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加拿大丰业银行（BNS）与富邦金控（FBK）财务数据对比。点击上方公司名可切换其他公司
加拿大丰业银行的季度营收约是富邦金控的39.4倍（$7.0B vs $178.6M），富邦金控净利率更高（31.9% vs 23.8%，领先8.1%）
加拿大丰业银行（Scotiabank）是加拿大五大银行之一，总部位于安大略省多伦多，按资产及存款规模计为加拿大第三大银行。集团现有8.8万名员工，服务全球超2500万客户，2023年位列福布斯全球2000强第88位，提供个人商业银行、财富管理、企业与投资等多元金融服务。
富邦金融控股股份有限公司是一家金融投资控股企业，旗下核心子公司涵盖富邦投信、富邦产险、富邦证券、富邦银行、富邦人寿、富邦华一银行及富邦银行（香港）等，集团于2001年12月19日正式成立，可为客户提供覆盖全业态的综合金融服务。
BNS vs FBK — 直观对比
营收规模更大
BNS
是对方的39.4倍
$178.6M
净利率更高
FBK
高出8.1%
23.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $7.0B | $178.6M |
| 净利润 | $1.7B | $57.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 39.1% |
| 净利率 | 23.8% | 31.9% |
| 营收同比 | — | 37.0% |
| 净利润同比 | — | 50.4% |
| 每股收益（稀释后） | — | $1.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BNSFBK
| Q1 26 | $7.0B | — | ||
| Q4 25 | $7.2B | $178.6M | ||
| Q3 25 | $6.9B | $173.9M | ||
| Q2 25 | $6.6B | $76.9M | ||
| Q1 25 | — | $130.7M | ||
| Q4 24 | — | $130.4M | ||
| Q3 24 | — | $89.5M | ||
| Q2 24 | — | $128.2M |
净利润BNSFBK
| Q1 26 | $1.7B | — | ||
| Q4 25 | $1.6B | $57.0M | ||
| Q3 25 | $1.8B | $23.4M | ||
| Q2 25 | $1.5B | $2.9M | ||
| Q1 25 | — | $39.4M | ||
| Q4 24 | — | $37.9M | ||
| Q3 24 | — | $10.2M | ||
| Q2 24 | — | $40.0M |
营业利润率BNSFBK
| Q1 26 | — | — | ||
| Q4 25 | — | 39.1% | ||
| Q3 25 | — | 17.0% | ||
| Q2 25 | — | -12.7% | ||
| Q1 25 | — | 37.4% | ||
| Q4 24 | — | 38.4% | ||
| Q3 24 | — | 12.7% | ||
| Q2 24 | — | 39.7% |
净利率BNSFBK
| Q1 26 | 23.8% | — | ||
| Q4 25 | 22.5% | 31.9% | ||
| Q3 25 | 26.6% | 13.4% | ||
| Q2 25 | 22.4% | 3.8% | ||
| Q1 25 | — | 30.1% | ||
| Q4 24 | — | 29.1% | ||
| Q3 24 | — | 11.4% | ||
| Q2 24 | — | 31.2% |
每股收益（稀释后）BNSFBK
| Q1 26 | — | — | ||
| Q4 25 | — | $1.12 | ||
| Q3 25 | — | $0.43 | ||
| Q2 25 | — | $0.06 | ||
| Q1 25 | — | $0.84 | ||
| Q4 24 | — | $0.82 | ||
| Q3 24 | — | $0.22 | ||
| Q2 24 | — | $0.85 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.4B | $1.2B |
| 总债务越低越好 | — | $212.8M |
| 股东权益账面价值 | $65.0B | $1.9B |
| 总资产 | $1077.5B | $16.3B |
| 负债/权益比越低杠杆越低 | — | 0.11× |
8季度趋势，按日历期对齐
现金及短期投资BNSFBK
| Q1 26 | $6.4B | — | ||
| Q4 25 | — | $1.2B | ||
| Q3 25 | $8.6B | $1.3B | ||
| Q2 25 | $7.9B | $1.2B | ||
| Q1 25 | — | $794.7M | ||
| Q4 24 | — | $1.0B | ||
| Q3 24 | — | $951.8M | ||
| Q2 24 | — | $800.9M |
总债务BNSFBK
| Q1 26 | — | — | ||
| Q4 25 | — | $212.8M | ||
| Q3 25 | — | $213.6M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $176.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益BNSFBK
| Q1 26 | $65.0B | — | ||
| Q4 25 | — | $1.9B | ||
| Q3 25 | $62.4B | $2.0B | ||
| Q2 25 | $63.1B | $1.6B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $1.6B | ||
| Q3 24 | — | $1.6B | ||
| Q2 24 | — | $1.5B |
总资产BNSFBK
| Q1 26 | $1077.5B | — | ||
| Q4 25 | — | $16.3B | ||
| Q3 25 | $1032.7B | $16.2B | ||
| Q2 25 | $1033.3B | $13.4B | ||
| Q1 25 | — | $13.1B | ||
| Q4 24 | — | $13.2B | ||
| Q3 24 | — | $12.9B | ||
| Q2 24 | — | $12.5B |
负债/权益比BNSFBK
| Q1 26 | — | — | ||
| Q4 25 | — | 0.11× | ||
| Q3 25 | — | 0.11× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.11× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.4B | $155.9M |
| 自由现金流经营现金流 - 资本支出 | — | $147.0M |
| 自由现金流率自由现金流/营收 | — | 82.3% |
| 资本支出强度资本支出/营收 | — | 5.0% |
| 现金转化率经营现金流/净利润 | 5.60× | 2.74× |
| 过去12个月自由现金流最近4个季度 | — | $242.8M |
8季度趋势，按日历期对齐
经营现金流BNSFBK
| Q1 26 | $9.4B | — | ||
| Q4 25 | — | $155.9M | ||
| Q3 25 | $3.2B | $47.7M | ||
| Q2 25 | $1.8B | $71.8M | ||
| Q1 25 | — | $-16.5M | ||
| Q4 24 | — | $138.8M | ||
| Q3 24 | — | $57.8M | ||
| Q2 24 | — | $30.6M |
自由现金流BNSFBK
| Q1 26 | — | — | ||
| Q4 25 | — | $147.0M | ||
| Q3 25 | — | $45.6M | ||
| Q2 25 | — | $68.4M | ||
| Q1 25 | — | $-18.1M | ||
| Q4 24 | — | $132.3M | ||
| Q3 24 | — | $56.7M | ||
| Q2 24 | — | $28.4M |
自由现金流率BNSFBK
| Q1 26 | — | — | ||
| Q4 25 | — | 82.3% | ||
| Q3 25 | — | 26.2% | ||
| Q2 25 | — | 89.0% | ||
| Q1 25 | — | -13.9% | ||
| Q4 24 | — | 101.4% | ||
| Q3 24 | — | 63.3% | ||
| Q2 24 | — | 22.1% |
资本支出强度BNSFBK
| Q1 26 | — | — | ||
| Q4 25 | — | 5.0% | ||
| Q3 25 | — | 1.2% | ||
| Q2 25 | — | 4.4% | ||
| Q1 25 | — | 1.3% | ||
| Q4 24 | — | 5.0% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 1.7% |
现金转化率BNSFBK
| Q1 26 | 5.60× | — | ||
| Q4 25 | — | 2.74× | ||
| Q3 25 | 1.73× | 2.04× | ||
| Q2 25 | 1.22× | 24.68× | ||
| Q1 25 | — | -0.42× | ||
| Q4 24 | — | 3.66× | ||
| Q3 24 | — | 5.65× | ||
| Q2 24 | — | 0.77× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
