | $2.2B |
| 负债/权益比越低杠杆越低 | — | 0.19× |
8季度趋势，按日历期对齐
现金及短期投资ASBLFST
| Q1 26 | — | — | ||
| Q4 25 | — | $248.6M | ||
| Q3 25 | — | $203.9M | ||
| Q2 25 | — | $188.9M | ||
| Q1 25 | — | $134.3M | ||
| Q4 24 | — | $154.6M | ||
| Q3 24 | — | $102.6M | ||
| Q2 24 | — | $87.0M |
总债务ASBLFST
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $282.8M | ||
| Q3 25 | $594.1M | $284.6M | ||
| Q2 25 | $593.5M | $286.4M | ||
| Q1 25 | $591.4M | $288.2M | ||
| Q4 24 | $1.4B | $290.0M | ||
| Q3 24 | $844.3M | $287.3M | ||
| Q2 24 | $536.1M | $288.0M |
股东权益ASBLFST
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $1.5B | ||
| Q3 25 | $4.9B | $1.5B | ||
| Q2 25 | $4.8B | $1.5B | ||
| Q1 25 | $4.7B | $1.5B | ||
| Q4 24 | $4.6B | $1.4B | ||
| Q3 24 | $4.4B | $1.4B | ||
| Q2 24 | $4.2B | $1.4B |
总资产ASBLFST
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $2.2B | ||
| Q3 25 | $44.5B | $2.1B | ||
| Q2 25 | $44.0B | $2.1B | ||
| Q1 25 | $43.3B | $2.1B | ||
| Q4 24 | $43.0B | $2.1B | ||
| Q3 24 | $42.2B | $2.1B | ||
| Q2 24 | $41.6B | $2.1B |
负债/权益比ASBLFST
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | 0.19× | ||
| Q3 25 | 0.12× | 0.19× | ||
| Q2 25 | 0.12× | 0.19× | ||
| Q1 25 | 0.13× | 0.20× | ||
| Q4 24 | 0.31× | 0.20× | ||
| Q3 24 | 0.19× | 0.20× | ||
| Q2 24 | 0.13× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $57.6M |
| 自由现金流经营现金流 - 资本支出 | — | $46.6M |
| 自由现金流率自由现金流/营收 | — | 12.2% |
| 资本支出强度资本支出/营收 | — | 2.9% |
| 现金转化率经营现金流/净利润 | — | 4.93× |
| 过去12个月自由现金流最近4个季度 | — | $110.0M |
8季度趋势，按日历期对齐
经营现金流ASBLFST
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $57.6M | ||
| Q3 25 | $158.0M | $27.3M | ||
| Q2 25 | $141.5M | $64.4M | ||
| Q1 25 | $98.2M | $-3.1M | ||
| Q4 24 | $207.1M | $62.3M | ||
| Q3 24 | $105.1M | $22.7M | ||
| Q2 24 | $113.5M | $44.1M |
自由现金流ASBLFST
| Q1 26 | — | — | ||
| Q4 25 | — | $46.6M | ||
| Q3 25 | — | $17.0M | ||
| Q2 25 | — | $56.6M | ||
| Q1 25 | — | $-10.3M | ||
| Q4 24 | — | $56.0M | ||
| Q3 24 | — | $17.7M | ||
| Q2 24 | — | $39.0M |
自由现金流率ASBLFST
| Q1 26 | — | — | ||
| Q4 25 | — | 12.2% | ||
| Q3 25 | — | 4.7% | ||
| Q2 25 | — | 16.4% | ||
| Q1 25 | — | -3.1% | ||
| Q4 24 | — | 17.2% | ||
| Q3 24 | — | 5.7% | ||
| Q2 24 | — | 12.5% |
资本支出强度ASBLFST
| Q1 26 | — | — | ||
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | 2.2% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 1.9% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 1.6% |
现金转化率ASBLFST
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | 4.93× | ||
| Q3 25 | 1.27× | 25.34× | ||
| Q2 25 | 1.27× | — | ||
| Q1 25 | 0.97× | -4.36× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.19× | — | ||
| Q2 24 | 0.98× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
LFST
暂无分部数据
