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BANCFIRST CORP（BANF）与FIRST HORIZON CORP（FHN）财务数据对比。点击上方公司名可切换其他公司
FIRST HORIZON CORP的季度营收约是BANCFIRST CORP的7.0倍（$888.0M vs $127.7M）。BANCFIRST CORP净利率更高（46.6% vs 29.4%，领先17.2%）。FIRST HORIZON CORP同比增速更快（21.8% vs 10.1%）。FIRST HORIZON CORP自由现金流更多（$389.0M vs $43.2M）。过去两年BANCFIRST CORP的营收复合增速更高（9.7% vs 4.1%）
BancFirst Corporation是总部位于美国俄克拉荷马州的金融服务控股公司，旗下共运营三家附属银行：俄克拉荷马州特许银行BancFirst，以及得克萨斯州特许的Pegasus银行和沃辛顿银行，为两地市场提供多元金融服务。
第一地平线公司（前身为第一田纳西银行）是一家成立于1864年的金融服务企业，总部位于美国田纳西州孟菲斯市。该公司通过旗下子公司第一地平线银行开展业务，网点覆盖美国东南部12个州，是该区域第四大区域性银行。
BANF vs FHN — 直观对比
营收规模更大
FHN
是对方的7.0倍
$127.7M
营收增速更快
FHN
高出11.7%
10.1%
净利率更高
BANF
高出17.2%
29.4%
自由现金流更多
FHN
多$345.8M
$43.2M
两年增速更快
BANF
近两年复合增速
4.1%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $127.7M | $888.0M |
| 净利润 | $59.5M | $261.0M |
| 毛利率 | — | — |
| 营业利润率 | 59.0% | 38.5% |
| 净利率 | 46.6% | 29.4% |
| 营收同比 | 10.1% | 21.8% |
| 净利润同比 | 5.3% | 57.2% |
| 每股收益（稀释后） | $1.75 | $0.51 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BANFFHN
| Q4 25 | $127.7M | $888.0M | ||
| Q3 25 | $125.6M | $889.0M | ||
| Q2 25 | $121.3M | $830.0M | ||
| Q1 25 | $115.9M | $812.0M | ||
| Q4 24 | $115.9M | $729.0M | ||
| Q3 24 | $115.0M | $827.0M | ||
| Q2 24 | $109.9M | $9.0M | ||
| Q1 24 | $106.1M | $819.0M |
净利润BANFFHN
| Q4 25 | $59.5M | $261.0M | ||
| Q3 25 | $62.7M | $262.0M | ||
| Q2 25 | $62.3M | $241.0M | ||
| Q1 25 | $56.1M | $218.0M | ||
| Q4 24 | $56.5M | $166.0M | ||
| Q3 24 | $58.9M | $218.0M | ||
| Q2 24 | $50.6M | $199.0M | ||
| Q1 24 | $50.3M | $192.0M |
营业利润率BANFFHN
| Q4 25 | 59.0% | 38.5% | ||
| Q3 25 | 62.9% | 38.7% | ||
| Q2 25 | 65.7% | 37.2% | ||
| Q1 25 | 61.3% | 35.1% | ||
| Q4 24 | 62.1% | 28.8% | ||
| Q3 24 | 64.3% | 34.0% | ||
| Q2 24 | 59.3% | — | ||
| Q1 24 | 60.5% | 31.0% |
净利率BANFFHN
| Q4 25 | 46.6% | 29.4% | ||
| Q3 25 | 49.9% | 29.5% | ||
| Q2 25 | 51.4% | 29.0% | ||
| Q1 25 | 48.4% | 26.8% | ||
| Q4 24 | 48.7% | 22.8% | ||
| Q3 24 | 51.2% | 26.4% | ||
| Q2 24 | 46.1% | 2211.1% | ||
| Q1 24 | 47.4% | 23.4% |
每股收益（稀释后）BANFFHN
| Q4 25 | $1.75 | $0.51 | ||
| Q3 25 | $1.85 | $0.50 | ||
| Q2 25 | $1.85 | $0.45 | ||
| Q1 25 | $1.66 | $0.41 | ||
| Q4 24 | $1.68 | $0.29 | ||
| Q3 24 | $1.75 | $0.40 | ||
| Q2 24 | $1.51 | $0.34 | ||
| Q1 24 | $1.50 | $0.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.9B | $8.8B |
