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BankUnited, Inc.（BKU）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
BankUnited, Inc.的季度营收约是STURM RUGER & CO INC的1.9倍（$288.2M vs $151.1M），BankUnited, Inc.同比增速更快（9.0% vs 3.6%），过去两年BankUnited, Inc.的营收复合增速更高（9.2% vs 5.1%）
BankUnited, Inc.是美国国民银行BankUnited, N.A.的控股公司，成立于1984年，总部位于佛罗里达州迈阿密莱克斯。业务覆盖佛罗里达州、佐治亚州亚特兰大及周边、得克萨斯州达拉斯、新泽西州莫里斯敦、北卡罗来纳州夏洛特，以及纽约大都会区，还通过全国性平台提供部分商业贷款和存款产品，截至2025年12月31日总资产达350亿美元。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
BKU vs RGR — 直观对比
营收规模更大
BKU
是对方的1.9倍
$151.1M
营收增速更快
BKU
高出5.3%
3.6%
两年增速更快
BKU
近两年复合增速
5.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $288.2M | $151.1M |
| 净利润 | — | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | 31.2% | 2.3% |
| 净利率 | — | — |
| 营收同比 | 9.0% | 3.6% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.89 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BKURGR
| Q4 25 | $288.2M | $151.1M | ||
| Q3 25 | $275.7M | $126.8M | ||
| Q2 25 | $273.9M | $132.5M | ||
| Q1 25 | $255.4M | $135.7M | ||
| Q4 24 | $264.5M | $145.8M | ||
| Q3 24 | $257.0M | $122.3M | ||
| Q2 24 | $250.2M | $130.8M | ||
| Q1 24 | $241.7M | $136.8M |
净利润BKURGR
| Q4 25 | — | — | ||
| Q3 25 | $71.9M | $1.6M | ||
| Q2 25 | $68.8M | $-17.2M | ||
| Q1 25 | $58.5M | $7.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | $61.5M | $4.7M | ||
| Q2 24 | $53.7M | $8.3M | ||
| Q1 24 | $48.0M | $7.1M |
毛利率BKURGR
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
营业利润率BKURGR
| Q4 25 | 31.2% | 2.3% | ||
| Q3 25 | 35.5% | -2.7% | ||
| Q2 25 | 34.3% | -15.6% | ||
| Q1 25 | 31.4% | 6.2% | ||
| Q4 24 | 35.2% | 7.8% | ||
| Q3 24 | 32.4% | 3.1% | ||
| Q2 24 | 29.2% | 6.9% | ||
| Q1 24 | 27.8% | 5.5% |
净利率BKURGR
| Q4 25 | — | — | ||
| Q3 25 | 26.1% | 1.2% | ||
| Q2 25 | 25.1% | -13.0% | ||
| Q1 25 | 22.9% | 5.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | 23.9% | 3.9% | ||
| Q2 24 | 21.5% | 6.3% | ||
| Q1 24 | 19.8% | 5.2% |
每股收益（稀释后）BKURGR
| Q4 25 | $0.89 | $0.22 | ||
| Q3 25 | $0.95 | $0.10 | ||
| Q2 25 | $0.91 | $-1.05 | ||
| Q1 25 | $0.78 | $0.46 | ||
| Q4 24 | $0.91 | $0.62 | ||
| Q3 24 | $0.81 | $0.28 | ||
| Q2 24 | $0.72 | $0.47 | ||
| Q1 24 | $0.64 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $217.8M | $92.5M |
| 总债务越低越好 | $319.7M | — |
| 股东权益账面价值 | $3.1B | $283.8M |
| 总资产 | $35.0B | $342.0M |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资BKURGR
| Q4 25 | $217.8M | $92.5M | ||
| Q3 25 | $559.5M | $80.8M | ||
| Q2 25 | $801.3M | $101.4M | ||
| Q1 25 | $443.7M | $108.3M | ||
| Q4 24 | $491.1M | $105.5M | ||
| Q3 24 | $889.9M | $96.0M | ||
| Q2 24 | $433.5M | $105.6M | ||
| Q1 24 | $421.2M | $115.3M |
总债务BKURGR
| Q4 25 | $319.7M | — | ||
| Q3 25 | $320.4M | — | ||
| Q2 25 | $708.9M | — | ||
| Q1 25 | $709.1M | — | ||
| Q4 24 | $708.6M | — | ||
| Q3 24 | $708.7M | — | ||
| Q2 24 | $708.8M | — | ||
| Q1 24 | $709.0M | — |
股东权益BKURGR
| Q4 25 | $3.1B | $283.8M | ||
| Q3 25 | $3.0B | $279.6M | ||
| Q2 25 | $3.0B | $289.3M | ||
| Q1 25 | $2.9B | $321.5M | ||
| Q4 24 | $2.8B | $319.6M | ||
| Q3 24 | $2.8B | $314.9M | ||
| Q2 24 | $2.7B | $321.5M | ||
| Q1 24 | $2.6B | $332.0M |
总资产BKURGR
| Q4 25 | $35.0B | $342.0M | ||
| Q3 25 | $35.1B | $342.3M | ||
| Q2 25 | $35.5B | $349.5M | ||
| Q1 25 | $34.8B | $379.0M | ||
| Q4 24 | $35.2B | $384.0M | ||
| Q3 24 | $35.8B | $373.5M | ||
| Q2 24 | $35.4B | $376.7M | ||
| Q1 24 | $35.1B | $385.0M |
负债/权益比BKURGR
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.24× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.25× | — | ||
| Q3 24 | 0.25× | — | ||
| Q2 24 | 0.26× | — | ||
| Q1 24 | 0.27× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $358.6M | $15.5M |
| 自由现金流经营现金流 - 资本支出 | — | $12.3M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $38.5M |
8季度趋势，按日历期对齐
经营现金流BKURGR
| Q4 25 | $358.6M | $15.5M | ||
| Q3 25 | $99.7M | $12.9M | ||
| Q2 25 | $117.6M | $14.7M | ||
| Q1 25 | $16.4M | $11.1M | ||
| Q4 24 | $433.8M | $20.0M | ||
| Q3 24 | $46.1M | $9.4M | ||
| Q2 24 | $135.7M | $18.7M | ||
| Q1 24 | $66.5M | $7.3M |
自由现金流BKURGR
| Q4 25 | — | $12.3M | ||
| Q3 25 | — | $7.0M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $10.0M | ||
| Q4 24 | — | $16.4M | ||
| Q3 24 | — | $2.6M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.6M |
自由现金流率BKURGR
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | 5.5% | ||
| Q2 25 | — | 6.9% | ||
| Q1 25 | — | 7.4% | ||
| Q4 24 | — | 11.2% | ||
| Q3 24 | — | 2.1% | ||
| Q2 24 | — | 7.7% | ||
| Q1 24 | — | 4.1% |
资本支出强度BKURGR
| Q4 25 | — | 2.1% | ||
| Q3 25 | — | 4.6% | ||
| Q2 25 | — | 4.2% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | — | 5.5% | ||
| Q2 24 | — | 6.6% | ||
| Q1 24 | — | 1.3% |
现金转化率BKURGR
| Q4 25 | — | — | ||
| Q3 25 | 1.39× | 8.15× | ||
| Q2 25 | 1.71× | — | ||
| Q1 25 | 0.28× | 1.43× | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.75× | 1.98× | ||
| Q2 24 | 2.53× | 2.27× | ||
| Q1 24 | 1.39× | 1.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BKU
暂无分部数据
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
