vs
Magnera Corp（MAGN）与Regions Financial Corporation（RF）财务数据对比。点击上方公司名可切换其他公司
Regions Financial Corporation的季度营收约是Magnera Corp的1.6倍（$1.3B vs $792.0M），Regions Financial Corporation净利率更高（41.7% vs -4.3%，领先46.0%），Magnera Corp同比增速更快（12.8% vs 4.1%），过去两年Magnera Corp的营收复合增速更高（54.9% vs 4.0%）
Regions Financial Corporation是美国银行控股企业，总部位于阿拉巴马州伯明翰市。公司提供零售及商业银行、信托、股票经纪、抵押贷款等服务，旗下银行业务子公司Regions Bank在美国南部和中西部15个州运营约1300家营业网点和2000台自动柜员机，服务大量当地个人及企业客户。
MAGN vs RF — 直观对比
营收规模更大
RF
是对方的1.6倍
$792.0M
营收增速更快
MAGN
高出8.7%
4.1%
净利率更高
RF
高出46.0%
-4.3%
两年增速更快
MAGN
近两年复合增速
4.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $792.0M | $1.3B |
| 净利润 | $-34.0M | $534.0M |
| 毛利率 | 12.2% | — |
| 营业利润率 | 1.8% | 55.3% |
| 净利率 | -4.3% | 41.7% |
| 营收同比 | 12.8% | 4.1% |
| 净利润同比 | 43.3% | 0.0% |
| 每股收益（稀释后） | $-0.95 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MAGNRF
| Q4 25 | $792.0M | $1.3B | ||
| Q3 25 | — | $1.3B | ||
| Q2 25 | $839.0M | $1.3B | ||
| Q1 25 | $824.0M | $1.2B | ||
| Q4 24 | $702.0M | $1.2B | ||
| Q3 24 | $332.1M | $1.2B | ||
| Q2 24 | $556.0M | $1.2B | ||
| Q1 24 | $558.0M | $1.2B |
净利润MAGNRF
| Q4 25 | $-34.0M | $534.0M | ||
| Q3 25 | — | $569.0M | ||
| Q2 25 | $-18.0M | $563.0M | ||
| Q1 25 | $-41.0M | $490.0M | ||
| Q4 24 | $-60.0M | $534.0M | ||
| Q3 24 | $-15.2M | $490.0M | ||
| Q2 24 | $19.0M | $501.0M | ||
| Q1 24 | $14.0M | $368.0M |
毛利率MAGNRF
| Q4 25 | 12.2% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 10.7% | — | ||
| Q1 25 | 10.7% | — | ||
| Q4 24 | 10.1% | — | ||
| Q3 24 | 10.7% | — | ||
| Q2 24 | 6.6% | — | ||
| Q1 24 | 6.2% | — |
营业利润率MAGNRF
| Q4 25 | 1.8% | 55.3% | ||
| Q3 25 | — | 56.3% | ||
| Q2 25 | 1.5% | 56.1% | ||
| Q1 25 | 0.5% | 52.0% | ||
| Q4 24 | -3.1% | 53.4% | ||
| Q3 24 | 0.9% | 49.9% | ||
| Q2 24 | 3.1% | 52.7% | ||
| Q1 24 | 3.8% | 39.2% |
净利率MAGNRF
| Q4 25 | -4.3% | 41.7% | ||
| Q3 25 | — | 45.3% | ||
| Q2 25 | -2.1% | 44.7% | ||
| Q1 25 | -5.0% | 41.0% | ||
| Q4 24 | -8.5% | 43.4% | ||
| Q3 24 | -4.6% | 40.2% | ||
| Q2 24 | 3.4% | 42.2% | ||
| Q1 24 | 2.5% | 31.1% |
每股收益（稀释后）MAGNRF
| Q4 25 | $-0.95 | $0.59 | ||
| Q3 25 | — | $0.61 | ||
| Q2 25 | $-0.51 | $0.59 | ||
| Q1 25 | $-1.15 | $0.51 | ||
| Q4 24 | $-1.69 | $0.55 | ||
| Q3 24 | $-0.33 | $0.49 | ||
| Q2 24 | $0.60 | $0.52 | ||
| Q1 24 | $0.44 | $0.37 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $264.0M | — |
| 总债务越低越好 | $1.9B | $4.1B |
| 股东权益账面价值 | $1.0B | $19.0B |
| 总资产 | $3.9B | $158.8B |
| 负债/权益比越低杠杆越低 | 1.86× | 0.22× |
8季度趋势，按日历期对齐
现金及短期投资MAGNRF
| Q4 25 | $264.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $276.0M | — | ||
| Q1 25 | $282.0M | — | ||
| Q4 24 | $215.0M | — | ||
