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Side-by-side financial comparison of Catalyst Bancorp, Inc. (CLST) and HSBC HOLDINGS PLC (HSBC). Click either name above to swap in a different company.
HSBC HOLDINGS PLC is the larger business by last-quarter revenue ($28.6B vs $2.5M, roughly 11392.9× Catalyst Bancorp, Inc.). HSBC HOLDINGS PLC runs the higher net margin — 25.7% vs 18.2%, a 7.5% gap on every dollar of revenue. HSBC HOLDINGS PLC produced more free cash flow last quarter ($64.0B vs $794.0K).
Catalyst Bancorp, Inc. is a U.S.-based financial holding company that operates community banking subsidiaries. It provides a full range of retail and commercial banking products including checking and savings accounts, small business loans, residential mortgages, personal lending, and wealth management services, primarily serving local regional markets across the U.S. with a focus on individual consumers and small business clients.
HSBC Holdings plc is a British universal bank and financial services group headquartered in London, England, with historical and business links to East Asia and a multinational footprint. It is the largest Europe-based bank by total assets, ahead of BNP Paribas, with US$3.098 trillion as of September 2024. This also puts it as the 7th largest bank in the world by total assets behind Bank of America, and the 3rd largest non-state owned bank in the world.
CLST vs HSBC — Head-to-Head
Income Statement — Q4 2025 vs Q4 2024
| Metric | | |
|---|---|---|
| Revenue | $2.5M | $28.6B |
| Net Profit | $456.0K | $7.3B |
| Gross Margin | — | — |
| Operating Margin | 22.0% | 33.1% |
| Net Margin | 18.2% | 25.7% |
| Revenue YoY | 1.4% | — |
| Net Profit YoY | -27.2% | — |
| EPS (diluted) | $0.13 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.5M | — | ||
| Q3 25 | $2.5M | — | ||
| Q2 25 | $2.5M | — | ||
| Q1 25 | $2.4M | $28.6B | ||
| Q4 24 | $2.5M | — | ||
| Q3 24 | $2.5M | — | ||
| Q2 24 | $2.4M | — | ||
| Q1 24 | $2.1M | — |
| Q4 25 | $456.0K | — | ||
| Q3 25 | $489.0K | — | ||
| Q2 25 | $521.0K | — | ||
| Q1 25 | $586.0K | $7.3B | ||
| Q4 24 | $626.0K | — | ||
| Q3 24 | $447.0K | — | ||
| Q2 24 | $527.0K | — | ||
| Q1 24 | $-4.7M | — |
| Q4 25 | 22.0% | — | ||
| Q3 25 | 24.4% | — | ||
| Q2 25 | 25.7% | — | ||
| Q1 25 | 30.4% | 33.1% | ||
| Q4 24 | 31.2% | — | ||
| Q3 24 | 21.9% | — | ||
| Q2 24 | 26.4% | — | ||
| Q1 24 | -284.6% | — |
| Q4 25 | 18.2% | — | ||
| Q3 25 | 20.0% | — | ||
| Q2 25 | 21.1% | — | ||
| Q1 25 | 24.8% | 25.7% | ||
| Q4 24 | 25.3% | — | ||
| Q3 24 | 17.7% | — | ||
| Q2 24 | 21.5% | — | ||
| Q1 24 | -224.0% | — |
| Q4 25 | $0.13 | — | ||
| Q3 25 | $0.13 | — | ||
| Q2 25 | $0.14 | — | ||
| Q1 25 | $0.16 | $0.36 | ||
| Q4 24 | $0.13 | — | ||