| 总资产 | $14.8B | $83.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
股东权益BANFFHN
| Q4 25 | $1.9B | $8.8B | ||
| Q3 25 | $1.8B | $8.9B | ||
| Q2 25 | $1.7B | $9.0B | ||
| Q1 25 | $1.7B | $8.7B | ||
| Q4 24 | $1.6B | $8.8B | ||
| Q3 24 | $1.6B | $9.0B | ||
| Q2 24 | $1.5B | $8.7B | ||
| Q1 24 | $1.5B | $8.9B |
总资产BANFFHN
| Q4 25 | $14.8B | $83.9B | ||
| Q3 25 | $14.2B | $83.2B | ||
| Q2 25 | $14.0B | $82.1B | ||
| Q1 25 | $14.0B | $81.5B | ||
| Q4 24 | $13.6B | $82.2B | ||
| Q3 24 | $13.3B | $82.6B | ||
| Q2 24 | $12.7B | $82.2B | ||
| Q1 24 | $12.6B | $81.8B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $54.8M | $396.0M |
| 自由现金流经营现金流 - 资本支出 | $43.2M | $389.0M |
| 自由现金流率自由现金流/营收 | 33.9% | 43.8% |
| 资本支出强度资本支出/营收 | 9.0% | 0.8% |
| 现金转化率经营现金流/净利润 | 0.92× | 1.52× |
| 过去12个月自由现金流最近4个季度 | $237.0M | $595.0M |
8季度趋势，按日历期对齐
经营现金流BANFFHN
| Q4 25 | $54.8M | $396.0M | ||
| Q3 25 | $75.4M | $-200.0M | ||
| Q2 25 | $78.1M | $83.0M | ||
| Q1 25 | $77.0M | $349.0M | ||
| Q4 24 | $17.1M | $191.0M | ||
| Q3 24 | $77.6M | $389.0M | ||
| Q2 24 | $100.2M | $-150.0M | ||
| Q1 24 | $66.3M | $838.0M |
自由现金流BANFFHN
| Q4 25 | $43.2M | $389.0M | ||
| Q3 25 | $63.7M | $-208.0M | ||
| Q2 25 | $64.4M | $74.0M | ||
| Q1 25 | $65.6M | $340.0M | ||
| Q4 24 | $2.0M | $174.0M | ||
| Q3 24 | $72.4M | $383.0M | ||
| Q2 24 | $94.1M | $-161.0M | ||
| Q1 24 | $56.1M | $828.0M |
自由现金流率BANFFHN
| Q4 25 | 33.9% | 43.8% | ||
| Q3 25 | 50.7% | -23.4% | ||
| Q2 25 | 53.1% | 8.9% | ||
| Q1 25 | 56.6% | 41.9% | ||
| Q4 24 | 1.7% | 23.9% | ||
| Q3 24 | 62.9% | 46.3% | ||
| Q2 24 | 85.7% | -1788.9% | ||
| Q1 24 | 52.8% | 101.1% |
资本支出强度BANFFHN
| Q4 25 | 9.0% | 0.8% | ||
| Q3 25 | 9.3% | 0.9% | ||
| Q2 25 | 11.3% | 1.1% | ||
| Q1 25 | 9.8% | 1.1% | ||
| Q4 24 | 13.1% | 2.3% | ||
| Q3 24 | 4.6% | 0.7% | ||
| Q2 24 | 5.5% | 122.2% | ||
| Q1 24 | 9.7% | 1.2% |
现金转化率BANFFHN
| Q4 25 | 0.92× | 1.52× | ||
| Q3 25 | 1.20× | -0.76× | ||
| Q2 25 | 1.25× | 0.34× | ||
| Q1 25 | 1.37× | 1.60× | ||
| Q4 24 | 0.30× | 1.15× | ||
| Q3 24 | 1.32× | 1.78× | ||
| Q2 24 | 1.98× | -0.75× | ||
| Q1 24 | 1.32× | 4.36× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BANF
暂无分部数据
FHN
| Commercial Consumer And Wealth Segment | $776.0M | 87% |
| Other | $88.0M | 10% |
| Corporate | $24.0M | 3% |
