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Business First Bancshares, Inc.（BFST）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
Business First Bancshares, Inc.的季度营收约是REGIS CORP的1.5倍（$83.1M vs $57.1M），REGIS CORP同比增速更快（22.3% vs 7.1%），Business First Bancshares, Inc.自由现金流更多（$92.0M vs $891.0K），过去两年Business First Bancshares, Inc.的营收复合增速更高（16.8% vs 7.8%）
第一公民银行股份公司是一家银行控股公司，总部位于美国北卡罗来纳州罗利，是美国规模最大的银行机构之一。公司核心子公司第一公民银行在全美23个州经营着超过500家网点，另一子公司硅谷银行则在15个州设有39家办事处。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
BFST vs RGS — 直观对比
营收规模更大
BFST
是对方的1.5倍
$57.1M
营收增速更快
RGS
高出15.2%
7.1%
自由现金流更多
BFST
多$91.1M
$891.0K
两年增速更快
BFST
近两年复合增速
7.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $83.1M | $57.1M |
| 净利润 | — | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 33.2% | 10.8% |
| 净利率 | — | 0.8% |
| 营收同比 | 7.1% | 22.3% |
| 净利润同比 | — | -94.0% |
| 每股收益（稀释后） | $0.71 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BFSTRGS
| Q4 25 | $83.1M | $57.1M | ||
| Q3 25 | $80.9M | $59.0M | ||
| Q2 25 | $81.5M | $60.4M | ||
| Q1 25 | $79.2M | $57.0M | ||
| Q4 24 | $77.6M | $46.7M | ||
| Q3 24 | $66.9M | $46.1M | ||
| Q2 24 | $66.2M | $49.4M | ||
| Q1 24 | $60.9M | $49.2M |
净利润BFSTRGS
| Q4 25 | — | $456.0K | ||
| Q3 25 | $22.9M | $1.4M | ||
| Q2 25 | $22.1M | $116.5M | ||
| Q1 25 | $20.5M | $250.0K | ||
| Q4 24 | — | $7.6M | ||
| Q3 24 | $17.8M | $-853.0K | ||
| Q2 24 | $17.2M | $91.2M | ||
| Q1 24 | $13.6M | $-2.3M |
营业利润率BFSTRGS
| Q4 25 | 33.2% | 10.8% | ||
| Q3 25 | 35.7% | 10.0% | ||
| Q2 25 | 34.4% | 12.1% | ||
| Q1 25 | 32.6% | 8.8% | ||
| Q4 24 | 27.5% | 11.8% | ||
| Q3 24 | 34.0% | 4.6% | ||
| Q2 24 | 32.9% | — | ||
| Q1 24 | 28.2% | 8.3% |
净利率BFSTRGS
| Q4 25 | — | 0.8% | ||
| Q3 25 | 28.2% | 2.3% | ||
| Q2 25 | 27.1% | 192.9% | ||
| Q1 25 | 25.9% | 0.4% | ||
| Q4 24 | — | 16.4% | ||
| Q3 24 | 26.7% | -1.9% | ||
| Q2 24 | 26.0% | 184.7% | ||
| Q1 24 | 22.3% | -4.7% |
每股收益（稀释后）BFSTRGS
| Q4 25 | $0.71 | $0.16 | ||
| Q3 25 | $0.73 | $0.49 | ||
| Q2 25 | $0.70 | $43.67 | ||
| Q1 25 | $0.65 | $0.08 | ||
| Q4 24 | $0.51 | $2.71 | ||
| Q3 24 | $0.65 | $-0.36 | ||
| Q2 24 | $0.62 | $38.40 | ||
| Q1 24 | $0.48 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $411.2M | $18.4M |
| 总债务越低越好 | — | $113.3M |
| 股东权益账面价值 | $896.9M | $188.7M |
| 总资产 | $8.2B | $588.3M |
| 负债/权益比越低杠杆越低 | — | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资BFSTRGS
| Q4 25 | $411.2M | $18.4M | ||
