vs
Brighthouse Financial, Inc.（BHF）与西铁城（CIA）财务数据对比。点击上方公司名可切换其他公司
Brighthouse Financial, Inc.的季度营收约是西铁城的23.4倍（$1.7B vs $72.1M）。西铁城净利率更高（10.2% vs 8.1%，领先2.1%）。Brighthouse Financial, Inc.同比增速更快（40.2% vs 13.5%）。过去两年Brighthouse Financial, Inc.的营收复合增速更高（377.7% vs 11.7%）
Brighthouse Financial是总部位于美国北卡罗来纳州夏洛特的保险公司，核心业务为销售年金和人寿保险产品。截至2018年3月，该公司是美国规模领先的年金和人寿保险提供商之一，总资产达2190亿美元，有效保单及年金合约数量约260万份。
西铁城钟表株式会社，又称西铁城集团，是总部位于日本东京西东京市的知名跨国电子企业，核心业务为腕表制造，是西铁城集团的核心企业。除西铁城品牌腕表外，集团还拥有美国钟表公司宝路华，业务同时涵盖计算器、打印机、医疗设备与精密CNC加工设备制造。
BHF vs CIA — 直观对比
营收规模更大
BHF
是对方的23.4倍
$72.1M
营收增速更快
BHF
高出26.6%
13.5%
净利率更高
CIA
高出2.1%
8.1%
两年增速更快
BHF
近两年复合增速
11.7%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $1.7B | $72.1M |
| 净利润 | $137.0M | $7.3M |
| 毛利率 | — | — |
| 营业利润率 | 8.9% | 10.9% |
| 净利率 | 8.1% | 10.2% |
| 营收同比 | 40.2% | 13.5% |
| 净利润同比 | -79.6% | 102.7% |
| 每股收益（稀释后） | $1.84 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BHFCIA
| Q4 25 | $1.7B | $72.1M | ||
| Q3 25 | $1.8B | $62.8M | ||
| Q2 25 | $871.0M | $65.1M | ||
| Q1 25 | $2.4B | $55.7M | ||
| Q4 24 | $1.2B | $63.5M | ||
| Q3 24 | $2.0B | $61.7M | ||
| Q2 24 | $1.4B | $62.1M | ||
| Q1 24 | $74.0M | $57.7M |
净利润BHFCIA
| Q4 25 | $137.0M | $7.3M | ||
| Q3 25 | $479.0M | $2.4M | ||
| Q2 25 | $85.0M | $6.5M | ||
| Q1 25 | $-268.0M | $-1.6M | ||
| Q4 24 | $671.0M | $3.6M | ||
| Q3 24 | $176.0M | $2.8M | ||
| Q2 24 | $34.0M | $4.0M | ||
| Q1 24 | $-493.0M | $4.5M |
营业利润率BHFCIA
| Q4 25 | 8.9% | 10.9% | ||
| Q3 25 | 32.2% | 7.1% | ||
| Q2 25 | 10.7% | 10.6% | ||
| Q1 25 | -14.8% | -3.2% | ||
| Q4 24 | 69.2% | 5.9% | ||
| Q3 24 | 9.3% | 4.9% | ||
| Q2 24 | 1.0% | 5.3% | ||
| Q1 24 | -829.7% | 8.5% |
净利率BHFCIA
| Q4 25 | 8.1% | 10.2% | ||
| Q3 25 | 26.4% | 3.8% | ||
| Q2 25 | 9.8% | 9.9% | ||
| Q1 25 | -11.2% | -2.9% | ||
| Q4 24 | 55.7% | 5.7% | ||
| Q3 24 | 8.7% | 4.5% | ||
| Q2 24 | 2.4% | 6.4% | ||
| Q1 24 | -666.2% | 7.9% |
每股收益（稀释后）BHFCIA
| Q4 25 | $1.84 | — | ||
| Q3 25 | $7.89 | — | ||
| Q2 25 | $1.02 | — | ||
| Q1 25 | $-5.04 | — | ||
| Q4 24 | $10.27 | — | ||
| Q3 24 | $2.47 | — | ||
| Q2 24 | $0.12 | — | ||
| Q1 24 | $-8.22 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $23.0M |
| 总债务越低越好 | $3.2B | — |
| 股东权益账面价值 | $6.8B | $235.0M |
| 总资产 | $241.8B | $1.8B |
| 负债/权益比越低杠杆越低 | 0.47× | — |
8季度趋势，按日历期对齐
现金及短期投资BHFCIA
| Q4 25 | — | $23.0M | ||
| Q3 25 | — | $23.1M | ||
| Q2 25 | — | $22.7M | ||
| Q1 25 | — | $18.4M | ||
| Q4 24 | $1.9B | $29.3M | ||
| Q3 24 | $1.8B | $32.4M | ||
| Q2 24 | $1.4B | $26.3M | ||
