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阿普塔集团（ATR）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是阿普塔集团的1.3倍（$1.3B vs $982.9M），Regions Financial Corporation净利率更高（41.7% vs 7.4%，领先34.3%），阿普塔集团同比增速更快（10.8% vs 4.1%），过去两年Regions Financial Corporation的营收复合增速更高（4.0% vs 3.9%）
阿普塔集团（AptarGroup, Inc.）是总部位于美国的全球性制造企业，主营消费品分配包装产品及药物给药装置的研发与生产，目前在全球18个国家设有生产运营基地，服务医药、快消等多领域客户。
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
ATR vs RF — 直观对比
营收规模更大
RF
是对方的1.3倍
$982.9M
营收增速更快
ATR
高出6.6%
4.1%
净利率更高
RF
高出34.3%
7.4%
两年增速更快
RF
近两年复合增速
3.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $982.9M | $1.3B |
| 净利润 | $72.8M | $534.0M |
| 毛利率 | — | — |
| 营业利润率 | 10.9% | 55.3% |
| 净利率 | 7.4% | 41.7% |
| 营收同比 | 10.8% | 4.1% |
| 净利润同比 | -7.5% | 0.0% |
| 每股收益（稀释后） | $1.12 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATRRF
| Q1 26 | $982.9M | — | ||
| Q4 25 | $962.7M | $1.3B | ||
| Q3 25 | $961.1M | $1.3B | ||
| Q2 25 | $966.0M | $1.3B | ||
| Q1 25 | $887.3M | $1.2B | ||
| Q4 24 | $848.1M | $1.2B | ||
| Q3 24 | $909.3M | $1.2B | ||
| Q2 24 | $910.1M | $1.2B |
净利润ATRRF
| Q1 26 | $72.8M | — | ||
| Q4 25 | $74.3M | $534.0M | ||
| Q3 25 | $127.9M | $569.0M | ||
| Q2 25 | $111.7M | $563.0M | ||
| Q1 25 | $78.8M | $490.0M | ||
| Q4 24 | $100.9M | $534.0M | ||
| Q3 24 | $100.0M | $490.0M | ||
| Q2 24 | $90.5M | $501.0M |
营业利润率ATRRF
| Q1 26 | 10.9% | — | ||
| Q4 25 | 11.0% | 55.3% | ||
| Q3 25 | 14.2% | 56.3% | ||
| Q2 25 | 14.9% | 56.1% | ||
| Q1 25 | 12.8% | 52.0% | ||
| Q4 24 | 14.2% | 53.4% | ||
| Q3 24 | 15.2% | 49.9% | ||
| Q2 24 | 13.8% | 52.7% |
净利率ATRRF
| Q1 26 | 7.4% | — | ||
| Q4 25 | 7.7% | 41.7% | ||
| Q3 25 | 13.3% | 45.3% | ||
| Q2 25 | 11.6% | 44.7% | ||
| Q1 25 | 8.9% | 41.0% | ||
| Q4 24 | 11.9% | 43.4% | ||
| Q3 24 | 11.0% | 40.2% | ||
| Q2 24 | 9.9% | 42.2% |
每股收益（稀释后）ATRRF
| Q1 26 | $1.12 | — | ||
| Q4 25 | $1.13 | $0.59 | ||
| Q3 25 | $1.92 | $0.61 | ||
| Q2 25 | $1.67 | $0.59 | ||
| Q1 25 | $1.17 | $0.51 | ||
| Q4 24 | $1.48 | $0.55 | ||
| Q3 24 | $1.48 | $0.49 | ||
| Q2 24 | $1.34 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $229.5M | — |
| 总债务越低越好 | — | $4.1B |
| 股东权益账面价值 | $2.6B | $19.0B |
| 总资产 | $5.1B | $158.8B |
| 负债/权益比越低杠杆越低 | — | 0.22× |
8季度趋势，按日历期对齐
现金及短期投资ATRRF
| Q1 26 | $229.5M | — | ||
| Q4 25 | $409.5M | — | ||
| Q3 25 | $264.8M | — | ||
| Q2 25 | $169.8M | — | ||
| Q1 25 | $136.8M | — | ||
| Q4 24 | $226.2M | — | ||
| Q3 24 | $327.9M | — | ||
| Q2 24 | $223.9M | — |
