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Axos Financial, Inc.（AX）与HomeTrust Bancshares, Inc.（HTB）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是HomeTrust Bancshares, Inc.的7.5倍（$331.7M vs $44.2M）。Axos Financial, Inc.同比增速更快（18.4% vs 1.7%）。Axos Financial, Inc.自由现金流更多（$85.4M vs $-3.2M）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
HomeTrust Bancshares, Inc.是总部位于美国北卡罗来纳州阿什维尔的银行控股公司，总资产达43亿美元，在北卡、南卡、佐治亚和田纳西州共设有33家网点，旗下拥有HomeTrust银行、Tryon联邦银行等七家社区银行。
AX vs HTB — 直观对比
营收规模更大
AX
是对方的7.5倍
$44.2M
营收增速更快
AX
高出16.7%
1.7%
自由现金流更多
AX
多$88.6M
$-3.2M
损益表 — Q2 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $331.7M | $44.2M |
| 净利润 | $128.4M | — |
| 毛利率 | — | — |
| 营业利润率 | 52.9% | 44.9% |
| 净利率 | 38.7% | — |
| 营收同比 | 18.4% | 1.7% |
| 净利润同比 | 22.6% | — |
| 每股收益（稀释后） | $2.22 | $0.93 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXHTB
| Q4 25 | $331.7M | $44.2M | ||
| Q3 25 | $291.1M | $45.4M | ||
| Q2 25 | — | $44.2M | ||
| Q1 25 | — | $42.9M | ||
| Q4 24 | — | $43.5M | ||
| Q3 24 | — | $42.4M | ||
| Q2 24 | — | $42.4M | ||
| Q1 24 | — | $41.2M |
净利润AXHTB
| Q4 25 | $128.4M | — | ||
| Q3 25 | $112.4M | $16.5M | ||
| Q2 25 | — | $17.2M | ||
| Q1 25 | — | $14.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $13.1M | ||
| Q2 24 | — | $12.4M | ||
| Q1 24 | — | $15.1M |
营业利润率AXHTB
| Q4 25 | 52.9% | 44.9% | ||
| Q3 25 | 51.5% | 46.0% | ||
| Q2 25 | — | 49.4% | ||
| Q1 25 | — | 43.0% | ||
| Q4 24 | — | 42.1% | ||
| Q3 24 | — | 39.7% | ||
| Q2 24 | — | 37.2% | ||
| Q1 24 | — | 46.1% |
净利率AXHTB
| Q4 25 | 38.7% | — | ||
| Q3 25 | 38.6% | 36.3% | ||
| Q2 25 | — | 38.9% | ||
| Q1 25 | — | 33.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 31.0% | ||
| Q2 24 | — | 29.3% | ||
| Q1 24 | — | 36.5% |
每股收益（稀释后）AXHTB
| Q4 25 | $2.22 | $0.93 | ||
| Q3 25 | $1.94 | $0.95 | ||
| Q2 25 | — | $1.00 | ||
| Q1 25 | — | $0.84 | ||
| Q4 24 | — | $0.83 | ||
| Q3 24 | — | $0.76 | ||
| Q2 24 | — | $0.73 | ||
| Q1 24 | — | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $324.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.9B | $600.7M |
| 总资产 | $28.2B | $4.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXHTB
| Q4 25 | $1.0B | $324.7M | ||
| Q3 25 | $2.6B | $315.8M | ||
| Q2 25 | — | $297.2M | ||
| Q1 25 | — | $299.8M | ||
| Q4 24 | — | $279.2M | ||
| Q3 24 | — | $293.5M | ||
| Q2 24 | — | $294.2M | ||
| Q1 24 | — | $380.5M |
股东权益AXHTB
| Q4 25 | $2.9B | $600.7M | ||
| Q3 25 | $2.8B | $595.8M | ||
| Q2 25 | — | $579.3M | ||
| Q1 25 | — | $565.4M | ||
| Q4 24 | — | $551.8M | ||
| Q3 24 | — | $540.0M | ||
| Q2 24 | — | $523.6M | ||
| Q1 24 | — | $513.2M |
总资产AXHTB
| Q4 25 | $28.2B | $4.5B | ||
| Q3 25 | $27.4B | $4.6B | ||
| Q2 25 | — | $4.6B | ||
| Q1 25 | — | $4.6B | ||
| Q4 24 | — | $4.6B | ||
| Q3 24 | — | $4.6B | ||
| Q2 24 | — | $4.7B | ||
| Q1 24 | — | $4.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $104.1M | $-2.1M |
| 自由现金流经营现金流 - 资本支出 | $85.4M | $-3.2M |
| 自由现金流率自由现金流/营收 | 25.8% | -7.1% |
| 资本支出强度资本支出/营收 | 5.6% | 2.4% |
| 现金转化率经营现金流/净利润 | 0.81× | — |
| 过去12个月自由现金流最近4个季度 | — | $45.3M |
8季度趋势，按日历期对齐
经营现金流AXHTB
| Q4 25 | $104.1M | $-2.1M | ||
| Q3 25 | $118.4M | $-11.3M | ||
| Q2 25 | — | $-8.8M | ||
| Q1 25 | — | $71.7M | ||
| Q4 24 | — | $4.8M | ||
| Q3 24 | — | $43.8M | ||
| Q2 24 | — | $5.9M | ||
| Q1 24 | — | $-9.0M |
自由现金流AXHTB
| Q4 25 | $85.4M | $-3.2M | ||
| Q3 25 | $109.3M | $-12.0M | ||
| Q2 25 | — | $-10.2M | ||
| Q1 25 | — | $70.7M | ||
| Q4 24 | — | $3.2M | ||
| Q3 24 | — | $43.1M | ||
| Q2 24 | — | $5.7M | ||
| Q1 24 | — | $-9.6M |
自由现金流率AXHTB
| Q4 25 | 25.8% | -7.1% | ||
| Q3 25 | 37.5% | -26.5% | ||
| Q2 25 | — | -23.0% | ||
| Q1 25 | — | 164.7% | ||
| Q4 24 | — | 7.4% | ||
| Q3 24 | — | 101.7% | ||
| Q2 24 | — | 13.4% | ||
| Q1 24 | — | -23.3% |
资本支出强度AXHTB
| Q4 25 | 5.6% | 2.4% | ||
| Q3 25 | 3.1% | 1.7% | ||
| Q2 25 | — | 3.0% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 1.4% |
现金转化率AXHTB
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | -0.68× | ||
| Q2 25 | — | -0.51× | ||
| Q1 25 | — | 4.93× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.34× | ||
| Q2 24 | — | 0.48× | ||
| Q1 24 | — | -0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