| Q3 24 | $230.0M | — | ||
| Q2 24 | $33.9M | — | ||
| Q1 24 | $30.2M | — |
总债务MAGNRF
| Q4 25 | $1.9B | $4.1B | ||
| Q3 25 | — | $4.8B | ||
| Q2 25 | $2.0B | $5.3B | ||
| Q1 25 | $2.0B | $6.0B | ||
| Q4 24 | $2.0B | $6.0B | ||
| Q3 24 | $2.0B | $6.0B | ||
| Q2 24 | $877.4M | $5.1B | ||
| Q1 24 | $884.7M | $3.3B |
股东权益MAGNRF
| Q4 25 | $1.0B | $19.0B | ||
| Q3 25 | — | $19.0B | ||
| Q2 25 | $1.1B | $18.7B | ||
| Q1 25 | $1.1B | $18.5B | ||
| Q4 24 | $1.1B | $17.9B | ||
| Q3 24 | $2.1B | $18.7B | ||
| Q2 24 | $2.4B | $17.2B | ||
| Q1 24 | $2.4B | $17.0B |
总资产MAGNRF
| Q4 25 | $3.9B | $158.8B | ||
| Q3 25 | — | $159.9B | ||
| Q2 25 | $4.1B | $159.2B | ||
| Q1 25 | $4.1B | $159.8B | ||
| Q4 24 | $4.0B | $157.3B | ||
| Q3 24 | $2.8B | $157.4B | ||
| Q2 24 | $1.5B | $154.1B | ||
| Q1 24 | $1.5B | $154.9B |
负债/权益比MAGNRF
| Q4 25 | 1.86× | 0.22× | ||
| Q3 25 | — | 0.25× | ||
| Q2 25 | 1.77× | 0.28× | ||
| Q1 25 | 1.83× | 0.32× | ||
| Q4 24 | 1.80× | 0.34× | ||
| Q3 24 | 0.91× | 0.32× | ||
| Q2 24 | 0.37× | 0.30× | ||
| Q1 24 | 0.36× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $2.0M | $-319.0M |
| 自由现金流经营现金流 - 资本支出 | $-13.0M | — |
| 自由现金流率自由现金流/营收 | -1.6% | — |
| 资本支出强度资本支出/营收 | 1.9% | — |
| 现金转化率经营现金流/净利润 | — | -0.60× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流MAGNRF
| Q4 25 | $2.0M | $-319.0M | ||
| Q3 25 | — | $861.0M | ||
| Q2 25 | $0 | $573.0M | ||
| Q1 25 | $65.0M | $1.1B | ||
| Q4 24 | $-58.0M | $-220.0M | ||
| Q3 24 | $12.2M | $1.3B | ||
| Q2 24 | $38.0M | $161.0M | ||
| Q1 24 | $20.0M | $396.0M |
自由现金流MAGNRF
| Q4 25 | $-13.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $42.0M | — | ||
| Q4 24 | $-74.0M | — | ||
| Q3 24 | $3.6M | — | ||
| Q2 24 | $23.0M | — | ||
| Q1 24 | $12.5M | — |
自由现金流率MAGNRF
| Q4 25 | -1.6% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 5.1% | — | ||
| Q4 24 | -10.5% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 4.1% | — | ||
| Q1 24 | 2.2% | — |
资本支出强度MAGNRF
| Q4 25 | 1.9% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.5% | — | ||
| Q1 25 | 2.8% | — | ||
| Q4 24 | 2.3% | — | ||
| Q3 24 | 2.6% | — | ||
| Q2 24 | 2.7% | — | ||
| Q1 24 | 1.3% | — |
现金转化率MAGNRF
| Q4 25 | — | -0.60× | ||
| Q3 25 | — | 1.51× | ||
| Q2 25 | — | 1.02× | ||
| Q1 25 | — | 2.18× | ||
| Q4 24 | — | -0.41× | ||
| Q3 24 | — | 2.57× | ||
| Q2 24 | 2.00× | 0.32× | ||
| Q1 24 | 1.43× | 1.08× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MAGN
| Other | $451.0M | 57% |
| United States And Canada | $341.0M | 43% |
RF
| Consumer Bank | $747.0M | 58% |
| Corporate Bank | $487.0M | 38% |
| Wealth Management | $47.0M | 4% |
