vs
BankUnited, Inc.（BKU）与进步能源（FLNC）财务数据对比。点击上方公司名可切换其他公司
进步能源的季度营收约是BankUnited, Inc.的1.6倍（$475.2M vs $288.2M），进步能源同比增速更快（154.4% vs 9.0%），过去两年BankUnited, Inc.的营收复合增速更高（9.2% vs -12.7%）
BankUnited, Inc.是美国国民银行BankUnited, N.A.的控股公司，成立于1984年，总部位于佛罗里达州迈阿密莱克斯。业务覆盖佛罗里达州、佐治亚州亚特兰大及周边、得克萨斯州达拉斯、新泽西州莫里斯敦、北卡罗来纳州夏洛特，以及纽约大都会区，还通过全国性平台提供部分商业贷款和存款产品，截至2025年12月31日总资产达350亿美元。
进步能源是一家电力生产与分销企业，并入杜克能源前为财富500强能源企业，总发电容量超21000兆瓦，年营收达90亿美元。公司总部位于北卡罗来纳州罗利，旗下拥有两家大型电力公用事业公司，为卡罗来纳州及佛罗里达州约310万用户提供服务。
BKU vs FLNC — 直观对比
营收规模更大
FLNC
是对方的1.6倍
$288.2M
营收增速更快
FLNC
高出145.4%
9.0%
两年增速更快
BKU
近两年复合增速
-12.7%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $288.2M | $475.2M |
| 净利润 | — | $-45.1M |
| 毛利率 | — | 4.9% |
| 营业利润率 | 31.2% | -14.8% |
| 净利率 | — | -9.5% |
| 营收同比 | 9.0% | 154.4% |
| 净利润同比 | — | -8.7% |
| 每股收益（稀释后） | $0.89 | $-0.34 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BKUFLNC
| Q4 25 | $288.2M | $475.2M | ||
| Q3 25 | $275.7M | $1.0B | ||
| Q2 25 | $273.9M | $602.5M | ||
| Q1 25 | $255.4M | $431.6M | ||
| Q4 24 | $264.5M | $186.8M | ||
| Q3 24 | $257.0M | $1.2B | ||
| Q2 24 | $250.2M | $483.3M | ||
| Q1 24 | $241.7M | $623.1M |
净利润BKUFLNC
| Q4 25 | — | $-45.1M | ||
| Q3 25 | $71.9M | $17.9M | ||
| Q2 25 | $68.8M | $6.3M | ||
| Q1 25 | $58.5M | $-31.0M | ||
| Q4 24 | — | $-41.5M | ||
| Q3 24 | $61.5M | $47.8M | ||
| Q2 24 | $53.7M | $785.0K | ||
| Q1 24 | $48.0M | $-9.2M |
毛利率BKUFLNC
| Q4 25 | — | 4.9% | ||
| Q3 25 | — | 13.7% | ||
| Q2 25 | — | 14.8% | ||
| Q1 25 | — | 9.9% | ||
| Q4 24 | — | 11.4% | ||
| Q3 24 | — | 12.8% | ||
| Q2 24 | — | 17.2% | ||
| Q1 24 | — | 10.3% |
营业利润率BKUFLNC
| Q4 25 | 31.2% | -14.8% | ||
| Q3 25 | 35.5% | 4.4% | ||
| Q2 25 | 34.3% | 1.9% | ||
| Q1 25 | 31.4% | -10.2% | ||
| Q4 24 | 35.2% | -31.4% | ||
| Q3 24 | 32.4% | 6.2% | ||
| Q2 24 | 29.2% | 1.1% | ||
| Q1 24 | 27.8% | -2.3% |
净利率BKUFLNC
| Q4 25 | — | -9.5% | ||
| Q3 25 | 26.1% | 1.7% | ||
| Q2 25 | 25.1% | 1.0% | ||
| Q1 25 | 22.9% | -7.2% | ||
| Q4 24 | — | -22.2% | ||
| Q3 24 | 23.9% | 3.9% | ||
| Q2 24 | 21.5% | 0.2% | ||
| Q1 24 | 19.8% | -1.5% |
每股收益（稀释后）BKUFLNC
| Q4 25 | $0.89 | $-0.34 | ||
| Q3 25 | $0.95 | $0.18 | ||
| Q2 25 | $0.91 | $0.01 | ||
| Q1 25 | $0.78 | $-0.24 | ||
| Q4 24 | $0.91 | $-0.32 | ||
| Q3 24 | $0.81 | $0.34 | ||
| Q2 24 | $0.72 | $0.00 | ||
| Q1 24 | $0.64 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $217.8M | $452.6M |
| 总债务越低越好 | $319.7M | — |
| 股东权益账面价值 | $3.1B | $388.0M |
| 总资产 | $35.0B | $2.3B |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资BKUFLNC
| Q4 25 | $217.8M | $452.6M | ||
| Q3 25 | $559.5M | $690.8M | ||
