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Atlanticus Holdings Corp（ATLCP）与SKYWEST INC（SKYW）财务数据对比。点击上方公司名可切换其他公司
SKYWEST INC的季度营收约是Atlanticus Holdings Corp的1.4倍（$1.0B vs $734.4M），SKYWEST INC净利率更高（10.0% vs 4.7%，领先5.3%），Atlanticus Holdings Corp同比增速更快（107.8% vs 6.8%），过去两年Atlanticus Holdings Corp的营收复合增速更高（58.9% vs 8.1%）
Atlanticus Holdings Corp是一家总部位于美国的金融科技及消费金融企业，主要服务美国境内信用记录不足或非优质信用的消费者群体，提供消费分期、个人贷款等普惠信贷产品，同时与零售商户及金融机构合作推出定制化灵活信贷解决方案。
天西航空（SkyWest Inc.）是总部位于美国犹他州圣乔治的控股企业，旗下主营北美支线航空公司天西航空，同时运营飞机租赁业务，是北美区域航空运营领域的重要参与者。
ATLCP vs SKYW — 直观对比
营收规模更大
SKYW
是对方的1.4倍
$734.4M
营收增速更快
ATLCP
高出100.9%
6.8%
净利率更高
SKYW
高出5.3%
4.7%
两年增速更快
ATLCP
近两年复合增速
8.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $734.4M | $1.0B |
| 净利润 | $34.6M | $101.7M |
| 毛利率 | 92.4% | — |
| 营业利润率 | 6.3% | 12.2% |
| 净利率 | 4.7% | 10.0% |
| 营收同比 | 107.8% | 6.8% |
| 净利润同比 | 11.7% | 1.1% |
| 每股收益（稀释后） | $1.75 | $2.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATLCPSKYW
| Q1 26 | — | $1.0B | ||
| Q4 25 | $734.4M | $1.0B | ||
| Q3 25 | $494.7M | $1.1B | ||
| Q2 25 | $394.2M | $1.0B | ||
| Q1 25 | $345.2M | $948.5M | ||
| Q4 24 | $353.5M | $944.4M | ||
| Q3 24 | $351.2M | $912.8M | ||
| Q2 24 | $316.0M | $867.1M |
净利润ATLCPSKYW
| Q1 26 | — | $101.7M | ||
| Q4 25 | $34.6M | $91.2M | ||
| Q3 25 | $25.0M | $116.4M | ||
| Q2 25 | $30.6M | $120.3M | ||
| Q1 25 | $31.5M | $100.6M | ||
| Q4 24 | $31.0M | $97.4M | ||
| Q3 24 | $29.5M | $89.7M | ||
| Q2 24 | $24.3M | $75.6M |
毛利率ATLCPSKYW
| Q1 26 | — | — | ||
| Q4 25 | 92.4% | — | ||
| Q3 25 | 92.1% | — | ||
| Q2 25 | 91.4% | — | ||
| Q1 25 | 90.7% | — | ||
| Q4 24 | 89.9% | — | ||
| Q3 24 | 92.0% | — | ||
| Q2 24 | 91.2% | — |
营业利润率ATLCPSKYW
| Q1 26 | — | 12.2% | ||
| Q4 25 | 6.3% | 13.1% | ||
| Q3 25 | 6.6% | 16.6% | ||
| Q2 25 | 10.2% | 16.4% | ||
| Q1 25 | 11.8% | 14.7% | ||
| Q4 24 | 11.3% | 15.3% | ||
| Q3 24 | 10.6% | 14.4% | ||
| Q2 24 | 9.1% | 13.8% |
净利率ATLCPSKYW
| Q1 26 | — | 10.0% | ||
| Q4 25 | 4.7% | 8.9% | ||
| Q3 25 | 5.0% | 11.1% | ||
| Q2 25 | 7.8% | 11.6% | ||
| Q1 25 | 9.1% | 10.6% | ||
| Q4 24 | 8.8% | 10.3% | ||
| Q3 24 | 8.4% | 9.8% | ||
| Q2 24 | 7.7% | 8.7% |
每股收益（稀释后）ATLCPSKYW
| Q1 26 | — | $2.50 | ||
| Q4 25 | $1.75 | $2.21 | ||
| Q3 25 | $1.21 | $2.81 | ||
| Q2 25 | $1.51 | $2.91 | ||
| Q1 25 | $1.49 | $2.42 | ||
| Q4 24 | $1.42 | $2.34 | ||
| Q3 24 | $1.27 | $2.16 | ||
| Q2 24 | $0.99 | $1.82 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $621.1M | — |
| 总债务越低越好 | — | $1.8B |
| 股东权益账面价值 | $608.7M | $2.7B |
| 总资产 | $7.6B | $7.3B |
| 负债/权益比越低杠杆越低 | — | 0.66× |
8季度趋势，按日历期对齐
现金及短期投资ATLCPSKYW
| Q1 26 | — | — | ||
