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AMERISERV FINANCIAL INC（ASRV）与FIRST HORIZON CORP（FHN）财务数据对比。点击上方公司名可切换其他公司
FIRST HORIZON CORP的季度营收约是AMERISERV FINANCIAL INC的227.5倍（$888.0M vs $3.9M）。AMERISERV FINANCIAL INC净利率更高（36.9% vs 29.4%，领先7.6%）。FIRST HORIZON CORP同比增速更快（21.8% vs 2.4%）。过去两年FIRST HORIZON CORP的营收复合增速更高（4.1% vs -1.9%）
Ameriserv Financial Inc.是总部位于美国宾夕法尼亚州的区域金融服务控股公司，主要为当地个人消费者及中小企业提供零售与商业银行业务，包括存款、各类贷款及财富管理解决方案。
第一地平线公司（前身为第一田纳西银行）是一家成立于1864年的金融服务企业，总部位于美国田纳西州孟菲斯市。该公司通过旗下子公司第一地平线银行开展业务，网点覆盖美国东南部12个州，是该区域第四大区域性银行。
ASRV vs FHN — 直观对比
营收规模更大
FHN
是对方的227.5倍
$3.9M
营收增速更快
FHN
高出19.4%
2.4%
净利率更高
ASRV
高出7.6%
29.4%
两年增速更快
FHN
近两年复合增速
-1.9%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $3.9M | $888.0M |
| 净利润 | $1.4M | $261.0M |
| 毛利率 | — | — |
| 营业利润率 | 43.0% | 38.5% |
| 净利率 | 36.9% | 29.4% |
| 营收同比 | 2.4% | 21.8% |
| 净利润同比 | 62.2% | 57.2% |
| 每股收益（稀释后） | $0.09 | $0.51 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ASRVFHN
| Q4 25 | $3.9M | $888.0M | ||
| Q3 25 | $3.7M | $889.0M | ||
| Q2 25 | $3.6M | $830.0M | ||
| Q1 25 | $3.5M | $812.0M | ||
| Q4 24 | $3.8M | $729.0M | ||
| Q3 24 | $3.9M | $827.0M | ||
| Q2 24 | $3.9M | $9.0M | ||
| Q1 24 | $4.1M | $819.0M |
净利润ASRVFHN
| Q4 25 | $1.4M | $261.0M | ||
| Q3 25 | $2.5M | $262.0M | ||
| Q2 25 | $-282.0K | $241.0M | ||
| Q1 25 | $1.9M | $218.0M | ||
| Q4 24 | $889.0K | $166.0M | ||
| Q3 24 | $1.2M | $218.0M | ||
| Q2 24 | $-375.0K | $199.0M | ||
| Q1 24 | $1.9M | $192.0M |
营业利润率ASRVFHN
| Q4 25 | 43.0% | 38.5% | ||
| Q3 25 | 84.3% | 38.7% | ||
| Q2 25 | -9.8% | 37.2% | ||
| Q1 25 | 68.8% | 35.1% | ||
| Q4 24 | 28.2% | 28.8% | ||
| Q3 24 | 36.6% | 34.0% | ||
| Q2 24 | -12.5% | — | ||
| Q1 24 | 58.8% | 31.0% |
净利率ASRVFHN
| Q4 25 | 36.9% | 29.4% | ||
| Q3 25 | 69.5% | 29.5% | ||
| Q2 25 | -7.8% | 29.0% | ||
| Q1 25 | 55.0% | 26.8% | ||
| Q4 24 | 23.3% | 22.8% | ||
| Q3 24 | 30.5% | 26.4% | ||
| Q2 24 | -9.7% | 2211.1% | ||
| Q1 24 | 46.9% | 23.4% |
每股收益（稀释后）ASRVFHN
| Q4 25 | $0.09 | $0.51 | ||
| Q3 25 | $0.15 | $0.50 | ||
| Q2 25 | $-0.02 | $0.45 | ||
| Q1 25 | $0.12 | $0.41 | ||
| Q4 24 | $0.05 | $0.29 | ||
| Q3 24 | $0.07 | $0.40 | ||
| Q2 24 | $-0.02 | $0.34 | ||
