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亚什兰（ASH）与PATHWARD FINANCIAL, INC.（CASH）财务数据对比。点击上方公司名可切换其他公司
亚什兰的季度营收约是PATHWARD FINANCIAL, INC.的1.4倍（$386.0M vs $276.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs -3.1%，领先29.5%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs -18.1%）
亚什兰是一家总部位于美国特拉华州威尔明顿的化工企业，1924年始创于肯塔基州亚什兰市，最初以炼油业务起家，1994年迁至现总部。公司拥有多个业务板块，覆盖化工中间体与溶剂、复合材料、工业特种化学品、个人及家居护理、制药、食品饮料以及农业相关领域，2017年之前曾是胜牌润滑油的主要生产商。
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
ASH vs CASH — 直观对比
营收规模更大
ASH
是对方的1.4倍
$276.3M
净利率更高
CASH
高出29.5%
-3.1%
两年增速更快
CASH
近两年复合增速
-18.1%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $386.0M | $276.3M |
| 净利润 | $-12.0M | $72.9M |
| 毛利率 | 27.2% | — |
| 营业利润率 | -1.6% | — |
| 净利率 | -3.1% | 26.4% |
| 营收同比 | -4.7% | — |
| 净利润同比 | 92.7% | — |
| 每股收益（稀释后） | $-0.26 | $3.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASHCASH
| Q1 26 | — | $276.3M | ||
| Q4 25 | $386.0M | $173.1M | ||
| Q3 25 | $477.0M | $186.7M | ||
| Q2 25 | $463.0M | $195.8M | ||
| Q1 25 | $479.0M | $274.8M | ||
| Q4 24 | $405.0M | $182.6M | ||
| Q3 24 | $521.0M | $179.5M | ||
| Q2 24 | $544.0M | $188.6M |
净利润ASHCASH
| Q1 26 | — | $72.9M | ||
| Q4 25 | $-12.0M | $35.2M | ||
| Q3 25 | $31.0M | $38.8M | ||
| Q2 25 | $-742.0M | $42.1M | ||
| Q1 25 | $31.0M | $75.0M | ||
| Q4 24 | $-165.0M | $30.0M | ||
| Q3 24 | $17.0M | $33.5M | ||
| Q2 24 | $6.0M | $44.9M |
毛利率ASHCASH
| Q1 26 | — | — | ||
| Q4 25 | 27.2% | — | ||
| Q3 25 | 33.3% | — | ||
| Q2 25 | 28.5% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 27.4% | — | ||
| Q3 24 | 33.2% | — | ||
| Q2 24 | 34.2% | — |
营业利润率ASHCASH
| Q1 26 | — | — | ||
| Q4 25 | -1.6% | 24.6% | ||
| Q3 25 | 12.8% | 25.9% | ||
| Q2 25 | -152.9% | 24.1% | ||
| Q1 25 | 10.6% | 33.2% | ||
| Q4 24 | -44.2% | 19.8% | ||
| Q3 24 | 6.1% | 20.9% | ||
| Q2 24 | -11.2% | 27.1% |
净利率ASHCASH
| Q1 26 | — | 26.4% | ||
| Q4 25 | -3.1% | 20.3% | ||
| Q3 25 | 6.5% | 20.8% | ||
| Q2 25 | -160.3% | 21.5% | ||
| Q1 25 | 6.5% | 27.3% | ||
| Q4 24 | -40.7% | 16.4% | ||
| Q3 24 | 3.3% | 18.7% | ||
| Q2 24 | 1.1% | 23.8% |
每股收益（稀释后）ASHCASH
| Q1 26 | — | $3.35 | ||
| Q4 25 | $-0.26 | $1.57 | ||
| Q3 25 | $0.83 | $1.69 | ||
| Q2 25 | $-16.21 | $1.81 | ||
| Q1 25 | $0.65 | $3.14 | ||
| Q4 24 | $-3.50 | $1.23 | ||
| Q3 24 | $0.34 | $1.34 | ||
| Q2 24 | $0.12 | $1.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $304.0M | $157.6M |
| 总债务越低越好 | $1.4B | $59.5M |
| 股东权益账面价值 | $1.9B | $850.7M |
| 总资产 | $4.5B | $7.1B |
| 负债/权益比越低杠杆越低 | 0.74× | 0.07× |
8季度趋势，按日历期对齐
现金及短期投资ASHCASH
| Q1 26 | — | $157.6M | ||
| Q4 25 | $304.0M | $331.2M | ||
| Q3 25 | $215.0M | $120.6M | ||
| Q2 25 | $207.0M | $258.3M | ||
| Q1 25 | $168.0M | $254.2M | ||
| Q4 24 | $219.0M | $597.4M | ||
| Q3 24 | $300.0M | $158.3M | ||
