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Atmus Filtration Technologies Inc.（ATMU）与PATHWARD FINANCIAL, INC.（CASH）财务数据对比。点击上方公司名可切换其他公司
Atmus Filtration Technologies Inc.的季度营收约是PATHWARD FINANCIAL, INC.的1.6倍（$446.6M vs $276.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 10.7%，领先15.6%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 2.3%）
Atmus过滤技术公司是一家专业过滤解决方案提供商，研发、生产和销售空气、燃油、机油、液压等多场景过滤系统，服务全球汽车、重型车辆、工业设备、航空航天领域的原厂配套及售后替换市场。
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
ATMU vs CASH — 直观对比
营收规模更大
ATMU
是对方的1.6倍
$276.3M
净利率更高
CASH
高出15.6%
10.7%
两年增速更快
CASH
近两年复合增速
2.3%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $446.6M | $276.3M |
| 净利润 | $48.0M | $72.9M |
| 毛利率 | 28.5% | — |
| 营业利润率 | 15.8% | — |
| 净利率 | 10.7% | 26.4% |
| 营收同比 | 9.8% | — |
| 净利润同比 | 19.7% | — |
| 每股收益（稀释后） | $0.58 | $3.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATMUCASH
| Q1 26 | — | $276.3M | ||
| Q4 25 | $446.6M | $173.1M | ||
| Q3 25 | $447.7M | $186.7M | ||
| Q2 25 | $453.5M | $195.8M | ||
| Q1 25 | $416.5M | $274.8M | ||
| Q4 24 | $406.7M | $182.6M | ||
| Q3 24 | $403.7M | $179.5M | ||
| Q2 24 | $432.6M | $188.6M |
净利润ATMUCASH
| Q1 26 | — | $72.9M | ||
| Q4 25 | $48.0M | $35.2M | ||
| Q3 25 | $54.8M | $38.8M | ||
| Q2 25 | $59.9M | $42.1M | ||
| Q1 25 | $44.7M | $75.0M | ||
| Q4 24 | $40.1M | $30.0M | ||
| Q3 24 | $43.8M | $33.5M | ||
| Q2 24 | $56.2M | $44.9M |
毛利率ATMUCASH
| Q1 26 | — | — | ||
| Q4 25 | 28.5% | — | ||
| Q3 25 | 28.9% | — | ||
| Q2 25 | 28.9% | — | ||
| Q1 25 | 26.5% | — | ||
| Q4 24 | 26.3% | — | ||
| Q3 24 | 27.6% | — | ||
| Q2 24 | 30.5% | — |
营业利润率ATMUCASH
| Q1 26 | — | — | ||
| Q4 25 | 15.8% | 24.6% | ||
| Q3 25 | 18.3% | 25.9% | ||
| Q2 25 | 18.0% | 24.1% | ||
| Q1 25 | 15.6% | 33.2% | ||
| Q4 24 | 13.4% | 19.8% | ||
| Q3 24 | 15.7% | 20.9% | ||
| Q2 24 | 18.4% | 27.1% |
净利率ATMUCASH
| Q1 26 | — | 26.4% | ||
| Q4 25 | 10.7% | 20.3% | ||
| Q3 25 | 12.2% | 20.8% | ||
| Q2 25 | 13.2% | 21.5% | ||
| Q1 25 | 10.7% | 27.3% | ||
| Q4 24 | 9.9% | 16.4% | ||
| Q3 24 | 10.8% | 18.7% | ||
| Q2 24 | 13.0% | 23.8% |
每股收益（稀释后）ATMUCASH
| Q1 26 | — | $3.35 | ||
| Q4 25 | $0.58 | $1.57 | ||
| Q3 25 | $0.66 | $1.69 | ||
| Q2 25 | $0.72 | $1.81 | ||
| Q1 25 | $0.54 | $3.14 | ||
| Q4 24 | $0.49 | $1.23 | ||
| Q3 24 | $0.52 | $1.34 | ||
| Q2 24 | $0.67 | $1.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $236.4M | $157.6M |
| 总债务越低越好 | $570.0M | $59.5M |
| 股东权益账面价值 | $378.5M | $850.7M |
| 总资产 | $1.4B | $7.1B |
| 负债/权益比越低杠杆越低 | 1.51× | 0.07× |
8季度趋势，按日历期对齐
现金及短期投资ATMUCASH
| Q1 26 | — | $157.6M | ||
| Q4 25 | $236.4M | $331.2M | ||
| Q3 25 | $218.3M | $120.6M | ||
| Q2 25 | $190.8M | $258.3M | ||
| Q1 25 | $183.3M | $254.2M | ||
| Q4 24 | $184.3M | $597.4M | ||
