vs
Fair Isaac（FICO）与Liberty Energy Inc.（LBRT）财务数据对比。点击上方公司名可切换其他公司
Liberty Energy Inc.的季度营收约是Fair Isaac的2.0倍（$1.0B vs $512.0M），Fair Isaac净利率更高（30.9% vs 2.2%，领先28.7%），Fair Isaac同比增速更快（16.4% vs 4.5%），过去两年Fair Isaac的营收复合增速更高（8.6% vs -6.2%）
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
Liberty Energy Inc.是北美领先的能源服务供应商，专注为油气运营企业提供水力压裂及完井解决方案，服务覆盖美国主要页岩产区，供应低排放作业设备及定制化支持，帮助提升油气井生产效率。
FICO vs LBRT — 直观对比
营收规模更大
LBRT
是对方的2.0倍
$512.0M
营收增速更快
FICO
高出11.9%
4.5%
净利率更高
FICO
高出28.7%
2.2%
两年增速更快
FICO
近两年复合增速
-6.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $512.0M | $1.0B |
| 净利润 | $158.4M | $22.6M |
| 毛利率 | 83.0% | — |
| 营业利润率 | 45.7% | 2.2% |
| 净利率 | 30.9% | 2.2% |
| 营收同比 | 16.4% | 4.5% |
| 净利润同比 | 3.8% | — |
| 每股收益（稀释后） | $6.61 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FICOLBRT
| Q1 26 | — | $1.0B | ||
| Q4 25 | $512.0M | $1.0B | ||
| Q3 25 | $515.8M | $947.4M | ||
| Q2 25 | $536.4M | $1.0B | ||
| Q1 25 | $498.7M | $977.5M | ||
| Q4 24 | $440.0M | $943.6M | ||
| Q3 24 | $453.8M | $1.1B | ||
| Q2 24 | $447.8M | $1.2B |
净利润FICOLBRT
| Q1 26 | — | $22.6M | ||
| Q4 25 | $158.4M | $13.7M | ||
| Q3 25 | $155.0M | $43.1M | ||
| Q2 25 | $181.8M | $71.0M | ||
| Q1 25 | $162.6M | $20.1M | ||
| Q4 24 | $152.5M | $51.9M | ||
| Q3 24 | $135.7M | $73.8M | ||
| Q2 24 | $126.3M | $108.4M |
毛利率FICOLBRT
| Q1 26 | — | — | ||
| Q4 25 | 83.0% | 20.6% | ||
| Q3 25 | 82.3% | 18.7% | ||
| Q2 25 | 83.7% | 22.1% | ||
| Q1 25 | 82.4% | 22.1% | ||
| Q4 24 | 80.1% | 21.4% | ||
| Q3 24 | 80.3% | 26.2% | ||
| Q2 24 | 80.3% | 27.9% |
营业利润率FICOLBRT
| Q1 26 | — | 2.2% | ||
| Q4 25 | 45.7% | 1.9% | ||
| Q3 25 | 46.0% | -0.3% | ||
| Q2 25 | 48.9% | 3.6% | ||
| Q1 25 | 49.3% | 1.9% | ||
| Q4 24 | 40.8% | 2.6% | ||
| Q3 24 | 43.4% | 9.4% | ||
| Q2 24 | 42.5% | 12.2% |
净利率FICOLBRT
| Q1 26 | — | 2.2% | ||
| Q4 25 | 30.9% | 1.3% | ||
| Q3 25 | 30.1% | 4.5% | ||
| Q2 25 | 33.9% | 6.8% | ||
| Q1 25 | 32.6% | 2.1% | ||
| Q4 24 | 34.7% | 5.5% | ||
| Q3 24 | 29.9% | 6.5% | ||
| Q2 24 | 28.2% | 9.3% |
每股收益（稀释后）FICOLBRT
| Q1 26 | — | $0.14 | ||
| Q4 25 | $6.61 | $0.08 | ||
| Q3 25 | $6.41 | $0.26 | ||
| Q2 25 | $7.40 | $0.43 | ||
| Q1 25 | $6.59 | $0.12 | ||
| Q4 24 | $6.14 | $0.31 | ||
| Q3 24 | $5.44 | $0.44 | ||
| Q2 24 | $5.05 | $0.64 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $162.0M | $699.1M |
| 总债务越低越好 | $3.2B | $7.1M |
| 股东权益账面价值 | $-1.8B | $1.9B |
| 总资产 | $1.9B | $4.4B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资FICOLBRT
| Q1 26 | — | $699.1M | ||
| Q4 25 | $162.0M | $27.6M | ||