| Q3 25 | $399.1M | $16.6M | ||
| Q2 25 | $495.8M | $17.0M | ||
| Q1 25 | $312.9M | $13.3M | ||
| Q4 24 | $319.1M | $10.2M | ||
| Q3 24 | $213.2M | $6.3M | ||
| Q2 24 | $208.1M | $10.1M | ||
| Q1 24 | $185.9M | $5.9M |
总债务BFSTRGS
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
股东权益BFSTRGS
| Q4 25 | $896.9M | $188.7M | ||
| Q3 25 | $878.4M | $187.6M | ||
| Q2 25 | $848.4M | $185.6M | ||
| Q1 25 | $826.3M | $68.6M | ||
| Q4 24 | $799.5M | $66.7M | ||
| Q3 24 | $699.5M | $56.4M | ||
| Q2 24 | $664.5M | $56.8M | ||
| Q1 24 | $649.0M | $-35.8M |
总资产BFSTRGS
| Q4 25 | $8.2B | $588.3M | ||
| Q3 25 | $8.0B | $592.1M | ||
| Q2 25 | $7.9B | $599.0M | ||
| Q1 25 | $7.8B | $511.2M | ||
| Q4 24 | $7.9B | $530.1M | ||
| Q3 24 | $6.9B | $508.9M | ||
| Q2 24 | $6.7B | $530.5M | ||
| Q1 24 | $6.7B | $543.7M |
负债/权益比BFSTRGS
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $92.1M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $92.0M | $891.0K |
| 自由现金流率自由现金流/营收 | 110.7% | 1.6% |
| 资本支出强度资本支出/营收 | 0.1% | 1.4% |
| 现金转化率经营现金流/净利润 | — | 3.65× |
| 过去12个月自由现金流最近4个季度 | $165.6M | $14.9M |
8季度趋势，按日历期对齐
经营现金流BFSTRGS
| Q4 25 | $92.1M | $1.7M | ||
| Q3 25 | $32.4M | $2.3M | ||
| Q2 25 | $14.0M | $6.8M | ||
| Q1 25 | $28.7M | $6.2M | ||
| Q4 24 | $61.4M | $2.1M | ||
| Q3 24 | $21.4M | $-1.3M | ||
| Q2 24 | $15.1M | $5.1M | ||
| Q1 24 | $7.6M | $-277.0K |
自由现金流BFSTRGS
| Q4 25 | $92.0M | $891.0K | ||
| Q3 25 | $32.1M | $1.9M | ||
| Q2 25 | $13.8M | $6.2M | ||
| Q1 25 | $27.7M | $5.9M | ||
| Q4 24 | $59.8M | $1.7M | ||
| Q3 24 | $21.0M | $-1.4M | ||
| Q2 24 | $14.0M | $5.1M | ||
| Q1 24 | $7.2M | $-326.0K |
自由现金流率BFSTRGS
| Q4 25 | 110.7% | 1.6% | ||
| Q3 25 | 39.6% | 3.2% | ||
| Q2 25 | 16.9% | 10.3% | ||
| Q1 25 | 34.9% | 10.3% | ||
| Q4 24 | 77.1% | 3.6% | ||
| Q3 24 | 31.4% | -3.0% | ||
| Q2 24 | 21.2% | 10.3% | ||
| Q1 24 | 11.8% | -0.7% |
资本支出强度BFSTRGS
| Q4 25 | 0.1% | 1.4% | ||
| Q3 25 | 0.4% | 0.7% | ||
| Q2 25 | 0.3% | 0.9% | ||
| Q1 25 | 1.3% | 0.6% | ||
| Q4 24 | 2.0% | 0.9% | ||
| Q3 24 | 0.6% | 0.0% | ||
| Q2 24 | 1.6% | 0.0% | ||
| Q1 24 | 0.6% | 0.1% |
现金转化率BFSTRGS
| Q4 25 | — | 3.65× | ||
| Q3 25 | 1.42× | 1.68× | ||
| Q2 25 | 0.63× | 0.06× | ||
| Q1 25 | 1.40× | 24.80× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | 1.20× | — | ||
| Q2 24 | 0.88× | 0.06× | ||
| Q1 24 | 0.56× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BFST
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
