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Atlanticus Holdings Corp（ATLCP）与FTI CONSULTING, INC（FCN）财务数据对比。点击上方公司名可切换其他公司
FTI CONSULTING, INC的季度营收约是Atlanticus Holdings Corp的1.3倍（$990.7M vs $734.4M），FTI CONSULTING, INC净利率更高（5.5% vs 4.7%，领先0.8%），Atlanticus Holdings Corp同比增速更快（107.8% vs 10.7%），过去两年Atlanticus Holdings Corp的营收复合增速更高（58.9% vs 3.3%）
Atlanticus Holdings Corp是一家总部位于美国的金融科技及消费金融企业，主要服务美国境内信用记录不足或非优质信用的消费者群体，提供消费分期、个人贷款等普惠信贷产品，同时与零售商户及金融机构合作推出定制化灵活信贷解决方案。
FTI咨询成立于1982年，总部位于美国华盛顿特区，是全球顶尖的金融咨询服务商之一。公司核心业务涵盖企业融资与重组、经济咨询、法务与诉讼咨询、战略传播、科技及战略咨询等领域，在31个国家拥有逾7700名员工。
ATLCP vs FCN — 直观对比
营收规模更大
FCN
是对方的1.3倍
$734.4M
营收增速更快
ATLCP
高出97.0%
10.7%
净利率更高
FCN
高出0.8%
4.7%
两年增速更快
ATLCP
近两年复合增速
3.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $734.4M | $990.7M |
| 净利润 | $34.6M | $54.5M |
| 毛利率 | 92.4% | 31.1% |
| 营业利润率 | 6.3% | 9.4% |
| 净利率 | 4.7% | 5.5% |
| 营收同比 | 107.8% | 10.7% |
| 净利润同比 | 11.7% | 9.7% |
| 每股收益（稀释后） | $1.75 | $1.77 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLCPFCN
| Q4 25 | $734.4M | $990.7M | ||
| Q3 25 | $494.7M | $956.2M | ||
| Q2 25 | $394.2M | $943.7M | ||
| Q1 25 | $345.2M | $898.3M | ||
| Q4 24 | $353.5M | $894.9M | ||
| Q3 24 | $351.2M | $926.0M | ||
| Q2 24 | $316.0M | $949.2M | ||
| Q1 24 | $290.7M | $928.6M |
净利润ATLCPFCN
| Q4 25 | $34.6M | $54.5M | ||
| Q3 25 | $25.0M | $82.8M | ||
| Q2 25 | $30.6M | $71.7M | ||
| Q1 25 | $31.5M | $61.8M | ||
| Q4 24 | $31.0M | $49.7M | ||
| Q3 24 | $29.5M | $66.5M | ||
| Q2 24 | $24.3M | $83.9M | ||
| Q1 24 | $26.2M | $80.0M |
毛利率ATLCPFCN
| Q4 25 | 92.4% | 31.1% | ||
| Q3 25 | 92.1% | 33.3% | ||
| Q2 25 | 91.4% | 32.1% | ||
| Q1 25 | 90.7% | 32.2% | ||
| Q4 24 | 89.9% | 30.2% | ||
| Q3 24 | 92.0% | 32.2% | ||
| Q2 24 | 91.2% | 32.8% | ||
| Q1 24 | 90.8% | 32.6% |
营业利润率ATLCPFCN
| Q4 25 | 6.3% | 9.4% | ||
| Q3 25 | 6.6% | 12.3% | ||
| Q2 25 | 10.2% | 10.5% | ||
| Q1 25 | 11.8% | 8.8% | ||
| Q4 24 | 11.3% | 5.9% | ||
| Q3 24 | 10.6% | 9.8% | ||
| Q2 24 | 9.1% | 11.0% | ||
| Q1 24 | 11.3% | 10.7% |
净利率ATLCPFCN
| Q4 25 | 4.7% | 5.5% | ||
| Q3 25 | 5.0% | 8.7% | ||
| Q2 25 | 7.8% | 7.6% | ||
| Q1 25 | 9.1% | 6.9% | ||
| Q4 24 | 8.8% | 5.6% | ||
| Q3 24 | 8.4% | 7.2% | ||
| Q2 24 | 7.7% | 8.8% | ||
| Q1 24 | 9.0% | 8.6% |
每股收益（稀释后）ATLCPFCN
| Q4 25 | $1.75 | $1.77 | ||
| Q3 25 | $1.21 | $2.60 | ||
| Q2 25 | $1.51 | $2.13 | ||
| Q1 25 | $1.49 | $1.74 | ||
| Q4 24 | $1.42 | $1.39 | ||
| Q3 24 | $1.27 | $1.85 | ||
| Q2 24 | $0.99 | $2.34 | ||
| Q1 24 | $1.09 | $2.23 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $621.1M | $265.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $608.7M | $1.7B |
| 总资产 | $7.6B | $3.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ATLCPFCN
