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Axos Financial, Inc.（AX）与BankUnited, Inc.（BKU）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是BankUnited, Inc.的57.3倍（$331.7M vs $5.8M）。Axos Financial, Inc.同比增速更快（18.4% vs 16.0%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
BankUnited, Inc.是美国国民银行BankUnited, N.A.的控股公司，成立于1984年，总部位于佛罗里达州迈阿密莱克斯。业务覆盖佛罗里达州、佐治亚州亚特兰大及周边、得克萨斯州达拉斯、新泽西州莫里斯敦、北卡罗来纳州夏洛特，以及纽约大都会区，还通过全国性平台提供部分商业贷款和存款产品，截至2025年12月31日总资产达350亿美元。
AX vs BKU — 直观对比
营收规模更大
AX
是对方的57.3倍
$5.8M
营收增速更快
AX
高出2.4%
16.0%
损益表 — Q2 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $331.7M | $5.8M |
| 净利润 | $128.4M | — |
| 毛利率 | — | — |
| 营业利润率 | 52.9% | — |
| 净利率 | 38.7% | — |
| 营收同比 | 18.4% | 16.0% |
| 净利润同比 | 22.6% | — |
| 每股收益（稀释后） | $2.22 | $0.89 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXBKU
| Q4 25 | $331.7M | $5.8M | ||
| Q3 25 | $291.1M | $5.4M | ||
| Q2 25 | — | $5.3M | ||
| Q1 25 | — | $5.2M | ||
| Q4 24 | — | $5.0M | ||
| Q3 24 | — | $5.0M | ||
| Q2 24 | — | $4.9M | ||
| Q1 24 | — | $5.3M |
净利润AXBKU
| Q4 25 | $128.4M | — | ||
| Q3 25 | $112.4M | $71.9M | ||
| Q2 25 | — | $68.8M | ||
| Q1 25 | — | $58.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $61.5M | ||
| Q2 24 | — | $53.7M | ||
| Q1 24 | — | $48.0M |
营业利润率AXBKU
| Q4 25 | 52.9% | — | ||
| Q3 25 | 51.5% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
净利率AXBKU
| Q4 25 | 38.7% | — | ||
| Q3 25 | 38.6% | 1333.8% | ||
| Q2 25 | — | 1291.9% | ||
| Q1 25 | — | 1117.0% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1225.1% | ||
| Q2 24 | — | 1094.6% | ||
| Q1 24 | — | 903.1% |
每股收益（稀释后）AXBKU
| Q4 25 | $2.22 | $0.89 | ||
| Q3 25 | $1.94 | $0.95 | ||
| Q2 25 | — | $0.91 | ||
| Q1 25 | — | $0.78 | ||
| Q4 24 | — | $0.91 | ||
| Q3 24 | — | $0.81 | ||
| Q2 24 | — | $0.72 | ||
| Q1 24 | — | $0.64 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $217.8M |
| 总债务越低越好 | — | $319.7M |
| 股东权益账面价值 | $2.9B | $3.1B |
| 总资产 | $28.2B | $35.0B |
| 负债/权益比越低杠杆越低 | — | 0.10× |
8季度趋势，按日历期对齐
现金及短期投资AXBKU
| Q4 25 | $1.0B | $217.8M | ||
| Q3 25 | $2.6B | $559.5M | ||
| Q2 25 | — | $801.3M | ||
| Q1 25 | — | $443.7M | ||
| Q4 24 | — | $491.1M | ||
| Q3 24 | — | $889.9M | ||
| Q2 24 | — | $433.5M | ||
| Q1 24 | — | $421.2M |
总债务AXBKU
| Q4 25 | — | $319.7M | ||
| Q3 25 | — | $320.4M | ||
| Q2 25 | — | $708.9M | ||
| Q1 25 | — | $709.1M | ||
| Q4 24 | — | $708.6M | ||
| Q3 24 | — | $708.7M | ||
| Q2 24 | — | $708.8M | ||
| Q1 24 | — | $709.0M |
股东权益AXBKU
| Q4 25 | $2.9B | $3.1B | ||
| Q3 25 | $2.8B | $3.0B | ||
| Q2 25 | — | $3.0B | ||
| Q1 25 | — | $2.9B | ||
| Q4 24 | — | $2.8B | ||
| Q3 24 | — | $2.8B | ||
| Q2 24 | — | $2.7B | ||
| Q1 24 | — | $2.6B |
总资产AXBKU
| Q4 25 | $28.2B | $35.0B | ||
| Q3 25 | $27.4B | $35.1B | ||
| Q2 25 | — | $35.5B | ||
| Q1 25 | — | $34.8B | ||
| Q4 24 | — | $35.2B | ||
| Q3 24 | — | $35.8B | ||
| Q2 24 | — | $35.4B | ||
| Q1 24 | — | $35.1B |
负债/权益比AXBKU
| Q4 25 | — | 0.10× | ||
| Q3 25 | — | 0.11× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | — | 0.25× | ||
| Q3 24 | — | 0.25× | ||
| Q2 24 | — | 0.26× | ||
| Q1 24 | — | 0.27× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $104.1M | $124.9M |
| 自由现金流经营现金流 - 资本支出 | $85.4M | — |
| 自由现金流率自由现金流/营收 | 25.8% | — |
| 资本支出强度资本支出/营收 | 5.6% | — |
| 现金转化率经营现金流/净利润 | 0.81× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AXBKU
| Q4 25 | $104.1M | $124.9M | ||
| Q3 25 | $118.4M | $99.7M | ||
| Q2 25 | — | $117.6M | ||
| Q1 25 | — | $16.4M | ||
| Q4 24 | — | $185.5M | ||
| Q3 24 | — | $46.1M | ||
| Q2 24 | — | $135.7M | ||
| Q1 24 | — | $66.5M |
自由现金流AXBKU
| Q4 25 | $85.4M | — | ||
| Q3 25 | $109.3M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率AXBKU
| Q4 25 | 25.8% | — | ||
| Q3 25 | 37.5% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度AXBKU
| Q4 25 | 5.6% | — | ||
| Q3 25 | 3.1% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率AXBKU
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | 1.39× | ||
| Q2 25 | — | 1.71× | ||
| Q1 25 | — | 0.28× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.75× | ||
| Q2 24 | — | 2.53× | ||
| Q1 24 | — | 1.39× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
