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ALTISOURCE PORTFOLIO SOLUTIONS S.A.（ASPS）与Northfield Bancorp, Inc.（NFBK）财务数据对比。点击上方公司名可切换其他公司
ALTISOURCE PORTFOLIO SOLUTIONS S.A.的季度营收约是Northfield Bancorp, Inc.的1.0倍（$42.3M vs $41.3M），ALTISOURCE PORTFOLIO SOLUTIONS S.A.净利率更高（-16.8% vs -1545.5%，领先1528.7%），Northfield Bancorp, Inc.同比增速更快（12.7% vs 3.2%），Northfield Bancorp, Inc.自由现金流更多（$52.5M vs $-525.0K），过去两年Northfield Bancorp, Inc.的营收复合增速更高（15.0% vs 3.6%）
Altisource Portfolio Solutions S.A.是面向抵押贷款、房地产及消费金融领域的全球服务商，为贷款机构、服务商、投资者等市场参与者提供技术、数据与运营解决方案，优化资产管理、房产交易等业务流程，提升客户运营效率。
诺斯菲尔德银行控股公司是总部位于美国的区域性银行机构，主要服务美国东北部市场，面向个人消费者、中小企业及本地社区客户提供储蓄存款、住房贷款、商业信贷、财富管理等多元银行服务。
ASPS vs NFBK — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $42.3M | $41.3M |
| 净利润 | $-7.1M | $-27.4M |
| 毛利率 | 26.5% | — |
| 营业利润率 | -15.5% | -1263.3% |
| 净利率 | -16.8% | -1545.5% |
| 营收同比 | 3.2% | 12.7% |
| 净利润同比 | 18.2% | -343.6% |
| 每股收益（稀释后） | $-1.02 | $-0.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $42.3M | $41.3M | ||
| Q3 25 | $41.9M | $39.2M | ||
| Q2 25 | $43.3M | $38.9M | ||
| Q1 25 | $43.4M | $34.8M | ||
| Q4 24 | $41.0M | $36.7M | ||
| Q3 24 | $40.5M | $31.8M | ||
| Q2 24 | $39.1M | $31.5M | ||
| Q1 24 | $39.5M | $31.3M |
| Q4 25 | $-7.1M | $-27.4M | ||
| Q3 25 | $-2.3M | $10.8M | ||
| Q2 25 | $16.7M | $9.6M | ||
| Q1 25 | $-5.3M | $7.9M | ||
| Q4 24 | $-8.7M | $11.3M | ||
| Q3 24 | $-9.3M | $6.5M | ||
| Q2 24 | $-8.3M | $6.0M | ||
| Q1 24 | $-9.2M | $6.2M |
| Q4 25 | 26.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 30.1% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | 30.3% | — | ||
| Q3 24 | 29.8% | — | ||
| Q2 24 | 32.5% | — | ||
| Q1 24 | 31.2% | — |
| Q4 25 | -15.5% | -1263.3% | ||
| Q3 25 | 1.2% | 37.7% | ||
| Q2 25 | 7.5% | 35.6% | ||
| Q1 25 | 7.5% | 31.0% | ||
| Q4 24 | 1.4% | 38.0% | ||
| Q3 24 | 2.7% | 27.9% | ||
| Q2 24 | 5.3% | 29.1% | ||
| Q1 24 | -1.4% | 27.2% |
| Q4 25 | -16.8% | -1545.5% | ||
| Q3 25 | -5.5% | 27.4% | ||
| Q2 25 | 38.5% | 24.6% | ||
| Q1 25 | -12.1% | 22.6% | ||
| Q4 24 | -21.3% | 30.7% | ||
| Q3 24 | -23.0% | 20.5% | ||
| Q2 24 | -21.1% | 18.9% | ||
| Q1 24 | -23.2% | 19.9% |
| Q4 25 | $-1.02 | $-0.68 | ||
| Q3 25 | $-0.22 | $0.27 | ||
| Q2 25 | $1.48 | $0.24 | ||
| Q1 25 | $-0.09 | $0.19 | ||
| Q4 24 | $-4.72 | $0.27 | ||
| Q3 24 | $-2.61 | $0.16 | ||
| Q2 24 | $-2.33 | $0.14 | ||
| Q1 24 | $-0.33 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.6M | $164.0M |
| 总债务越低越好 | $191.1M | — |
| 股东权益账面价值 | $-110.2M | $690.1M |
| 总资产 | $139.8M | $5.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | $26.6M | $164.0M | ||
