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ASSOCIATED BANC-CORP（ASB）与RPC INC（RES）财务数据对比。点击上方公司名可切换其他公司
RPC INC的季度营收约是ASSOCIATED BANC-CORP的1.1倍（$425.8M vs $383.0M），ASSOCIATED BANC-CORP净利率更高（31.2% vs -0.7%，领先32.0%），过去两年ASSOCIATED BANC-CORP的营收复合增速更高（9.1% vs 6.2%）
联合银行集团（Associated Banc-Corp）是美国区域性银行控股公司，总部位于威斯康星州格林贝，深耕美国中西部地区，主营零售银行、商业银行、商业地产贷款、私人银行及特色金融服务，在威斯康星州、伊利诺伊州、明尼苏达州设有220多个营业网点，覆盖100多个社区，还在印第安纳、密歇根等多州设有贷款办事处。
RPC集团是总部位于英国的企业，曾是欧洲规模最大的塑料包装供应商之一，总部坐落于北安普敦郡的拉什登。该公司此前在伦敦证券交易所上市，2019年被贝瑞全球集团收购，贝瑞全球集团又于2025年被安海斯包装收购。
ASB vs RES — 直观对比
营收规模更大
RES
是对方的1.1倍
$383.0M
净利率更高
ASB
高出32.0%
-0.7%
两年增速更快
ASB
近两年复合增速
6.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $383.0M | $425.8M |
| 净利润 | $119.6M | $-3.1M |
| 毛利率 | — | 21.0% |
| 营业利润率 | — | -0.9% |
| 净利率 | 31.2% | -0.7% |
| 营收同比 | — | 27.0% |
| 净利润同比 | 566.6% | -124.0% |
| 每股收益（稀释后） | $0.70 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASBRES
| Q1 26 | $383.0M | — | ||
| Q4 25 | $310.0M | $425.8M | ||
| Q3 25 | $305.2M | $447.1M | ||
| Q2 25 | $300.0M | $420.8M | ||
| Q1 25 | $285.9M | $332.9M | ||
| Q4 24 | $270.3M | $335.4M | ||
| Q3 24 | $329.7M | $337.7M | ||
| Q2 24 | $321.8M | $364.2M |
净利润ASBRES
| Q1 26 | $119.6M | — | ||
| Q4 25 | $137.1M | $-3.1M | ||
| Q3 25 | $124.7M | $13.0M | ||
| Q2 25 | $111.2M | $10.1M | ||
| Q1 25 | $101.7M | $12.0M | ||
| Q4 24 | $-161.6M | $12.8M | ||
| Q3 24 | $88.0M | $18.8M | ||
| Q2 24 | $115.6M | $32.4M |
毛利率ASBRES
| Q1 26 | — | — | ||
| Q4 25 | — | 21.0% | ||
| Q3 25 | — | 25.1% | ||
| Q2 25 | — | 24.5% | ||
| Q1 25 | — | 26.7% | ||
| Q4 24 | — | 25.4% | ||
| Q3 24 | — | 26.7% | ||
| Q2 24 | — | 28.0% |
营业利润率ASBRES
| Q1 26 | — | — | ||
| Q4 25 | 52.6% | -0.9% | ||
| Q3 25 | 50.5% | 4.7% | ||
| Q2 25 | 46.5% | 3.7% | ||
| Q1 25 | 42.3% | 3.7% | ||
| Q4 24 | -65.8% | 3.1% | ||
| Q3 24 | 32.8% | 5.7% | ||
| Q2 24 | 32.0% | 9.7% |
净利率ASBRES
| Q1 26 | 31.2% | — | ||
| Q4 25 | 44.2% | -0.7% | ||
| Q3 25 | 40.9% | 2.9% | ||
| Q2 25 | 37.1% | 2.4% | ||
| Q1 25 | 35.6% | 3.6% | ||
| Q4 24 | -59.8% | 3.8% | ||
| Q3 24 | 26.7% | 5.6% | ||
| Q2 24 | 35.9% | 8.9% |
每股收益（稀释后）ASBRES
| Q1 26 | $0.70 | — | ||
| Q4 25 | $0.80 | $-0.02 | ||
| Q3 25 | $0.73 | $0.06 | ||
| Q2 25 | $0.65 | $0.05 | ||
| Q1 25 | $0.59 | $0.06 | ||
| Q4 24 | $-1.10 | $0.06 | ||
| Q3 24 | $0.56 | $0.09 | ||
| Q2 24 | $0.74 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $210.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.0B | $1.1B |
| 总资产 | $45.6B | $1.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ASBRES