| Q3 24 | $0.11 | — | ||
| Q2 24 | $0.13 | — | ||
| Q1 24 | $-1.15 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $25.2M | $434.9B |
| Total DebtLower is stronger | $14.7M | — |
| Stockholders' EquityBook value | $81.7M | $192.3B |
| Total Assets | $282.9M | $3017.0B |
| Debt / EquityLower = less leverage | 0.18× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $25.2M | — | ||
| Q3 25 | $37.3M | — | ||
| Q2 25 | $40.1M | — | ||
| Q1 25 | $40.3M | $434.9B | ||
| Q4 24 | $44.3M | — | ||
| Q3 24 | $45.8M | — | ||
| Q2 24 | $75.5M | — | ||
| Q1 24 | $76.0M | — |
| Q4 25 | $14.7M | — | ||
| Q3 25 | $14.7M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $9.6M | — | ||
| Q3 24 | $29.5M | — | ||
| Q2 24 | $30.3M | — | ||
| Q1 24 | $29.4M | — |
| Q4 25 | $81.7M | — | ||
| Q3 25 | $81.6M | — | ||
| Q2 25 | $80.8M | — | ||
| Q1 25 | $80.6M | $192.3B | ||
| Q4 24 | $80.2M | — | ||
| Q3 24 | $81.7M | — | ||
| Q2 24 | $81.0M | — | ||
| Q1 24 | $81.3M | — |
| Q4 25 | $282.9M | — | ||
| Q3 25 | $283.8M | — | ||
| Q2 25 | $273.8M | — | ||
| Q1 25 | $271.6M | $3017.0B | ||
| Q4 24 | $276.7M | — | ||
| Q3 24 | $280.6M | — | ||
| Q2 24 | $295.3M | — | ||
| Q1 24 | $282.0M | — |
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.12× | — | ||
| Q3 24 | 0.36× | — | ||
| Q2 24 | 0.37× | — | ||
| Q1 24 | 0.36× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $797.0K | $65.3B |
| Free Cash FlowOCF − Capex | $794.0K | $64.0B |
| FCF MarginFCF / Revenue | 31.7% | 223.9% |
| Capex IntensityCapex / Revenue | 0.1% | 4.7% |
| Cash ConversionOCF / Net Profit | 1.75× | 8.90× |
| TTM Free Cash FlowTrailing 4 quarters | $3.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $797.0K | — | ||
| Q3 25 | $912.0K | — | ||
| Q2 25 | $1.2M | — | ||
| Q1 25 | $427.0K | $65.3B | ||
| Q4 24 | $636.0K | — | ||
| Q3 24 | $896.0K | — | ||
| Q2 24 | $1.4M | — | ||
| Q1 24 | $247.0K | — |
| Q4 25 | $794.0K | — | ||
| Q3 25 | $827.0K | — | ||
| Q2 25 | $1.1M | — | ||
| Q1 25 | $361.0K | $64.0B | ||
| Q4 24 | $581.0K | — | ||
| Q3 24 | $771.0K | — | ||
| Q2 24 | $1.2M | — | ||
| Q1 24 | $223.0K | — |
| Q4 25 | 31.7% | — | ||
| Q3 25 | 33.8% | — | ||
| Q2 25 | 45.3% | — | ||
| Q1 25 | 15.3% | 223.9% | ||
| Q4 24 | 23.5% | — | ||
| Q3 24 | 30.5% | — | ||
| Q2 24 | 47.7% | — | ||
| Q1 24 | 10.7% | — |
| Q4 25 | 0.1% | — | ||
| Q3 25 | 3.5% | — | ||
| Q2 25 | 1.4% | — | ||
| Q1 25 | 2.8% | 4.7% | ||
| Q4 24 | 2.2% | — | ||
| Q3 24 | 4.9% | — | ||
| Q2 24 | 9.2% | — | ||
| Q1 24 | 1.1% | — |
| Q4 25 | 1.75× | — | ||
| Q3 25 | 1.87× | — | ||
| Q2 25 | 2.21× | — | ||
| Q1 25 | 0.73× | 8.90× | ||
| Q4 24 | 1.02× | — | ||
| Q3 24 | 2.00× | — | ||
| Q2 24 | 2.64× | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