| Q1 24 | $1.3B | $23.2M |
总债务BHFCIA
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.2B | — | ||
| Q2 25 | $3.2B | — | ||
| Q1 25 | $3.2B | — | ||
| Q4 24 | $3.2B | — | ||
| Q3 24 | $3.2B | — | ||
| Q2 24 | $3.2B | — | ||
| Q1 24 | $3.2B | — |
股东权益BHFCIA
| Q4 25 | $6.8B | $235.0M | ||
| Q3 25 | $6.4B | $225.6M | ||
| Q2 25 | $5.7B | $229.0M | ||
| Q1 25 | $5.2B | $218.1M | ||
| Q4 24 | $5.0B | $210.4M | ||
| Q3 24 | $5.5B | $207.6M | ||
| Q2 24 | $4.1B | $191.5M | ||
| Q1 24 | $4.2B | $195.2M |
总资产BHFCIA
| Q4 25 | $241.8B | $1.8B | ||
| Q3 25 | $244.7B | $1.7B | ||
| Q2 25 | $242.6B | $1.7B | ||
| Q1 25 | $234.7B | $1.7B | ||
| Q4 24 | $238.5B | $1.7B | ||
| Q3 24 | $245.2B | $1.7B | ||
| Q2 24 | $237.4B | $1.7B | ||
| Q1 24 | $239.7B | $1.7B |
负债/权益比BHFCIA
| Q4 25 | 0.47× | — | ||
| Q3 25 | 0.50× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 0.60× | — | ||
| Q4 24 | 0.64× | — | ||
| Q3 24 | 0.57× | — | ||
| Q2 24 | 0.76× | — | ||
| Q1 24 | 0.75× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.0M | $9.1M |
| 自由现金流经营现金流 - 资本支出 | — | $9.0M |
| 自由现金流率自由现金流/营收 | — | 12.5% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | -0.02× | 1.24× |
| 过去12个月自由现金流最近4个季度 | — | $17.5M |
8季度趋势，按日历期对齐
经营现金流BHFCIA
| Q4 25 | $-3.0M | $9.1M | ||
| Q3 25 | $117.0M | $4.7M | ||
| Q2 25 | $-1.0M | $3.5M | ||
| Q1 25 | $146.0M | $748.0K | ||
| Q4 24 | $-118.0M | $10.8M | ||
| Q3 24 | $24.0M | $9.7M | ||
| Q2 24 | $334.0M | $4.6M | ||
| Q1 24 | $-530.0M | $6.8M |
自由现金流BHFCIA
| Q4 25 | — | $9.0M | ||
| Q3 25 | — | $4.6M | ||
| Q2 25 | — | $3.3M | ||
| Q1 25 | — | $641.0K | ||
| Q4 24 | — | $10.7M | ||
| Q3 24 | — | $9.3M | ||
| Q2 24 | — | $4.5M | ||
| Q1 24 | — | $6.7M |
自由现金流率BHFCIA
| Q4 25 | — | 12.5% | ||
| Q3 25 | — | 7.3% | ||
| Q2 25 | — | 5.1% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 16.9% | ||
| Q3 24 | — | 15.1% | ||
| Q2 24 | — | 7.2% | ||
| Q1 24 | — | 11.7% |
资本支出强度BHFCIA
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 0.1% |
现金转化率BHFCIA
| Q4 25 | -0.02× | 1.24× | ||
| Q3 25 | 0.24× | 1.93× | ||
| Q2 25 | -0.01× | 0.54× | ||
| Q1 25 | — | — | ||
| Q4 24 | -0.18× | 2.99× | ||
| Q3 24 | 0.14× | 3.48× | ||
| Q2 24 | 9.82× | 1.16× | ||
| Q1 24 | — | 1.49× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BHF
| Annuities | $926.0M | 55% |
| Runoff | $319.0M | 19% |
| Life | $298.0M | 18% |
| Other | $78.0M | 5% |
| Distribution Service | $66.0M | 4% |
| Accident And Health Insurance Segment | $2.0M | 0% |
CIA
暂无分部数据
