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Avidia Bancorp, Inc.（AVBC）与Clearfield, Inc.（CLFD）财务数据对比。点击上方公司名可切换其他公司
Clearfield, Inc.的季度营收约是Avidia Bancorp, Inc.的1.3倍（$34.3M vs $26.8M），Avidia Bancorp, Inc.净利率更高（22.9% vs -1.8%，领先24.7%），Avidia Bancorp, Inc.自由现金流更多（$24.1M vs $-2.4M）
Avidia银行是一家美国互助型社区银行，总部位于马萨诸塞州哈德逊市，于2007年由哈德逊储蓄银行与韦斯特伯勒银行合并成立，主要为当地社区提供各类金融服务。
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
AVBC vs CLFD — 直观对比
营收规模更大
CLFD
是对方的1.3倍
$26.8M
净利率更高
AVBC
高出24.7%
-1.8%
自由现金流更多
AVBC
多$26.5M
$-2.4M
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $26.8M | $34.3M |
| 净利润 | $5.3M | $-614.0K |
| 毛利率 | — | 33.2% |
| 营业利润率 | 33.3% | -5.3% |
| 净利率 | 22.9% | -1.8% |
| 营收同比 | — | -3.2% |
| 净利润同比 | — | 67.8% |
| 每股收益（稀释后） | — | $-0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AVBCCLFD
| Q4 25 | $26.8M | $34.3M | ||
| Q3 25 | $28.0M | $23.4M | ||
| Q2 25 | $25.9M | $49.9M | ||
| Q1 25 | $22.9M | $47.2M | ||
| Q4 24 | — | $29.7M | ||
| Q3 24 | — | $5.6M | ||
| Q2 24 | — | $48.8M | ||
| Q1 24 | — | $36.9M |
净利润AVBCCLFD
| Q4 25 | $5.3M | $-614.0K | ||
| Q3 25 | $-907.0K | $-9.1M | ||
| Q2 25 | $3.9M | $1.6M | ||
| Q1 25 | $-11.6M | $1.3M | ||
| Q4 24 | — | $-1.9M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $-447.0K | ||
| Q1 24 | — | $-5.9M |
毛利率AVBCCLFD
| Q4 25 | — | 33.2% | ||
| Q3 25 | — | 53.2% | ||
| Q2 25 | — | 30.5% | ||
| Q1 25 | — | 30.1% | ||
| Q4 24 | — | 29.2% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.9% | ||
| Q1 24 | — | 7.7% |
营业利润率AVBCCLFD
| Q4 25 | 33.3% | -5.3% | ||
| Q3 25 | -7.0% | 10.3% | ||
| Q2 25 | 19.4% | 3.0% | ||
| Q1 25 | -72.0% | 0.6% | ||
| Q4 24 | — | -6.9% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -4.7% | ||
| Q1 24 | — | -26.4% |
净利率AVBCCLFD
| Q4 25 | 22.9% | -1.8% | ||
| Q3 25 | -3.2% | -38.8% | ||
| Q2 25 | 15.0% | 3.2% | ||
| Q1 25 | -50.5% | 2.8% | ||
| Q4 24 | — | -6.4% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -0.9% | ||
| Q1 24 | — | -16.0% |
每股收益（稀释后）AVBCCLFD
| Q4 25 | — | $-0.04 | ||
| Q3 25 | $-0.05 | $-0.65 | ||
| Q2 25 | — | $0.11 | ||
| Q1 25 | — | $0.09 | ||
| Q4 24 | — | $-0.13 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $-0.04 | ||
| Q1 24 | — | $-0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $275.0M | $96.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $379.0M | $249.7M |
| 总资产 | $2.8B | $268.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AVBCCLFD
| Q4 25 | $275.0M | $96.4M | ||
| Q3 25 | $208.3M | $106.0M | ||
| Q2 25 | $592.5M | $117.2M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $113.0M | ||
| Q3 24 | — | $129.0M | ||
| Q2 24 | — | $123.8M | ||
| Q1 24 | — | $142.9M |
总债务AVBCCLFD
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $2.2M | ||
| Q2 24 | — | $2.1M | ||
| Q1 24 | — | — |
股东权益AVBCCLFD
| Q4 25 | $379.0M | $249.7M | ||
| Q3 25 | $372.0M | $256.2M | ||
| Q2 25 | $191.4M | $264.5M | ||
| Q1 25 | $186.1M | $265.9M | ||
| Q4 24 | — | $267.4M | ||
| Q3 24 | — | $275.8M | ||
| Q2 24 | — | $274.6M | ||
| Q1 24 | — | $279.2M |
总资产AVBCCLFD
| Q4 25 | $2.8B | $268.1M | ||
| Q3 25 | $2.8B | $306.2M | ||
| Q2 25 | $3.0B | $314.7M | ||
| Q1 25 | $2.7B | $310.9M | ||
| Q4 24 | — | $303.2M | ||
| Q3 24 | — | $315.3M | ||
| Q2 24 | — | $318.1M | ||
| Q1 24 | — | $315.4M |
负债/权益比AVBCCLFD
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.01× | ||
| Q2 24 | — | 0.01× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $28.4M | $-1.4M |
| 自由现金流经营现金流 - 资本支出 | $24.1M | $-2.4M |
| 自由现金流率自由现金流/营收 | 89.9% | -7.1% |
| 资本支出强度资本支出/营收 | 16.0% | 2.9% |
| 现金转化率经营现金流/净利润 | 5.32× | — |
| 过去12个月自由现金流最近4个季度 | $40.2M | — |
8季度趋势，按日历期对齐
经营现金流AVBCCLFD
| Q4 25 | $28.4M | $-1.4M | ||
| Q3 25 | $24.1M | — | ||
| Q2 25 | $-2.3M | $7.9M | ||
| Q1 25 | $-2.2M | $3.0M | ||
| Q4 24 | — | $7.2M | ||
| Q3 24 | — | $22.2M | ||
| Q2 24 | — | $4.0M | ||
| Q1 24 | — | $-5.7M |
自由现金流AVBCCLFD
| Q4 25 | $24.1M | $-2.4M | ||
| Q3 25 | $23.3M | — | ||
| Q2 25 | $-3.3M | $7.5M | ||
| Q1 25 | $-3.9M | $654.0K | ||
| Q4 24 | — | $5.1M | ||
| Q3 24 | — | $18.2M | ||
| Q2 24 | — | $2.8M | ||
| Q1 24 | — | $-7.7M |
自由现金流率AVBCCLFD
| Q4 25 | 89.9% | -7.1% | ||
| Q3 25 | 83.2% | — | ||
| Q2 25 | -12.8% | 15.1% | ||
| Q1 25 | -16.9% | 1.4% | ||
| Q4 24 | — | 17.1% | ||
| Q3 24 | — | 323.0% | ||
| Q2 24 | — | 5.8% | ||
| Q1 24 | — | -20.8% |
资本支出强度AVBCCLFD
| Q4 25 | 16.0% | 2.9% | ||
| Q3 25 | 3.1% | 2.0% | ||
| Q2 25 | 3.7% | 0.8% | ||
| Q1 25 | 7.2% | 5.1% | ||
| Q4 24 | — | 7.0% | ||
| Q3 24 | — | 71.4% | ||
| Q2 24 | — | 2.5% | ||
| Q1 24 | — | 5.3% |
现金转化率AVBCCLFD
| Q4 25 | 5.32× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.60× | 4.93× | ||
| Q1 25 | — | 2.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
