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Axos Financial, Inc.（AX）与Catalyst Bancorp, Inc.（CLST）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是Catalyst Bancorp, Inc.的132.3倍（$331.7M vs $2.5M）。Axos Financial, Inc.净利率更高（38.7% vs 18.2%，领先20.5%）。Axos Financial, Inc.同比增速更快（18.4% vs 1.4%）。Axos Financial, Inc.自由现金流更多（$85.4M vs $794.0K）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
Catalyst Bancorp, Inc.是一家总部位于美国的金融控股公司，旗下运营多家社区银行，面向个人消费者与中小企业客户提供储蓄账户、各类贷款、财富管理等多元金融服务，业务覆盖美国多个区域本土市场。
AX vs CLST — 直观对比
营收规模更大
AX
是对方的132.3倍
$2.5M
营收增速更快
AX
高出17.0%
1.4%
净利率更高
AX
高出20.5%
18.2%
自由现金流更多
AX
多$84.6M
$794.0K
损益表 — Q2 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $331.7M | $2.5M |
| 净利润 | $128.4M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 52.9% | 22.0% |
| 净利率 | 38.7% | 18.2% |
| 营收同比 | 18.4% | 1.4% |
| 净利润同比 | 22.6% | -27.2% |
| 每股收益（稀释后） | $2.22 | $0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXCLST
| Q4 25 | $331.7M | $2.5M | ||
| Q3 25 | $291.1M | $2.5M | ||
| Q2 25 | — | $2.5M | ||
| Q1 25 | — | $2.4M | ||
| Q4 24 | — | $2.5M | ||
| Q3 24 | — | $2.5M | ||
| Q2 24 | — | $2.4M | ||
| Q1 24 | — | $2.1M |
净利润AXCLST
| Q4 25 | $128.4M | $456.0K | ||
| Q3 25 | $112.4M | $489.0K | ||
| Q2 25 | — | $521.0K | ||
| Q1 25 | — | $586.0K | ||
| Q4 24 | — | $626.0K | ||
| Q3 24 | — | $447.0K | ||
| Q2 24 | — | $527.0K | ||
| Q1 24 | — | $-4.7M |
营业利润率AXCLST
| Q4 25 | 52.9% | 22.0% | ||
| Q3 25 | 51.5% | 24.4% | ||
| Q2 25 | — | 25.7% | ||
| Q1 25 | — | 30.4% | ||
| Q4 24 | — | 31.2% | ||
| Q3 24 | — | 21.9% | ||
| Q2 24 | — | 26.4% | ||
| Q1 24 | — | -284.6% |
净利率AXCLST
| Q4 25 | 38.7% | 18.2% | ||
| Q3 25 | 38.6% | 20.0% | ||
| Q2 25 | — | 21.1% | ||
| Q1 25 | — | 24.8% | ||
| Q4 24 | — | 25.3% | ||
| Q3 24 | — | 17.7% | ||
| Q2 24 | — | 21.5% | ||
| Q1 24 | — | -224.0% |
每股收益（稀释后）AXCLST
| Q4 25 | $2.22 | $0.13 | ||
| Q3 25 | $1.94 | $0.13 | ||
| Q2 25 | — | $0.14 | ||
| Q1 25 | — | $0.16 | ||
| Q4 24 | — | $0.13 | ||
| Q3 24 | — | $0.11 | ||
| Q2 24 | — | $0.13 | ||
| Q1 24 | — | $-1.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $25.2M |
| 总债务越低越好 | — | $14.7M |
| 股东权益账面价值 | $2.9B | $81.7M |
| 总资产 | $28.2B | $282.9M |
| 负债/权益比越低杠杆越低 | — | 0.18× |
8季度趋势，按日历期对齐
现金及短期投资AXCLST
| Q4 25 | $1.0B | $25.2M | ||
| Q3 25 | $2.6B | $37.3M | ||
| Q2 25 | — | $40.1M | ||
| Q1 25 | — | $40.3M | ||