| Q2 25 | $801.3M | $436.3M | ||
| Q1 25 | $443.7M | $568.6M | ||
| Q4 24 | $491.1M | $607.4M | ||
| Q3 24 | $889.9M | $448.7M | ||
| Q2 24 | $433.5M | $388.2M | ||
| Q1 24 | $421.2M | $411.8M |
总债务BKUFLNC
| Q4 25 | $319.7M | — | ||
| Q3 25 | $320.4M | — | ||
| Q2 25 | $708.9M | — | ||
| Q1 25 | $709.1M | — | ||
| Q4 24 | $708.6M | — | ||
| Q3 24 | $708.7M | — | ||
| Q2 24 | $708.8M | — | ||
| Q1 24 | $709.0M | — |
股东权益BKUFLNC
| Q4 25 | $3.1B | $388.0M | ||
| Q3 25 | $3.0B | $429.6M | ||
| Q2 25 | $3.0B | $407.4M | ||
| Q1 25 | $2.9B | $388.2M | ||
| Q4 24 | $2.8B | $409.4M | ||
| Q3 24 | $2.8B | $472.1M | ||
| Q2 24 | $2.7B | $421.2M | ||
| Q1 24 | $2.6B | $413.1M |
总资产BKUFLNC
| Q4 25 | $35.0B | $2.3B | ||
| Q3 25 | $35.1B | $2.4B | ||
| Q2 25 | $35.5B | $2.1B | ||
| Q1 25 | $34.8B | $2.3B | ||
| Q4 24 | $35.2B | $2.2B | ||
| Q3 24 | $35.8B | $1.9B | ||
| Q2 24 | $35.4B | $1.7B | ||
| Q1 24 | $35.1B | $1.5B |
负债/权益比BKUFLNC
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.24× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.25× | — | ||
| Q3 24 | 0.25× | — | ||
| Q2 24 | 0.26× | — | ||
| Q1 24 | 0.27× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $358.6M | $-226.8M |
| 自由现金流经营现金流 - 资本支出 | — | $-232.6M |
| 自由现金流率自由现金流/营收 | — | -48.9% |
| 资本支出强度资本支出/营收 | — | 1.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-179.7M |
8季度趋势，按日历期对齐
经营现金流BKUFLNC
| Q4 25 | $358.6M | $-226.8M | ||
| Q3 25 | $99.7M | $265.7M | ||
| Q2 25 | $117.6M | $-153.9M | ||
| Q1 25 | $16.4M | $-46.2M | ||
| Q4 24 | $433.8M | $-211.2M | ||
| Q3 24 | $46.1M | $10.5M | ||
| Q2 24 | $135.7M | $-21.1M | ||
| Q1 24 | $66.5M | $70.9M |
自由现金流BKUFLNC
| Q4 25 | — | $-232.6M | ||
| Q3 25 | — | $260.9M | ||
| Q2 25 | — | $-157.4M | ||
| Q1 25 | — | $-50.5M | ||
| Q4 24 | — | $-213.3M | ||
| Q3 24 | — | $7.3M | ||
| Q2 24 | — | $-23.5M | ||
| Q1 24 | — | $69.9M |
自由现金流率BKUFLNC
| Q4 25 | — | -48.9% | ||
| Q3 25 | — | 25.0% | ||
| Q2 25 | — | -26.1% | ||
| Q1 25 | — | -11.7% | ||
| Q4 24 | — | -114.2% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | -4.9% | ||
| Q1 24 | — | 11.2% |
资本支出强度BKUFLNC
| Q4 25 | — | 1.2% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.2% |
现金转化率BKUFLNC
| Q4 25 | — | — | ||
| Q3 25 | 1.39× | 14.81× | ||
| Q2 25 | 1.71× | -24.61× | ||
| Q1 25 | 0.28× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.75× | 0.22× | ||
| Q2 24 | 2.53× | -26.87× | ||
| Q1 24 | 1.39× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BKU
暂无分部数据
FLNC
| Products | $450.9M | 95% |
| Services | $22.5M | 5% |
| Digital Applications And Solutions | $1.9M | 0% |