| Q4 25 | $621.1M | $265.1M | ||
| Q3 25 | $425.0M | $146.0M | ||
| Q2 25 | $329.4M | $152.8M | ||
| Q1 25 | $350.4M | $151.1M | ||
| Q4 24 | $375.4M | $660.5M | ||
| Q3 24 | $308.7M | $386.3M | ||
| Q2 24 | $350.9M | $226.4M | ||
| Q1 24 | $444.8M | $244.0M |
总债务ATLCPFCN
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $60.0M | ||
| Q1 24 | — | $205.0M |
股东权益ATLCPFCN
| Q4 25 | $608.7M | $1.7B | ||
| Q3 25 | $589.3M | $1.7B | ||
| Q2 25 | $563.3M | $1.9B | ||
| Q1 25 | $532.7M | $2.1B | ||
| Q4 24 | $492.9M | $2.3B | ||
| Q3 24 | $457.7M | $2.3B | ||
| Q2 24 | $433.8M | $2.1B | ||
| Q1 24 | $416.0M | $2.1B |
总资产ATLCPFCN
| Q4 25 | $7.6B | $3.5B | ||
| Q3 25 | $7.1B | $3.5B | ||
| Q2 25 | $3.6B | $3.5B | ||
| Q1 25 | $3.3B | $3.3B | ||
| Q4 24 | $3.3B | $3.6B | ||
| Q3 24 | $3.0B | $3.5B | ||
| Q2 24 | $2.8B | $3.4B | ||
| Q1 24 | $2.8B | $3.3B |
负债/权益比ATLCPFCN
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.03× | ||
| Q1 24 | — | 0.10× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $266.3M | $359.8M |
| 自由现金流经营现金流 - 资本支出 | — | $351.4M |
| 自由现金流率自由现金流/营收 | — | 35.5% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | 7.69× | 6.60× |
| 过去12个月自由现金流最近4个季度 | — | $93.6M |
8季度趋势，按日历期对齐
经营现金流ATLCPFCN
| Q4 25 | $266.3M | $359.8M | ||
| Q3 25 | $107.5M | $201.9M | ||
| Q2 25 | $132.7M | $55.7M | ||
| Q1 25 | $131.6M | $-465.2M | ||
| Q4 24 | $122.6M | $315.3M | ||
| Q3 24 | $112.4M | $219.4M | ||
| Q2 24 | $115.6M | $135.2M | ||
| Q1 24 | $118.8M | $-274.8M |
自由现金流ATLCPFCN
| Q4 25 | — | $351.4M | ||
| Q3 25 | — | $187.0M | ||
| Q2 25 | — | $38.3M | ||
| Q1 25 | — | $-483.0M | ||
| Q4 24 | — | $301.6M | ||
| Q3 24 | — | $212.3M | ||
| Q2 24 | — | $125.2M | ||
| Q1 24 | — | $-279.5M |
自由现金流率ATLCPFCN
| Q4 25 | — | 35.5% | ||
| Q3 25 | — | 19.6% | ||
| Q2 25 | — | 4.1% | ||
| Q1 25 | — | -53.8% | ||
| Q4 24 | — | 33.7% | ||
| Q3 24 | — | 22.9% | ||
| Q2 24 | — | 13.2% | ||
| Q1 24 | — | -30.1% |
资本支出强度ATLCPFCN
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 1.6% | ||
| Q2 25 | — | 1.8% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 1.1% | ||
| Q1 24 | — | 0.5% |
现金转化率ATLCPFCN
| Q4 25 | 7.69× | 6.60× | ||
| Q3 25 | 4.30× | 2.44× | ||
| Q2 25 | 4.34× | 0.78× | ||
| Q1 25 | 4.17× | -7.52× | ||
| Q4 24 | 3.96× | 6.34× | ||
| Q3 24 | 3.80× | 3.30× | ||
| Q2 24 | 4.76× | 1.61× | ||
| Q1 24 | 4.54× | -3.44× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATLCP
暂无分部数据
FCN
| Corporate Finance Segment | $423.2M | 43% |
| Forensic And Litigation Consulting | $192.9M | 19% |
| Economic Consulting | $176.2M | 18% |
| Strategic Communications | $99.4M | 10% |
| Other | $99.0M | 10% |