| Q4 24 | — | $44.3M | ||
| Q3 24 | — | $45.8M | ||
| Q2 24 | — | $75.5M | ||
| Q1 24 | — | $76.0M |
总债务AXCLST
| Q4 25 | — | $14.7M | ||
| Q3 25 | — | $14.7M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $9.6M | ||
| Q3 24 | — | $29.5M | ||
| Q2 24 | — | $30.3M | ||
| Q1 24 | — | $29.4M |
股东权益AXCLST
| Q4 25 | $2.9B | $81.7M | ||
| Q3 25 | $2.8B | $81.6M | ||
| Q2 25 | — | $80.8M | ||
| Q1 25 | — | $80.6M | ||
| Q4 24 | — | $80.2M | ||
| Q3 24 | — | $81.7M | ||
| Q2 24 | — | $81.0M | ||
| Q1 24 | — | $81.3M |
总资产AXCLST
| Q4 25 | $28.2B | $282.9M | ||
| Q3 25 | $27.4B | $283.8M | ||
| Q2 25 | — | $273.8M | ||
| Q1 25 | — | $271.6M | ||
| Q4 24 | — | $276.7M | ||
| Q3 24 | — | $280.6M | ||
| Q2 24 | — | $295.3M | ||
| Q1 24 | — | $282.0M |
负债/权益比AXCLST
| Q4 25 | — | 0.18× | ||
| Q3 25 | — | 0.18× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.12× | ||
| Q3 24 | — | 0.36× | ||
| Q2 24 | — | 0.37× | ||
| Q1 24 | — | 0.36× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $104.1M | $797.0K |
| 自由现金流经营现金流 - 资本支出 | $85.4M | $794.0K |
| 自由现金流率自由现金流/营收 | 25.8% | 31.7% |
| 资本支出强度资本支出/营收 | 5.6% | 0.1% |
| 现金转化率经营现金流/净利润 | 0.81× | 1.75× |
| 过去12个月自由现金流最近4个季度 | — | $3.1M |
8季度趋势，按日历期对齐
经营现金流AXCLST
| Q4 25 | $104.1M | $797.0K | ||
| Q3 25 | $118.4M | $912.0K | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | — | $427.0K | ||
| Q4 24 | — | $636.0K | ||
| Q3 24 | — | $896.0K | ||
| Q2 24 | — | $1.4M | ||
| Q1 24 | — | $247.0K |
自由现金流AXCLST
| Q4 25 | $85.4M | $794.0K | ||
| Q3 25 | $109.3M | $827.0K | ||
| Q2 25 | — | $1.1M | ||
| Q1 25 | — | $361.0K | ||
| Q4 24 | — | $581.0K | ||
| Q3 24 | — | $771.0K | ||
| Q2 24 | — | $1.2M | ||
| Q1 24 | — | $223.0K |
自由现金流率AXCLST
| Q4 25 | 25.8% | 31.7% | ||
| Q3 25 | 37.5% | 33.8% | ||
| Q2 25 | — | 45.3% | ||
| Q1 25 | — | 15.3% | ||
| Q4 24 | — | 23.5% | ||
| Q3 24 | — | 30.5% | ||
| Q2 24 | — | 47.7% | ||
| Q1 24 | — | 10.7% |
资本支出强度AXCLST
| Q4 25 | 5.6% | 0.1% | ||
| Q3 25 | 3.1% | 3.5% | ||
| Q2 25 | — | 1.4% | ||
| Q1 25 | — | 2.8% | ||
| Q4 24 | — | 2.2% | ||
| Q3 24 | — | 4.9% | ||
| Q2 24 | — | 9.2% | ||
| Q1 24 | — | 1.1% |
现金转化率AXCLST
| Q4 25 | 0.81× | 1.75× | ||
| Q3 25 | 1.05× | 1.87× | ||
| Q2 25 | — | 2.21× | ||
| Q1 25 | — | 0.73× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 2.00× | ||
| Q2 24 | — | 2.64× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
