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BankUnited, Inc.（BKU）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
BankUnited, Inc.的季度营收约是Ribbon Communications Inc.的1.8倍（$288.2M vs $162.6M），BankUnited, Inc.同比增速更快（9.0% vs -10.3%），过去两年BankUnited, Inc.的营收复合增速更高（9.2% vs -8.1%）
BankUnited, Inc.是美国国民银行BankUnited, N.A.的控股公司，成立于1984年，总部位于佛罗里达州迈阿密莱克斯。业务覆盖佛罗里达州、佐治亚州亚特兰大及周边、得克萨斯州达拉斯、新泽西州莫里斯敦、北卡罗来纳州夏洛特，以及纽约大都会区，还通过全国性平台提供部分商业贷款和存款产品，截至2025年12月31日总资产达350亿美元。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
BKU vs RBBN — 直观对比
营收规模更大
BKU
是对方的1.8倍
$162.6M
营收增速更快
BKU
高出19.3%
-10.3%
两年增速更快
BKU
近两年复合增速
-8.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $288.2M | $162.6M |
| 净利润 | — | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | 31.2% | 37.6% |
| 净利率 | — | 54.8% |
| 营收同比 | 9.0% | -10.3% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.89 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BKURBBN
| Q1 26 | — | $162.6M | ||
| Q4 25 | $288.2M | $227.3M | ||
| Q3 25 | $275.7M | $215.4M | ||
| Q2 25 | $273.9M | $220.6M | ||
| Q1 25 | $255.4M | $181.3M | ||
| Q4 24 | $264.5M | $251.4M | ||
| Q3 24 | $257.0M | $210.2M | ||
| Q2 24 | $250.2M | $192.6M |
净利润BKURBBN
| Q1 26 | — | $89.1M | ||
| Q4 25 | — | — | ||
| Q3 25 | $71.9M | $-12.1M | ||
| Q2 25 | $68.8M | $-11.1M | ||
| Q1 25 | $58.5M | $-26.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | $61.5M | $-13.4M | ||
| Q2 24 | $53.7M | $-16.8M |
毛利率BKURBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率BKURBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 31.2% | 4.1% | ||
| Q3 25 | 35.5% | 1.3% | ||
| Q2 25 | 34.3% | 1.9% | ||
| Q1 25 | 31.4% | -10.8% | ||
| Q4 24 | 35.2% | 13.2% | ||
| Q3 24 | 32.4% | -0.4% | ||
| Q2 24 | 29.2% | -1.0% |
净利率BKURBBN
| Q1 26 | — | 54.8% | ||
| Q4 25 | — | — | ||
| Q3 25 | 26.1% | -5.6% | ||
| Q2 25 | 25.1% | -5.0% | ||
| Q1 25 | 22.9% | -14.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | 23.9% | -6.4% | ||
| Q2 24 | 21.5% | -8.7% |
每股收益（稀释后）BKURBBN
| Q1 26 | — | $0.50 | ||
| Q4 25 | $0.89 | $0.50 | ||
| Q3 25 | $0.95 | $-0.07 | ||
| Q2 25 | $0.91 | $-0.06 | ||
| Q1 25 | $0.78 | $-0.15 | ||
| Q4 24 | $0.91 | $0.05 | ||
| Q3 24 | $0.81 | $-0.08 | ||
| Q2 24 | $0.72 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $217.8M | $67.6M |
| 总债务越低越好 | $319.7M | — |
| 股东权益账面价值 | $3.1B | $419.1M |
| 总资产 | $35.0B | — |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资BKURBBN
| Q1 26 | — | $67.6M | ||
| Q4 25 | $217.8M | $96.4M | ||
