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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与FIDELITY D & D BANCORP INC（FDBC）财务数据对比。点击上方公司名可切换其他公司
ALTISOURCE PORTFOLIO SOLUTIONS S.A.的季度营收约是FIDELITY D & D BANCORP INC的1.7倍（$42.3M vs $24.4M），FIDELITY D & D BANCORP INC净利率更高（32.5% vs -16.8%，领先49.4%），FIDELITY D & D BANCORP INC同比增速更快（15.0% vs 3.2%），FIDELITY D & D BANCORP INC自由现金流更多（$24.8M vs $-525.0K），过去两年FIDELITY D & D BANCORP INC的营收复合增速更高（11.8% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
Fidelity D & D Bancorp Inc是一家总部位于美国的地区性银行控股公司，主要在宾夕法尼亚州东北部开展业务，为个人消费者、小微企业及当地社区客户提供存款账户、消费及商业贷款、抵押贷款、财富管理等综合零售及商业银行服务。
ASPS vs FDBC — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $24.4M |
| 净利润 | $-7.1M | $7.9M |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | 37.7% |
| 净利率 | -16.8% | 32.5% |
| 营收同比 | 3.2% | 15.0% |
| 净利润同比 | 18.2% | 36.1% |
| 每股收益（稀释后） | $-1.02 | $1.29 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $42.3M | $24.4M | ||
| Q3 25 | $41.9M | $23.5M | ||
| Q2 25 | $43.3M | $23.3M | ||
| Q1 25 | $43.4M | $22.0M | ||
| Q4 24 | $41.0M | $21.2M | ||
| Q3 24 | $40.5M | $20.4M | ||
| Q2 24 | $39.1M | $19.7M | ||
| Q1 24 | $39.5M | $19.5M |
| Q4 25 | $-7.1M | $7.9M | ||
| Q3 25 | $-2.3M | $7.3M | ||
| Q2 25 | $16.7M | $6.9M | ||
| Q1 25 | $-5.3M | $6.0M | ||
| Q4 24 | $-8.7M | $5.8M | ||
| Q3 24 | $-9.3M | $5.0M | ||
| Q2 24 | $-8.3M | $4.9M | ||
| Q1 24 | $-9.2M | $5.1M |
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
| Q4 25 | -15.5% | 37.7% | ||
| Q3 25 | 1.2% | 36.5% | ||
| Q2 25 | 7.5% | 35.5% | ||
| Q1 25 | 7.5% | 32.2% | ||
| Q4 24 | 1.4% | 31.4% | ||
| Q3 24 | 2.7% | 28.2% | ||
| Q2 24 | 5.3% | 28.9% | ||
| Q1 24 | -1.4% | 29.5% |
| Q4 25 | -16.8% | 32.5% | ||
| Q3 25 | -5.5% | 31.2% | ||
| Q2 25 | 38.5% | 29.7% | ||
| Q1 25 | -12.1% | 27.2% | ||
| Q4 24 | -21.3% | 27.5% | ||
| Q3 24 | -23.0% | 24.3% | ||
| Q2 24 | -21.1% | 25.0% | ||
| Q1 24 | -23.2% | 25.9% |
| Q4 25 | $-1.02 | $1.29 | ||
| Q3 25 | $-0.22 | $1.27 | ||
| Q2 25 | $1.48 | $1.27 | ||
| Q1 25 | $-0.09 | $1.03 | ||
| Q4 24 | $-4.72 | $1.00 | ||
| Q3 24 | $-2.61 | $0.86 | ||
| Q2 24 | $-2.33 | $0.86 | ||
| Q1 24 | $-0.33 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | $148.1M |
| 总债务越低越好 | $191.1M | — |
| 股东权益账面价值 | $-110.2M | $238.9M |
| 总资产 | $139.8M | $2.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | $26.6M | $148.1M | ||