| Q2 24 | $399.0M | $298.9M |
总债务ASHCASH
| Q1 26 | — | $59.5M | ||
| Q4 25 | $1.4B | $33.5M | ||
| Q3 25 | $1.4B | $33.5M | ||
| Q2 25 | $1.4B | $33.4M | ||
| Q1 25 | $1.3B | $33.4M | ||
| Q4 24 | $1.3B | $33.4M | ||
| Q3 24 | $1.3B | $33.4M | ||
| Q2 24 | $1.3B | $33.3M |
股东权益ASHCASH
| Q1 26 | — | $850.7M | ||
| Q4 25 | $1.9B | $854.5M | ||
| Q3 25 | $1.9B | $858.0M | ||
| Q2 25 | $1.9B | $819.0M | ||
| Q1 25 | $2.6B | $814.7M | ||
| Q4 24 | $2.6B | $758.3M | ||
| Q3 24 | $2.9B | $822.5M | ||
| Q2 24 | $3.0B | $748.4M |
总资产ASHCASH
| Q1 26 | — | $7.1B | ||
| Q4 25 | $4.5B | $7.6B | ||
| Q3 25 | $4.6B | $7.2B | ||
| Q2 25 | $4.6B | $7.2B | ||
| Q1 25 | $5.2B | $7.0B | ||
| Q4 24 | $5.2B | $7.6B | ||
| Q3 24 | $5.6B | $7.5B | ||
| Q2 24 | $5.7B | $7.5B |
负债/权益比ASHCASH
| Q1 26 | — | 0.07× | ||
| Q4 25 | 0.74× | 0.04× | ||
| Q3 25 | 0.73× | 0.04× | ||
| Q2 25 | 0.73× | 0.04× | ||
| Q1 25 | 0.52× | 0.04× | ||
| Q4 24 | 0.51× | 0.04× | ||
| Q3 24 | 0.47× | 0.04× | ||
| Q2 24 | 0.45× | 0.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $125.0M | — |
| 自由现金流经营现金流 - 资本支出 | $111.0M | — |
| 自由现金流率自由现金流/营收 | 28.8% | — |
| 资本支出强度资本支出/营收 | 3.6% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $200.0M | — |
8季度趋势，按日历期对齐
经营现金流ASHCASH
| Q1 26 | — | — | ||
| Q4 25 | $125.0M | $108.3M | ||
| Q3 25 | $40.0M | $303.7M | ||
| Q2 25 | $115.0M | $30.4M | ||
| Q1 25 | $9.0M | $188.3M | ||
| Q4 24 | $-30.0M | $-71.7M | ||
| Q3 24 | $80.0M | $143.1M | ||
| Q2 24 | $127.0M | $113.2M |
自由现金流ASHCASH
| Q1 26 | — | — | ||
| Q4 25 | $111.0M | $104.1M | ||
| Q3 25 | $6.0M | $300.3M | ||
| Q2 25 | $95.0M | $27.7M | ||
| Q1 25 | $-12.0M | $184.7M | ||
| Q4 24 | $-53.0M | $-73.8M | ||
| Q3 24 | $42.0M | $138.8M | ||
| Q2 24 | $98.0M | $111.0M |
自由现金流率ASHCASH
| Q1 26 | — | — | ||
| Q4 25 | 28.8% | 60.1% | ||
| Q3 25 | 1.3% | 160.9% | ||
| Q2 25 | 20.5% | 14.1% | ||
| Q1 25 | -2.5% | 67.2% | ||
| Q4 24 | -13.1% | -40.4% | ||
| Q3 24 | 8.1% | 77.3% | ||
| Q2 24 | 18.0% | 58.8% |
资本支出强度ASHCASH
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 2.4% | ||
| Q3 25 | 7.1% | 1.8% | ||
| Q2 25 | 4.3% | 1.4% | ||
| Q1 25 | 4.4% | 1.3% | ||
| Q4 24 | 5.7% | 1.1% | ||
| Q3 24 | 7.3% | 2.4% | ||
| Q2 24 | 5.3% | 1.2% |
现金转化率ASHCASH
| Q1 26 | — | — | ||
| Q4 25 | — | 3.08× | ||
| Q3 25 | 1.29× | 7.83× | ||
| Q2 25 | — | 0.72× | ||
| Q1 25 | 0.29× | 2.51× | ||
| Q4 24 | — | -2.39× | ||
| Q3 24 | 4.71× | 4.27× | ||
| Q2 24 | 21.17× | 2.52× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASH
| Personal Care And Household | $123.0M | 32% |
| Other | $120.0M | 31% |
| Specialty Additives | $36.0M | 9% |
| Intermediates And Solvents | $31.0M | 8% |
| Personal Care | $30.0M | 8% |
| Life Sciences | $27.0M | 7% |
| Intermediates | $19.0M | 5% |
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