| Q3 25 | $559.5M | $74.8M | ||
| Q2 25 | $801.3M | $60.5M | ||
| Q1 25 | $443.7M | $71.2M | ||
| Q4 24 | $491.1M | $87.8M | ||
| Q3 24 | $889.9M | $37.2M | ||
| Q2 24 | $433.5M | $64.6M |
总债务BKURBBN
| Q1 26 | — | — | ||
| Q4 25 | $319.7M | $342.1M | ||
| Q3 25 | $320.4M | $344.3M | ||
| Q2 25 | $708.9M | $346.5M | ||
| Q1 25 | $709.1M | $347.4M | ||
| Q4 24 | $708.6M | $348.3M | ||
| Q3 24 | $708.7M | $349.1M | ||
| Q2 24 | $708.8M | $350.0M |
股东权益BKURBBN
| Q1 26 | — | $419.1M | ||
| Q4 25 | $3.1B | $449.0M | ||
| Q3 25 | $3.0B | $360.1M | ||
| Q2 25 | $3.0B | $370.4M | ||
| Q1 25 | $2.9B | $381.8M | ||
| Q4 24 | $2.8B | $404.6M | ||
| Q3 24 | $2.8B | $395.5M | ||
| Q2 24 | $2.7B | $405.0M |
总资产BKURBBN
| Q1 26 | — | — | ||
| Q4 25 | $35.0B | $1.2B | ||
| Q3 25 | $35.1B | $1.1B | ||
| Q2 25 | $35.5B | $1.1B | ||
| Q1 25 | $34.8B | $1.1B | ||
| Q4 24 | $35.2B | $1.2B | ||
| Q3 24 | $35.8B | $1.1B | ||
| Q2 24 | $35.4B | $1.1B |
负债/权益比BKURBBN
| Q1 26 | — | — | ||
| Q4 25 | 0.10× | 0.76× | ||
| Q3 25 | 0.11× | 0.96× | ||
| Q2 25 | 0.24× | 0.94× | ||
| Q1 25 | 0.24× | 0.91× | ||
| Q4 24 | 0.25× | 0.86× | ||
| Q3 24 | 0.25× | 0.88× | ||
| Q2 24 | 0.26× | 0.86× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $358.6M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BKURBBN
| Q1 26 | — | — | ||
| Q4 25 | $358.6M | $29.2M | ||
| Q3 25 | $99.7M | $26.5M | ||
| Q2 25 | $117.6M | $-795.0K | ||
| Q1 25 | $16.4M | $-3.5M | ||
| Q4 24 | $433.8M | $61.8M | ||
| Q3 24 | $46.1M | $-14.8M | ||
| Q2 24 | $135.7M | $-9.8M |
自由现金流BKURBBN
| Q1 26 | — | — | ||
| Q4 25 | — | $27.3M | ||
| Q3 25 | — | $21.0M | ||
| Q2 25 | — | $-6.5M | ||
| Q1 25 | — | $-15.7M | ||
| Q4 24 | — | $53.8M | ||
| Q3 24 | — | $-23.7M | ||
| Q2 24 | — | $-12.9M |
自由现金流率BKURBBN
| Q1 26 | — | — | ||
| Q4 25 | — | 12.0% | ||
| Q3 25 | — | 9.7% | ||
| Q2 25 | — | -2.9% | ||
| Q1 25 | — | -8.7% | ||
| Q4 24 | — | 21.4% | ||
| Q3 24 | — | -11.3% | ||
| Q2 24 | — | -6.7% |
资本支出强度BKURBBN
| Q1 26 | — | — | ||
| Q4 25 | — | 0.9% | ||
| Q3 25 | — | 2.6% | ||
| Q2 25 | — | 2.6% | ||
| Q1 25 | — | 6.7% | ||
| Q4 24 | — | 3.2% | ||
| Q3 24 | — | 4.2% | ||
| Q2 24 | — | 1.6% |
现金转化率BKURBBN
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.39× | — | ||
| Q2 25 | 1.71× | — | ||
| Q1 25 | 0.28× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.75× | — | ||
| Q2 24 | 2.53× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BKU
暂无分部数据
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
