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BRIGHT HORIZONS FAMILY SOLUTIONS INC.（BFAM）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
BRIGHT HORIZONS FAMILY SOLUTIONS INC.的季度营收约是Fair Isaac的1.4倍（$733.7M vs $512.0M），Fair Isaac同比增速更快（16.4% vs 8.8%），BRIGHT HORIZONS FAMILY SOLUTIONS INC.自由现金流更多（$258.5M vs $173.9M），过去两年Fair Isaac的营收复合增速更高（8.6% vs 8.5%）
Bright Horizons Family Solutions总部位于美国马萨诸塞州牛顿市，是美国规模最大的雇主赞助育儿服务运营商，除核心育儿服务外，还提供备用育儿、老人照护、学费项目管理、教育咨询、学生贷款偿还方案等多元服务，覆盖企业员工福利及教育支持领域。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
BFAM vs FICO — 直观对比
营收规模更大
BFAM
是对方的1.4倍
$512.0M
营收增速更快
FICO
高出7.5%
8.8%
自由现金流更多
BFAM
多$84.7M
$173.9M
两年增速更快
FICO
近两年复合增速
8.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $733.7M | $512.0M |
| 净利润 | — | $158.4M |
| 毛利率 | 19.3% | 83.0% |
| 营业利润率 | 6.2% | 45.7% |
| 净利率 | — | 30.9% |
| 营收同比 | 8.8% | 16.4% |
| 净利润同比 | — | 3.8% |
| 每股收益（稀释后） | $0.38 | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BFAMFICO
| Q4 25 | $733.7M | $512.0M | ||
| Q3 25 | $802.8M | $515.8M | ||
| Q2 25 | $731.6M | $536.4M | ||
| Q1 25 | $665.5M | $498.7M | ||
| Q4 24 | $674.1M | $440.0M | ||
| Q3 24 | $719.1M | $453.8M | ||
| Q2 24 | $670.1M | $447.8M | ||
| Q1 24 | $622.7M | $433.8M |
净利润BFAMFICO
| Q4 25 | — | $158.4M | ||
| Q3 25 | $78.6M | $155.0M | ||
| Q2 25 | $54.8M | $181.8M | ||
| Q1 25 | $38.0M | $162.6M | ||
| Q4 24 | — | $152.5M | ||
| Q3 24 | $54.9M | $135.7M | ||
| Q2 24 | $39.2M | $126.3M | ||
| Q1 24 | $17.0M | $129.8M |
毛利率BFAMFICO
| Q4 25 | 19.3% | 83.0% | ||
| Q3 25 | 27.0% | 82.3% | ||
| Q2 25 | 25.0% | 83.7% | ||
| Q1 25 | 23.4% | 82.4% | ||
| Q4 24 | 20.8% | 80.1% | ||
| Q3 24 | 25.2% | 80.3% | ||
| Q2 24 | 24.2% | 80.3% | ||
| Q1 24 | 21.7% | 80.0% |
营业利润率BFAMFICO
| Q4 25 | 6.2% | 45.7% | ||
| Q3 25 | 15.1% | 46.0% | ||
| Q2 25 | 11.8% | 48.9% | ||
| Q1 25 | 9.4% | 49.3% | ||
| Q4 24 | 7.2% | 40.8% | ||
| Q3 24 | 12.4% | 43.4% | ||
| Q2 24 | 10.3% | 42.5% | ||
| Q1 24 | 6.4% | 44.9% |
净利率BFAMFICO
| Q4 25 | — | 30.9% | ||
| Q3 25 | 9.8% | 30.1% | ||
| Q2 25 | 7.5% | 33.9% | ||
| Q1 25 | 5.7% | 32.6% | ||
| Q4 24 | — | 34.7% | ||
| Q3 24 | 7.6% | 29.9% | ||
| Q2 24 | 5.8% | 28.2% | ||
| Q1 24 | 2.7% | 29.9% |
每股收益（稀释后）BFAMFICO
| Q4 25 | $0.38 | $6.61 | ||
| Q3 25 | $1.37 | $6.41 | ||
| Q2 25 | $0.95 | $7.40 | ||
| Q1 25 | $0.66 | $6.59 | ||
| Q4 24 | $0.50 | $6.14 | ||
| Q3 24 | $0.94 | $5.44 | ||
| Q2 24 | $0.67 | $5.05 | ||
| Q1 24 | $0.29 | $5.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $140.1M | $162.0M |
| 总债务越低越好 | $747.6M | $3.2B |
| 股东权益账面价值 | $1.3B | $-1.8B |
| 总资产 | $3.9B | $1.9B |
| 负债/权益比越低杠杆越低 | 0.56× | — |
8季度趋势，按日历期对齐
现金及短期投资BFAMFICO
| Q4 25 | $140.1M | $162.0M | ||
| Q3 25 | $116.6M | $134.1M | ||
| Q2 25 | $179.2M | $189.0M | ||