| Q3 25 | $28.6M | $131.7M | ||
| Q2 25 | $30.0M | $97.6M | ||
| Q1 25 | $30.8M | $101.7M | ||
| Q4 24 | $29.8M | $167.7M | ||
| Q3 24 | $28.3M | $232.9M | ||
| Q2 24 | $29.7M | $153.5M | ||
| Q1 24 | $29.6M | $238.8M |
| Q4 25 | $191.1M | — | ||
| Q3 25 | $192.5M | — | ||
| Q2 25 | $193.9M | — | ||
| Q1 25 | $195.0M | — | ||
| Q4 24 | $230.5M | $666.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $-110.2M | $690.1M | ||
| Q3 25 | $-104.2M | $719.6M | ||
| Q2 25 | $-102.7M | $710.3M | ||
| Q1 25 | $-119.8M | $711.1M | ||
| Q4 24 | $-157.4M | $704.7M | ||
| Q3 24 | $-149.4M | $699.6M | ||
| Q2 24 | $-140.8M | $693.0M | ||
| Q1 24 | $-133.3M | $698.4M |
| Q4 25 | $139.8M | $5.8B | ||
| Q3 25 | $139.9M | $5.7B | ||
| Q2 25 | $142.9M | $5.7B | ||
| Q1 25 | $145.7M | $5.7B | ||
| Q4 24 | $143.6M | $5.7B | ||
| Q3 24 | $144.5M | $5.7B | ||
| Q2 24 | $146.6M | $5.7B | ||
| Q1 24 | $148.9M | $5.9B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.95× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-505.0K | $53.7M |
| 自由现金流经营现金流 - 资本支出 | $-525.0K | $52.5M |
| 自由现金流率自由现金流/营收 | -1.2% | 127.1% |
| 资本支出强度资本支出/营收 | 0.0% | 2.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-5.1M | $89.2M |
8季度趋势，按日历期对齐
| Q4 25 | $-505.0K | $53.7M | ||
| Q3 25 | $718.0K | $13.9M | ||
| Q2 25 | $-306.0K | $14.1M | ||
| Q1 25 | $-5.0M | $9.4M | ||
| Q4 24 | $-1.4M | $31.1M | ||
| Q3 24 | $-1.6M | $14.0M | ||
| Q2 24 | $180.0K | $6.9M | ||
| Q1 24 | $-2.2M | $4.2M |
| Q4 25 | $-525.0K | $52.5M | ||
| Q3 25 | $697.0K | $13.6M | ||
| Q2 25 | $-309.0K | $13.9M | ||
| Q1 25 | $-5.0M | $9.2M | ||
| Q4 24 | $-1.4M | $30.0M | ||
| Q3 24 | — | $13.7M | ||
| Q2 24 | — | $6.7M | ||
| Q1 24 | — | $3.8M |
| Q4 25 | -1.2% | 127.1% | ||
| Q3 25 | 1.7% | 34.6% | ||
| Q2 25 | -0.7% | 35.7% | ||
| Q1 25 | -11.5% | 26.3% | ||
| Q4 24 | -3.4% | 81.6% | ||
| Q3 24 | — | 43.2% | ||
| Q2 24 | — | 21.1% | ||
| Q1 24 | — | 12.1% |
| Q4 25 | 0.0% | 2.8% | ||
| Q3 25 | 0.1% | 0.8% | ||
| Q2 25 | 0.0% | 0.6% | ||
| Q1 25 | 0.1% | 0.7% | ||
| Q4 24 | 0.0% | 3.1% | ||
| Q3 24 | 0.0% | 0.7% | ||
| Q2 24 | 0.0% | 0.8% | ||
| Q1 24 | 0.0% | 1.4% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.29× | ||
| Q2 25 | -0.02× | 1.48× | ||
| Q1 25 | — | 1.20× | ||
| Q4 24 | — | 2.76× | ||
| Q3 24 | — | 2.14× | ||
| Q2 24 | — | 1.16× | ||
| Q1 24 | — | 0.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASPS
| Services | $39.9M | 94% |
| Revenue Relatedto Technology Platformsand Professional Services | $2.4M | 6% |
NFBK
暂无分部数据