| Q3 25 | $28.6M | $142.2M | ||
| Q2 25 | $30.0M | $165.5M | ||
| Q1 25 | $30.8M | $211.2M | ||
| Q4 24 | $29.8M | $83.4M | ||
| Q3 24 | $28.3M | $120.2M | ||
| Q2 24 | $29.7M | $78.1M | ||
| Q1 24 | $29.6M | $72.7M |
| Q4 25 | $191.1M | — | ||
| Q3 25 | $192.5M | — | ||
| Q2 25 | $193.9M | — | ||
| Q1 25 | $195.0M | — | ||
| Q4 24 | $230.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $-110.2M | $238.9M | ||
| Q3 25 | $-104.2M | $229.2M | ||
| Q2 25 | $-102.7M | $217.9M | ||
| Q1 25 | $-119.8M | $211.7M | ||
| Q4 24 | $-157.4M | $204.0M | ||
| Q3 24 | $-149.4M | $207.3M | ||
| Q2 24 | $-140.8M | $195.7M | ||
| Q1 24 | $-133.3M | $191.6M |
| Q4 25 | $139.8M | $2.7B | ||
| Q3 25 | $139.9M | $2.7B | ||
| Q2 25 | $142.9M | $2.7B | ||
| Q1 25 | $145.7M | $2.7B | ||
| Q4 24 | $143.6M | $2.6B | ||
| Q3 24 | $144.5M | $2.6B | ||
| Q2 24 | $146.6M | $2.5B | ||
| Q1 24 | $148.9M | $2.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $42.4M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | $24.8M |
| 自由现金流率自由现金流/营收 | -1.2% | 101.7% |
| 资本支出强度资本支出/营收 | 0.0% | 71.9% |
| 现金转化率经营现金流/净利润 | — | 5.34× |
| 过去12个月自由现金流最近4个季度 | $-5.1M | $45.4M |
8季度趋势，按日历期对齐
| Q4 25 | $-505.0K | $42.4M | ||
| Q3 25 | $718.0K | $8.4M | ||
| Q2 25 | $-306.0K | $12.6M | ||
| Q1 25 | $-5.0M | $11.7M | ||
| Q4 24 | $-1.4M | $29.6M | ||
| Q3 24 | $-1.6M | $9.1M | ||
| Q2 24 | $180.0K | $8.7M | ||
| Q1 24 | $-2.2M | $5.3M |
| Q4 25 | $-525.0K | $24.8M | ||
| Q3 25 | $697.0K | $2.2M | ||
| Q2 25 | $-309.0K | $6.9M | ||
| Q1 25 | $-5.0M | $11.5M | ||
| Q4 24 | $-1.4M | $24.9M | ||
| Q3 24 | — | $7.8M | ||
| Q2 24 | — | $7.2M | ||
| Q1 24 | — | $4.0M |
| Q4 25 | -1.2% | 101.7% | ||
| Q3 25 | 1.7% | 9.3% | ||
| Q2 25 | -0.7% | 29.6% | ||
| Q1 25 | -11.5% | 52.3% | ||
| Q4 24 | -3.4% | 117.3% | ||
| Q3 24 | — | 38.1% | ||
| Q2 24 | — | 36.6% | ||
| Q1 24 | — | 20.7% |
| Q4 25 | 0.0% | 71.9% | ||
| Q3 25 | 0.1% | 26.5% | ||
| Q2 25 | 0.0% | 24.4% | ||
| Q1 25 | 0.1% | 0.8% | ||
| Q4 24 | 0.0% | 22.0% | ||
| Q3 24 | 0.0% | 6.3% | ||
| Q2 24 | 0.0% | 7.5% | ||
| Q1 24 | 0.0% | 6.7% |
| Q4 25 | — | 5.34× | ||
| Q3 25 | — | 1.15× | ||
| Q2 25 | -0.02× | 1.82× | ||
| Q1 25 | — | 1.95× | ||
| Q4 24 | — | 5.07× | ||
| Q3 24 | — | 1.83× | ||
| Q2 24 | — | 1.76× | ||
| Q1 24 | — | 1.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
FDBC
暂无分部数据
