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ASSOCIATED BANC-CORP（ASB）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
ASSOCIATED BANC-CORP的季度营收约是LiveRamp Holdings, Inc.的1.8倍（$383.0M vs $212.2M），ASSOCIATED BANC-CORP净利率更高（31.2% vs 18.8%，领先12.4%），过去两年LiveRamp Holdings, Inc.的营收复合增速更高（11.1% vs 9.1%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
ASB vs RAMP — 直观对比
营收规模更大
ASB
是对方的1.8倍
$212.2M
净利率更高
ASB
高出12.4%
18.8%
两年增速更快
RAMP
近两年复合增速
9.1%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $212.2M |
| 净利润 | $119.6M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | — | 18.6% |
| 净利率 | 31.2% | 18.8% |
| 营收同比 | — | 8.6% |
| 净利润同比 | 566.6% | 255.7% |
| 每股收益（稀释后） | $0.70 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBRAMP
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $212.2M | ||
| Q3 25 | $305.2M | $199.8M | ||
| Q2 25 | $300.0M | $194.8M | ||
| Q1 25 | $285.9M | $188.7M | ||
| Q4 24 | $270.3M | $195.4M | ||
| Q3 24 | $329.7M | $185.5M | ||
| Q2 24 | $321.8M | $176.0M |
净利润ASBRAMP
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $39.9M | ||
| Q3 25 | $124.7M | $27.4M | ||
| Q2 25 | $111.2M | $7.7M | ||
| Q1 25 | $101.7M | $-6.3M | ||
| Q4 24 | $-161.6M | $11.2M | ||
| Q3 24 | $88.0M | $1.7M | ||
| Q2 24 | $115.6M | $-7.5M |
毛利率ASBRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
营业利润率ASBRAMP
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | 18.6% | ||
| Q3 25 | 50.5% | 10.7% | ||
| Q2 25 | 46.5% | 3.7% | ||
| Q1 25 | 42.3% | -6.1% | ||
| Q4 24 | -65.8% | 7.5% | ||
| Q3 24 | 32.8% | 4.0% | ||
| Q2 24 | 32.0% | -3.0% |
净利率ASBRAMP
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | 18.8% | ||
| Q3 25 | 40.9% | 13.7% | ||
| Q2 25 | 37.1% | 4.0% | ||
| Q1 25 | 35.6% | -3.3% | ||
| Q4 24 | -59.8% | 5.7% | ||
| Q3 24 | 26.7% | 0.9% | ||
| Q2 24 | 35.9% | -4.3% |
每股收益（稀释后）ASBRAMP
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $0.62 | ||
| Q3 25 | $0.73 | $0.42 | ||
| Q2 25 | $0.65 | $0.12 | ||
| Q1 25 | $0.59 | $-0.10 | ||
| Q4 24 | $-1.10 | $0.17 | ||
| Q3 24 | $0.56 | $0.03 | ||
| Q2 24 | $0.74 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $403.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $962.3M |
| 总资产 | $45.6B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASBRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M |
总债务ASBRAMP
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $594.1M | — | ||
| Q2 25 | $593.5M | — | ||
| Q1 25 | $591.4M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $844.3M | — | ||
| Q2 24 | $536.1M | — |
股东权益ASBRAMP
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $962.3M | ||
| Q3 25 | $4.9B | $943.8M | ||
| Q2 25 | $4.8B | $947.8M | ||
| Q1 25 | $4.7B | $948.9M | ||
| Q4 24 | $4.6B | $957.7M | ||
| Q3 24 | $4.4B | $932.1M | ||
| Q2 24 | $4.2B | $951.9M |
总资产ASBRAMP
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $1.3B | ||
| Q3 25 | $44.5B | $1.2B | ||
| Q2 25 | $44.0B | $1.2B | ||
| Q1 25 | $43.3B | $1.3B | ||
| Q4 24 | $43.0B | $1.3B | ||
| Q3 24 | $42.2B | $1.2B | ||
| Q2 24 | $41.6B | $1.2B |
负债/权益比ASBRAMP
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.13× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
RAMP
暂无分部数据