| Q1 26 | — | — | ||
| Q4 25 | — | $210.0M | ||
| Q3 25 | — | $163.5M | ||
| Q2 25 | — | $162.1M | ||
| Q1 25 | — | $326.7M | ||
| Q4 24 | — | $326.0M | ||
| Q3 24 | — | $276.9M | ||
| Q2 24 | — | $261.5M |
总债务ASBRES
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $594.1M | — | ||
| Q2 25 | $593.5M | — | ||
| Q1 25 | $591.4M | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $844.3M | — | ||
| Q2 24 | $536.1M | — |
股东权益ASBRES
| Q1 26 | $5.0B | — | ||
| Q4 25 | $5.0B | $1.1B | ||
| Q3 25 | $4.9B | $1.1B | ||
| Q2 25 | $4.8B | $1.1B | ||
| Q1 25 | $4.7B | $1.1B | ||
| Q4 24 | $4.6B | $1.1B | ||
| Q3 24 | $4.4B | $1.1B | ||
| Q2 24 | $4.2B | $1.1B |
总资产ASBRES
| Q1 26 | $45.6B | — | ||
| Q4 25 | $45.2B | $1.5B | ||
| Q3 25 | $44.5B | $1.5B | ||
| Q2 25 | $44.0B | $1.5B | ||
| Q1 25 | $43.3B | $1.3B | ||
| Q4 24 | $43.0B | $1.4B | ||
| Q3 24 | $42.2B | $1.3B | ||
| Q2 24 | $41.6B | $1.3B |
负债/权益比ASBRES
| Q1 26 | — | — | ||
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.13× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $61.9M |
| 自由现金流经营现金流 - 资本支出 | — | $31.2M |
| 自由现金流率自由现金流/营收 | — | 7.3% |
| 资本支出强度资本支出/营收 | — | 7.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $52.9M |
8季度趋势，按日历期对齐
经营现金流ASBRES
| Q1 26 | — | — | ||
| Q4 25 | $218.1M | $61.9M | ||
| Q3 25 | $158.0M | $46.5M | ||
| Q2 25 | $141.5M | $53.1M | ||
| Q1 25 | $98.2M | $39.9M | ||
| Q4 24 | $207.1M | $94.2M | ||
| Q3 24 | $105.1M | $70.7M | ||
| Q2 24 | $113.5M | $127.9M |
自由现金流ASBRES
| Q1 26 | — | — | ||
| Q4 25 | — | $31.2M | ||
| Q3 25 | — | $4.1M | ||
| Q2 25 | — | $10.0M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | — | $53.7M | ||
| Q3 24 | — | $19.1M | ||
| Q2 24 | — | $52.9M |
自由现金流率ASBRES
| Q1 26 | — | — | ||
| Q4 25 | — | 7.3% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 16.0% | ||
| Q3 24 | — | 5.6% | ||
| Q2 24 | — | 14.5% |
资本支出强度ASBRES
| Q1 26 | — | — | ||
| Q4 25 | — | 7.2% | ||
| Q3 25 | — | 9.5% | ||
| Q2 25 | — | 10.2% | ||
| Q1 25 | — | 9.7% | ||
| Q4 24 | — | 12.1% | ||
| Q3 24 | — | 15.3% | ||
| Q2 24 | — | 20.6% |
现金转化率ASBRES
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | — | ||
| Q3 25 | 1.27× | 3.59× | ||
| Q2 25 | 1.27× | 5.23× | ||
| Q1 25 | 0.97× | 3.31× | ||
| Q4 24 | — | 7.38× | ||
| Q3 24 | 1.19× | 3.76× | ||
| Q2 24 | 0.98× | 3.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASB
| Net Interest Income | $307.2M | 80% |
| Noninterest Income | $75.9M | 20% |
RES
| Technical Service | $405.2M | 95% |
| Other | $8.8M | 2% |
| Nitrogen | $6.6M | 2% |