| Q3 25 | $134.1M | $13.5M | ||
| Q2 25 | $189.0M | $19.6M | ||
| Q1 25 | $146.6M | $24.1M | ||
| Q4 24 | $184.3M | $20.0M | ||
| Q3 24 | $150.7M | $23.0M | ||
| Q2 24 | $156.0M | $30.0M |
总债务FICOLBRT
| Q1 26 | — | $7.1M | ||
| Q4 25 | $3.2B | $246.6M | ||
| Q3 25 | $3.1B | — | ||
| Q2 25 | $2.8B | — | ||
| Q1 25 | $2.5B | — | ||
| Q4 24 | $2.4B | $190.5M | ||
| Q3 24 | $2.2B | — | ||
| Q2 24 | $2.1B | — |
股东权益FICOLBRT
| Q1 26 | — | $1.9B | ||
| Q4 25 | $-1.8B | $2.1B | ||
| Q3 25 | $-1.7B | $2.1B | ||
| Q2 25 | $-1.4B | $2.0B | ||
| Q1 25 | $-1.1B | $2.0B | ||
| Q4 24 | $-1.1B | $2.0B | ||
| Q3 24 | $-962.7M | $2.0B | ||
| Q2 24 | $-829.3M | $1.9B |
总资产FICOLBRT
| Q1 26 | — | $4.4B | ||
| Q4 25 | $1.9B | $3.6B | ||
| Q3 25 | $1.9B | $3.5B | ||
| Q2 25 | $1.9B | $3.4B | ||
| Q1 25 | $1.8B | $3.4B | ||
| Q4 24 | $1.7B | $3.3B | ||
| Q3 24 | $1.7B | $3.3B | ||
| Q2 24 | $1.7B | $3.2B |
负债/权益比FICOLBRT
| Q1 26 | — | 0.00× | ||
| Q4 25 | — | 0.12× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.10× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $174.1M | — |
| 自由现金流经营现金流 - 资本支出 | $173.9M | — |
| 自由现金流率自由现金流/营收 | 34.0% | — |
| 资本支出强度资本支出/营收 | 0.0% | 13.1% |
| 现金转化率经营现金流/净利润 | 1.10× | — |
| 过去12个月自由现金流最近4个季度 | $750.6M | — |
8季度趋势，按日历期对齐
经营现金流FICOLBRT
| Q1 26 | — | — | ||
| Q4 25 | $174.1M | $195.4M | ||
| Q3 25 | $223.7M | $51.5M | ||
| Q2 25 | $286.2M | $170.6M | ||
| Q1 25 | $74.9M | $192.1M | ||
| Q4 24 | $194.0M | $177.3M | ||
| Q3 24 | $226.5M | $244.5M | ||
| Q2 24 | $213.3M | $248.2M |
自由现金流FICOLBRT
| Q1 26 | — | — | ||
| Q4 25 | $173.9M | $-10.0M | ||
| Q3 25 | $219.5M | $-67.2M | ||
| Q2 25 | $284.4M | $33.1M | ||
| Q1 25 | $72.8M | $58.2M | ||
| Q4 24 | $193.2M | $-26.2M | ||
| Q3 24 | $224.7M | $77.9M | ||
| Q2 24 | $211.6M | $112.2M |
自由现金流率FICOLBRT
| Q1 26 | — | — | ||
| Q4 25 | 34.0% | -1.0% | ||
| Q3 25 | 42.6% | -7.1% | ||
| Q2 25 | 53.0% | 3.2% | ||
| Q1 25 | 14.6% | 6.0% | ||
| Q4 24 | 43.9% | -2.8% | ||
| Q3 24 | 49.5% | 6.8% | ||
| Q2 24 | 47.2% | 9.7% |
资本支出强度FICOLBRT
| Q1 26 | — | 13.1% | ||
| Q4 25 | 0.0% | 19.8% | ||
| Q3 25 | 0.8% | 12.5% | ||
| Q2 25 | 0.3% | 13.2% | ||
| Q1 25 | 0.4% | 13.7% | ||
| Q4 24 | 0.2% | 21.6% | ||
| Q3 24 | 0.4% | 14.6% | ||
| Q2 24 | 0.4% | 11.7% |
现金转化率FICOLBRT
| Q1 26 | — | — | ||
| Q4 25 | 1.10× | 14.28× | ||
| Q3 25 | 1.44× | 1.20× | ||
| Q2 25 | 1.57× | 2.40× | ||
| Q1 25 | 0.46× | 9.55× | ||
| Q4 24 | 1.27× | 3.42× | ||
| Q3 24 | 1.67× | 3.31× | ||
| Q2 24 | 1.69× | 2.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
LBRT
暂无分部数据