| Q3 24 | $196.8M | $158.3M | ||
| Q2 24 | $160.5M | $298.9M |
总债务ATMUCASH
| Q1 26 | — | $59.5M | ||
| Q4 25 | $570.0M | $33.5M | ||
| Q3 25 | $577.5M | $33.5M | ||
| Q2 25 | $585.0M | $33.4M | ||
| Q1 25 | $588.8M | $33.4M | ||
| Q4 24 | $592.5M | $33.4M | ||
| Q3 24 | $596.2M | $33.4M | ||
| Q2 24 | $600.0M | $33.3M |
股东权益ATMUCASH
| Q1 26 | — | $850.7M | ||
| Q4 25 | $378.5M | $854.5M | ||
| Q3 25 | $336.7M | $858.0M | ||
| Q2 25 | $316.3M | $819.0M | ||
| Q1 25 | $265.3M | $814.7M | ||
| Q4 24 | $227.4M | $758.3M | ||
| Q3 24 | $221.2M | $822.5M | ||
| Q2 24 | $178.1M | $748.4M |
总资产ATMUCASH
| Q1 26 | — | $7.1B | ||
| Q4 25 | $1.4B | $7.6B | ||
| Q3 25 | $1.3B | $7.2B | ||
| Q2 25 | $1.3B | $7.2B | ||
| Q1 25 | $1.2B | $7.0B | ||
| Q4 24 | $1.2B | $7.6B | ||
| Q3 24 | $1.2B | $7.5B | ||
| Q2 24 | $1.2B | $7.5B |
负债/权益比ATMUCASH
| Q1 26 | — | 0.07× | ||
| Q4 25 | 1.51× | 0.04× | ||
| Q3 25 | 1.72× | 0.04× | ||
| Q2 25 | 1.85× | 0.04× | ||
| Q1 25 | 2.22× | 0.04× | ||
| Q4 24 | 2.61× | 0.04× | ||
| Q3 24 | 2.70× | 0.04× | ||
| Q2 24 | 3.37× | 0.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $47.5M | — |
| 自由现金流经营现金流 - 资本支出 | $31.2M | — |
| 自由现金流率自由现金流/营收 | 7.0% | — |
| 资本支出强度资本支出/营收 | 3.6% | — |
| 现金转化率经营现金流/净利润 | 0.99× | — |
| 过去12个月自由现金流最近4个季度 | $148.8M | — |
8季度趋势，按日历期对齐
经营现金流ATMUCASH
| Q1 26 | — | — | ||
| Q4 25 | $47.5M | $108.3M | ||
| Q3 25 | $82.1M | $303.7M | ||
| Q2 25 | $44.4M | $30.4M | ||
| Q1 25 | $28.7M | $188.3M | ||
| Q4 24 | $20.0M | $-71.7M | ||
| Q3 24 | $70.7M | $143.1M | ||
| Q2 24 | $22.9M | $113.2M |
自由现金流ATMUCASH
| Q1 26 | — | — | ||
| Q4 25 | $31.2M | $104.1M | ||
| Q3 25 | $68.9M | $300.3M | ||
| Q2 25 | $32.4M | $27.7M | ||
| Q1 25 | $16.3M | $184.7M | ||
| Q4 24 | $10.0M | $-73.8M | ||
| Q3 24 | $54.3M | $138.8M | ||
| Q2 24 | $11.3M | $111.0M |
自由现金流率ATMUCASH
| Q1 26 | — | — | ||
| Q4 25 | 7.0% | 60.1% | ||
| Q3 25 | 15.4% | 160.9% | ||
| Q2 25 | 7.1% | 14.1% | ||
| Q1 25 | 3.9% | 67.2% | ||
| Q4 24 | 2.5% | -40.4% | ||
| Q3 24 | 13.5% | 77.3% | ||
| Q2 24 | 2.6% | 58.8% |
资本支出强度ATMUCASH
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 2.4% | ||
| Q3 25 | 2.9% | 1.8% | ||
| Q2 25 | 2.6% | 1.4% | ||
| Q1 25 | 3.0% | 1.3% | ||
| Q4 24 | 2.5% | 1.1% | ||
| Q3 24 | 4.1% | 2.4% | ||
| Q2 24 | 2.7% | 1.2% |
现金转化率ATMUCASH
| Q1 26 | — | — | ||
| Q4 25 | 0.99× | 3.08× | ||
| Q3 25 | 1.50× | 7.83× | ||
| Q2 25 | 0.74× | 0.72× | ||
| Q1 25 | 0.64× | 2.51× | ||
| Q4 24 | 0.50× | -2.39× | ||
| Q3 24 | 1.61× | 4.27× | ||
| Q2 24 | 0.41× | 2.52× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATMU
| Fuel Products | $219.1M | 49% |
| Lube | $84.8M | 19% |
| Air | $74.0M | 17% |
| Other | $68.7M | 15% |
| Related Party | $14.9M | 3% |
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
