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BankUnited, Inc.（BKU）与Eastern Bankshares, Inc.（EBC）财务数据对比。点击上方公司名可切换其他公司
Eastern Bankshares, Inc.的季度营收约是BankUnited, Inc.的51.1倍（$295.9M vs $5.8M）。BankUnited, Inc.同比增速更快（16.0% vs 1.7%）。过去两年Eastern Bankshares, Inc.的营收复合增速更高（220.1% vs 4.4%）
BankUnited, Inc.是美国国民银行BankUnited, N.A.的控股公司，成立于1984年，总部位于佛罗里达州迈阿密莱克斯。业务覆盖佛罗里达州、佐治亚州亚特兰大及周边、得克萨斯州达拉斯、新泽西州莫里斯敦、北卡罗来纳州夏洛特，以及纽约大都会区，还通过全国性平台提供部分商业贷款和存款产品，截至2025年12月31日总资产达350亿美元。
东方银行股份有限公司总部位于美国马萨诸塞州波士顿，2020年完成股份化改制前，是美国历史最悠久、规模最大的互助银行，同时也是马萨诸塞州规模最大的社区银行，深耕本地金融服务，在区域零售及小微金融领域拥有深厚的运营积淀。
BKU vs EBC — 直观对比
营收规模更大
EBC
是对方的51.1倍
$5.8M
营收增速更快
BKU
高出14.4%
1.7%
两年增速更快
EBC
近两年复合增速
4.4%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $5.8M | $295.9M |
| 净利润 | — | $65.3M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | — | 22.1% |
| 营收同比 | 16.0% | 1.7% |
| 净利润同比 | — | 289.8% |
| 每股收益（稀释后） | $0.89 | $0.29 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BKUEBC
| Q1 26 | — | $295.9M | ||
| Q4 25 | $5.8M | $37.5M | ||
| Q3 25 | $5.4M | $33.0M | ||
| Q2 25 | $5.3M | $32.5M | ||
| Q1 25 | $5.2M | $31.1M | ||
| Q4 24 | $5.0M | $33.2M | ||
| Q3 24 | $5.0M | $30.1M | ||
| Q2 24 | $4.9M | $28.9M |
净利润BKUEBC
| Q1 26 | — | $65.3M | ||
| Q4 25 | — | $99.5M | ||
| Q3 25 | $71.9M | $106.1M | ||
| Q2 25 | $68.8M | $100.2M | ||
| Q1 25 | $58.5M | $-217.7M | ||
| Q4 24 | — | $60.8M | ||
| Q3 24 | $61.5M | $-6.2M | ||
| Q2 24 | $53.7M | $26.3M |
营业利润率BKUEBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -590.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -11.1% | ||
| Q2 24 | — | — |
净利率BKUEBC
| Q1 26 | — | 22.1% | ||
| Q4 25 | — | 265.6% | ||
| Q3 25 | 1333.8% | 321.9% | ||
| Q2 25 | 1291.9% | 308.2% | ||
| Q1 25 | 1117.0% | -699.2% | ||
| Q4 24 | — | 183.1% | ||
| Q3 24 | 1225.1% | -20.5% | ||
| Q2 24 | 1094.6% | 91.2% |
每股收益（稀释后）BKUEBC
| Q1 26 | — | $0.29 | ||
| Q4 25 | $0.89 | $0.48 | ||
| Q3 25 | $0.95 | $0.53 | ||
| Q2 25 | $0.91 | $0.50 | ||
| Q1 25 | $0.78 | $-1.08 | ||
| Q4 24 | $0.91 | $0.29 | ||
| Q3 24 | $0.81 | $-0.03 | ||
| Q2 24 | $0.72 | $0.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $217.8M | $551.7M |
| 总债务越低越好 | $319.7M | — |
| 股东权益账面价值 | $3.1B | $4.3B |
| 总资产 | $35.0B | $30.6B |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资BKUEBC
| Q1 26 | — | $551.7M | ||
| Q4 25 | $217.8M | $507.6M | ||
| Q3 25 | $559.5M | $703.4M | ||
| Q2 25 | $801.3M | $948.3M | ||
| Q1 25 | $443.7M | $609.0M | ||
| Q4 24 | $491.1M | $1.9B | ||
| Q3 24 | $889.9M | $1.7B | ||
| Q2 24 | $433.5M | $1.4B |
总债务BKUEBC
| Q1 26 | — | — | ||
| Q4 25 | $319.7M | — | ||
| Q3 25 | $320.4M | — | ||
| Q2 25 | $708.9M | — | ||
| Q1 25 | $709.1M | — | ||
| Q4 24 | $708.6M | — | ||
| Q3 24 | $708.7M | — | ||
| Q2 24 | $708.8M | — |
股东权益BKUEBC
| Q1 26 | — | $4.3B | ||
| Q4 25 | $3.1B | $4.3B | ||
| Q3 25 | $3.0B | $3.8B | ||
| Q2 25 | $3.0B | $3.7B | ||
| Q1 25 | $2.9B | $3.6B | ||
| Q4 24 | $2.8B | $3.6B | ||
| Q3 24 | $2.8B | $3.7B | ||
| Q2 24 | $2.7B | $3.0B |
总资产BKUEBC
| Q1 26 | — | $30.6B | ||
| Q4 25 | $35.0B | $30.6B | ||
| Q3 25 | $35.1B | $25.5B | ||
| Q2 25 | $35.5B | $25.5B | ||
| Q1 25 | $34.8B | $25.0B | ||
| Q4 24 | $35.2B | $25.6B | ||
| Q3 24 | $35.8B | $25.5B | ||
| Q2 24 | $35.4B | $21.0B |
负债/权益比BKUEBC
| Q1 26 | — | — | ||
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.24× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.25× | — | ||
| Q3 24 | 0.25× | — | ||
| Q2 24 | 0.26× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $124.9M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BKUEBC
| Q1 26 | — | — | ||
| Q4 25 | $124.9M | $104.1M | ||
| Q3 25 | $99.7M | $157.1M | ||
| Q2 25 | $117.6M | $123.9M | ||
| Q1 25 | $16.4M | $47.3M | ||
| Q4 24 | $185.5M | $88.7M | ||
| Q3 24 | $46.1M | $108.3M | ||
| Q2 24 | $135.7M | $54.3M |
现金转化率BKUEBC
| Q1 26 | — | — | ||
| Q4 25 | — | 1.05× | ||
| Q3 25 | 1.39× | 1.48× | ||
| Q2 25 | 1.71× | 1.24× | ||
| Q1 25 | 0.28× | — | ||
| Q4 24 | — | 1.46× | ||
| Q3 24 | 0.75× | — | ||
| Q2 24 | 2.53× | 2.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BKU
暂无分部数据
EBC
| ALLL / total nonperforming loans ("NPLs") | $238.2M | 80% |
| Other | $51.6M | 17% |
| Return on average shareholders' equity | $6.1M | 2% |