| Q4 25 | $621.1M | $122.7M | ||
| Q3 25 | $425.0M | $44.5M | ||
| Q2 25 | $329.4M | $48.3M | ||
| Q1 25 | $350.4M | $179.0M | ||
| Q4 24 | $375.4M | $227.4M | ||
| Q3 24 | $308.7M | $177.6M | ||
| Q2 24 | $350.9M | $141.8M |
总债务ATLCPSKYW
| Q1 26 | — | $1.8B | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $2.4B | ||
| Q2 25 | — | $2.5B | ||
| Q1 25 | — | $2.6B | ||
| Q4 24 | — | $2.7B | ||
| Q3 24 | — | $2.7B | ||
| Q2 24 | — | $2.8B |
股东权益ATLCPSKYW
| Q1 26 | — | $2.7B | ||
| Q4 25 | $608.7M | $2.7B | ||
| Q3 25 | $589.3M | $2.7B | ||
| Q2 25 | $563.3M | $2.6B | ||
| Q1 25 | $532.7M | $2.5B | ||
| Q4 24 | $492.9M | $2.4B | ||
| Q3 24 | $457.7M | $2.3B | ||
| Q2 24 | $433.8M | $2.2B |
总资产ATLCPSKYW
| Q1 26 | — | $7.3B | ||
| Q4 25 | $7.6B | $7.4B | ||
| Q3 25 | $7.1B | $7.2B | ||
| Q2 25 | $3.6B | $7.2B | ||
| Q1 25 | $3.3B | $7.1B | ||
| Q4 24 | $3.3B | $7.1B | ||
| Q3 24 | $3.0B | $7.0B | ||
| Q2 24 | $2.8B | $7.0B |
负债/权益比ATLCPSKYW
| Q1 26 | — | 0.66× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.89× | ||
| Q2 25 | — | 0.97× | ||
| Q1 25 | — | 1.03× | ||
| Q4 24 | — | 1.11× | ||
| Q3 24 | — | 1.17× | ||
| Q2 24 | — | 1.25× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $266.3M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 7.69× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ATLCPSKYW
| Q1 26 | — | — | ||
| Q4 25 | $266.3M | $231.5M | ||
| Q3 25 | $107.5M | $280.8M | ||
| Q2 25 | $132.7M | $257.1M | ||
| Q1 25 | $131.6M | $171.0M | ||
| Q4 24 | $122.6M | $185.9M | ||
| Q3 24 | $112.4M | $183.6M | ||
| Q2 24 | $115.6M | $165.3M |
自由现金流ATLCPSKYW
| Q1 26 | — | — | ||
| Q4 25 | — | $224.3M | ||
| Q3 25 | — | $269.9M | ||
| Q2 25 | — | $251.5M | ||
| Q1 25 | — | $162.6M | ||
| Q4 24 | — | $162.7M | ||
| Q3 24 | — | $172.1M | ||
| Q2 24 | — | $159.4M |
自由现金流率ATLCPSKYW
| Q1 26 | — | — | ||
| Q4 25 | — | 21.9% | ||
| Q3 25 | — | 25.7% | ||
| Q2 25 | — | 24.3% | ||
| Q1 25 | — | 17.1% | ||
| Q4 24 | — | 17.2% | ||
| Q3 24 | — | 18.9% | ||
| Q2 24 | — | 18.4% |
资本支出强度ATLCPSKYW
| Q1 26 | — | — | ||
| Q4 25 | — | 0.7% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 0.5% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | — | 1.3% | ||
| Q2 24 | — | 0.7% |
现金转化率ATLCPSKYW
| Q1 26 | — | — | ||
| Q4 25 | 7.69× | 2.54× | ||
| Q3 25 | 4.30× | 2.41× | ||
| Q2 25 | 4.34× | 2.14× | ||
| Q1 25 | 4.17× | 1.70× | ||
| Q4 24 | 3.96× | 1.91× | ||
| Q3 24 | 3.80× | 2.05× | ||
| Q2 24 | 4.76× | 2.19× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATLCP
暂无分部数据
SKYW
| Flying agreements | $977.9M | 97% |
| Lease, airport services and other | $35.3M | 3% |