| Q1 24 | $0.11 | $0.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $119.3M | $8.8B |
| 总资产 | $1.5B | $83.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
股东权益ASRVFHN
| Q4 25 | $119.3M | $8.8B | ||
| Q3 25 | $114.6M | $8.9B | ||
| Q2 25 | $110.9M | $9.0B | ||
| Q1 25 | $110.8M | $8.7B | ||
| Q4 24 | $107.2M | $8.8B | ||
| Q3 24 | $108.2M | $9.0B | ||
| Q2 24 | $103.7M | $8.7B | ||
| Q1 24 | $103.9M | $8.9B |
总资产ASRVFHN
| Q4 25 | $1.5B | $83.9B | ||
| Q3 25 | $1.5B | $83.2B | ||
| Q2 25 | $1.4B | $82.1B | ||
| Q1 25 | $1.4B | $81.5B | ||
| Q4 24 | $1.4B | $82.2B | ||
| Q3 24 | $1.4B | $82.6B | ||
| Q2 24 | $1.4B | $82.2B | ||
| Q1 24 | $1.4B | $81.8B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.2M | $396.0M |
| 自由现金流经营现金流 - 资本支出 | — | $389.0M |
| 自由现金流率自由现金流/营收 | — | 43.8% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | 0.86× | 1.52× |
| 过去12个月自由现金流最近4个季度 | — | $595.0M |
8季度趋势，按日历期对齐
经营现金流ASRVFHN
| Q4 25 | $1.2M | $396.0M | ||
| Q3 25 | $1.4M | $-200.0M | ||
| Q2 25 | $-62.0K | $83.0M | ||
| Q1 25 | $599.0K | $349.0M | ||
| Q4 24 | $3.4M | $191.0M | ||
| Q3 24 | $-235.0K | $389.0M | ||
| Q2 24 | $1.7M | $-150.0M | ||
| Q1 24 | $-2.2M | $838.0M |
自由现金流ASRVFHN
| Q4 25 | — | $389.0M | ||
| Q3 25 | — | $-208.0M | ||
| Q2 25 | — | $74.0M | ||
| Q1 25 | — | $340.0M | ||
| Q4 24 | — | $174.0M | ||
| Q3 24 | — | $383.0M | ||
| Q2 24 | — | $-161.0M | ||
| Q1 24 | — | $828.0M |
自由现金流率ASRVFHN
| Q4 25 | — | 43.8% | ||
| Q3 25 | — | -23.4% | ||
| Q2 25 | — | 8.9% | ||
| Q1 25 | — | 41.9% | ||
| Q4 24 | — | 23.9% | ||
| Q3 24 | — | 46.3% | ||
| Q2 24 | — | -1788.9% | ||
| Q1 24 | — | 101.1% |
资本支出强度ASRVFHN
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | — | 1.1% | ||
| Q4 24 | — | 2.3% | ||
| Q3 24 | — | 0.7% | ||
| Q2 24 | — | 122.2% | ||
| Q1 24 | — | 1.2% |
现金转化率ASRVFHN
| Q4 25 | 0.86× | 1.52× | ||
| Q3 25 | 0.55× | -0.76× | ||
| Q2 25 | — | 0.34× | ||
| Q1 25 | 0.31× | 1.60× | ||
| Q4 24 | 3.79× | 1.15× | ||
| Q3 24 | -0.20× | 1.78× | ||
| Q2 24 | — | -0.75× | ||
| Q1 24 | -1.13× | 4.36× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ASRV
暂无分部数据
FHN
| Commercial Consumer And Wealth Segment | $776.0M | 87% |
| Other | $88.0M | 10% |
| Corporate | $24.0M | 3% |