总债务ATRRF
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $4.1B | ||
| Q3 25 | $546.0M | $4.8B | ||
| Q2 25 | $535.1M | $5.3B | ||
| Q1 25 | $561.2M | $6.0B | ||
| Q4 24 | $688.1M | $6.0B | ||
| Q3 24 | $822.7M | $6.0B | ||
| Q2 24 | $681.5M | $5.1B |
股东权益ATRRF
| Q1 26 | $2.6B | — | ||
| Q4 25 | $2.7B | $19.0B | ||
| Q3 25 | $2.8B | $19.0B | ||
| Q2 25 | $2.7B | $18.7B | ||
| Q1 25 | $2.5B | $18.5B | ||
| Q4 24 | $2.5B | $17.9B | ||
| Q3 24 | $2.5B | $18.7B | ||
| Q2 24 | $2.4B | $17.2B |
总资产ATRRF
| Q1 26 | $5.1B | — | ||
| Q4 25 | $5.3B | $158.8B | ||
| Q3 25 | $5.1B | $159.9B | ||
| Q2 25 | $4.9B | $159.2B | ||
| Q1 25 | $4.5B | $159.8B | ||
| Q4 24 | $4.4B | $157.3B | ||
| Q3 24 | $4.6B | $157.4B | ||
| Q2 24 | $4.5B | $154.1B |
负债/权益比ATRRF
| Q1 26 | — | — | ||
| Q4 25 | 0.43× | 0.22× | ||
| Q3 25 | 0.20× | 0.25× | ||
| Q2 25 | 0.20× | 0.28× | ||
| Q1 25 | 0.22× | 0.32× | ||
| Q4 24 | 0.28× | 0.34× | ||
| Q3 24 | 0.32× | 0.32× | ||
| Q2 24 | 0.28× | 0.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-319.0M |
| 自由现金流经营现金流 - 资本支出 | $53.3M | — |
| 自由现金流率自由现金流/营收 | 5.4% | — |
| 资本支出强度资本支出/营收 | 6.7% | — |
| 现金转化率经营现金流/净利润 | — | -0.60× |
| 过去12个月自由现金流最近4个季度 | $327.0M | — |
8季度趋势，按日历期对齐
经营现金流ATRRF
| Q1 26 | — | — | ||
| Q4 25 | $183.7M | $-319.0M | ||
| Q3 25 | $177.6M | $861.0M | ||
| Q2 25 | $126.0M | $573.0M | ||
| Q1 25 | $82.7M | $1.1B | ||
| Q4 24 | $178.2M | $-220.0M | ||
| Q3 24 | $229.3M | $1.3B | ||
| Q2 24 | $143.6M | $161.0M |
自由现金流ATRRF
| Q1 26 | $53.3M | — | ||
| Q4 25 | $96.9M | — | ||
| Q3 25 | $114.3M | — | ||
| Q2 25 | $62.5M | — | ||
| Q1 25 | $25.9M | — | ||
| Q4 24 | $112.2M | — | ||
| Q3 24 | $162.7M | — | ||
| Q2 24 | $75.4M | — |
自由现金流率ATRRF
| Q1 26 | 5.4% | — | ||
| Q4 25 | 10.1% | — | ||
| Q3 25 | 11.9% | — | ||
| Q2 25 | 6.5% | — | ||
| Q1 25 | 2.9% | — | ||
| Q4 24 | 13.2% | — | ||
| Q3 24 | 17.9% | — | ||
| Q2 24 | 8.3% | — |
资本支出强度ATRRF
| Q1 26 | 6.7% | — | ||
| Q4 25 | 9.0% | — | ||
| Q3 25 | 6.6% | — | ||
| Q2 25 | 6.6% | — | ||
| Q1 25 | 6.4% | — | ||
| Q4 24 | 7.8% | — | ||
| Q3 24 | 7.3% | — | ||
| Q2 24 | 7.5% | — |
现金转化率ATRRF
| Q1 26 | — | — | ||
| Q4 25 | 2.47× | -0.60× | ||
| Q3 25 | 1.39× | 1.51× | ||
| Q2 25 | 1.13× | 1.02× | ||
| Q1 25 | 1.05× | 2.18× | ||
| Q4 24 | 1.77× | -0.41× | ||
| Q3 24 | 2.29× | 2.57× | ||
| Q2 24 | 1.59× | 0.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATR
暂无分部数据
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