| Q1 25 | $112.0M | $146.6M | ||
| Q4 24 | $110.3M | $184.3M | ||
| Q3 24 | $109.9M | $150.7M | ||
| Q2 24 | $140.2M | $156.0M | ||
| Q1 24 | $63.7M | $135.7M |
总债务BFAMFICO
| Q4 25 | $747.6M | $3.2B | ||
| Q3 25 | $747.5M | $3.1B | ||
| Q2 25 | $797.0M | $2.8B | ||
| Q1 25 | $872.7M | $2.5B | ||
| Q4 24 | $918.4M | $2.4B | ||
| Q3 24 | $925.7M | $2.2B | ||
| Q2 24 | $931.9M | $2.1B | ||
| Q1 24 | $938.1M | $2.0B |
股东权益BFAMFICO
| Q4 25 | $1.3B | $-1.8B | ||
| Q3 25 | $1.4B | $-1.7B | ||
| Q2 25 | $1.4B | $-1.4B | ||
| Q1 25 | $1.3B | $-1.1B | ||
| Q4 24 | $1.3B | $-1.1B | ||
| Q3 24 | $1.4B | $-962.7M | ||
| Q2 24 | $1.3B | $-829.3M | ||
| Q1 24 | $1.2B | $-735.7M |
总资产BFAMFICO
| Q4 25 | $3.9B | $1.9B | ||
| Q3 25 | $3.9B | $1.9B | ||
| Q2 25 | $3.9B | $1.9B | ||
| Q1 25 | $3.8B | $1.8B | ||
| Q4 24 | $3.9B | $1.7B | ||
| Q3 24 | $3.9B | $1.7B | ||
| Q2 24 | $3.8B | $1.7B | ||
| Q1 24 | $3.8B | $1.7B |
负债/权益比BFAMFICO
| Q4 25 | 0.56× | — | ||
| Q3 25 | 0.52× | — | ||
| Q2 25 | 0.57× | — | ||
| Q1 25 | 0.66× | — | ||
| Q4 24 | 0.72× | — | ||
| Q3 24 | 0.66× | — | ||
| Q2 24 | 0.73× | — | ||
| Q1 24 | 0.76× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $350.7M | $174.1M |
| 自由现金流经营现金流 - 资本支出 | $258.5M | $173.9M |
| 自由现金流率自由现金流/营收 | 35.2% | 34.0% |
| 资本支出强度资本支出/营收 | 12.6% | 0.0% |
| 现金转化率经营现金流/净利润 | — | 1.10× |
| 过去12个月自由现金流最近4个季度 | $402.4M | $750.6M |
8季度趋势，按日历期对齐
经营现金流BFAMFICO
| Q4 25 | $350.7M | $174.1M | ||
| Q3 25 | $-17.6M | $223.7M | ||
| Q2 25 | $134.2M | $286.2M | ||
| Q1 25 | $86.2M | $74.9M | ||
| Q4 24 | $337.5M | $194.0M | ||
| Q3 24 | $-8.9M | $226.5M | ||
| Q2 24 | $109.4M | $213.3M | ||
| Q1 24 | $116.3M | $71.0M |
自由现金流BFAMFICO
| Q4 25 | $258.5M | $173.9M | ||
| Q3 25 | $-42.4M | $219.5M | ||
| Q2 25 | $115.4M | $284.4M | ||
| Q1 25 | $70.9M | $72.8M | ||
| Q4 24 | $240.2M | $193.2M | ||
| Q3 24 | $-32.2M | $224.7M | ||
| Q2 24 | $86.8M | $211.6M | ||
| Q1 24 | $96.9M | $67.0M |
自由现金流率BFAMFICO
| Q4 25 | 35.2% | 34.0% | ||
| Q3 25 | -5.3% | 42.6% | ||
| Q2 25 | 15.8% | 53.0% | ||
| Q1 25 | 10.7% | 14.6% | ||
| Q4 24 | 35.6% | 43.9% | ||
| Q3 24 | -4.5% | 49.5% | ||
| Q2 24 | 13.0% | 47.2% | ||
| Q1 24 | 15.6% | 15.4% |
资本支出强度BFAMFICO
| Q4 25 | 12.6% | 0.0% | ||
| Q3 25 | 3.1% | 0.8% | ||
| Q2 25 | 2.6% | 0.3% | ||
| Q1 25 | 2.3% | 0.4% | ||
| Q4 24 | 14.4% | 0.2% | ||
| Q3 24 | 3.2% | 0.4% | ||
| Q2 24 | 3.4% | 0.4% | ||
| Q1 24 | 3.1% | 0.9% |
现金转化率BFAMFICO
| Q4 25 | — | 1.10× | ||
| Q3 25 | -0.22× | 1.44× | ||
| Q2 25 | 2.45× | 1.57× | ||
| Q1 25 | 2.26× | 0.46× | ||
| Q4 24 | — | 1.27× | ||
| Q3 24 | -0.16× | 1.67× | ||
| Q2 24 | 2.79× | 1.69× | ||
| Q1 24 | 6.85× | 0.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BFAM
暂无分部数据
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
