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富邦金控（FBK）与Fifth Third Bancorp（FITB）财务数据对比。点击上方公司名可切换其他公司
Fifth Third Bancorp的季度营收约是富邦金控的8.6倍（$1.5B vs $178.6M），Fifth Third Bancorp净利率更高（47.7% vs 31.9%，领先15.8%），富邦金控同比增速更快（37.0% vs 6.4%），Fifth Third Bancorp自由现金流更多（$765.0M vs $147.0M）
富邦金融控股股份有限公司是一家金融投资控股企业，旗下核心子公司涵盖富邦投信、富邦产险、富邦证券、富邦银行、富邦人寿、富邦华一银行及富邦银行（香港）等，集团于2001年12月19日正式成立，可为客户提供覆盖全业态的综合金融服务。
Fifth Third Bancorp是总部位于美国俄亥俄州辛辛那提的银行控股集团，为美国大型银行之一，位列《财富》美国500强第321位。旗下银行在全美12个州共运营1087家分行及2400台自动柜员机，服务覆盖多区域市场。
FBK vs FITB — 直观对比
营收规模更大
FITB
是对方的8.6倍
$178.6M
营收增速更快
FBK
高出30.6%
6.4%
净利率更高
FITB
高出15.8%
31.9%
自由现金流更多
FITB
多$618.0M
$147.0M
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $178.6M | $1.5B |
| 净利润 | $57.0M | $730.0M |
| 毛利率 | — | — |
| 营业利润率 | 39.1% | 59.7% |
| 净利率 | 31.9% | 47.7% |
| 营收同比 | 37.0% | 6.4% |
| 净利润同比 | 50.4% | 17.7% |
| 每股收益（稀释后） | $1.12 | $1.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FBKFITB
| Q4 25 | $178.6M | $1.5B | ||
| Q3 25 | $173.9M | $1.5B | ||
| Q2 25 | $76.9M | $1.5B | ||
| Q1 25 | $130.7M | $1.4B | ||
| Q4 24 | $130.4M | $1.4B | ||
| Q3 24 | $89.5M | — | ||
| Q2 24 | $128.2M | — | ||
| Q1 24 | $107.5M | — |
净利润FBKFITB
| Q4 25 | $57.0M | $730.0M | ||
| Q3 25 | $23.4M | $649.0M | ||
| Q2 25 | $2.9M | $628.0M | ||
| Q1 25 | $39.4M | $515.0M | ||
| Q4 24 | $37.9M | $620.0M | ||
| Q3 24 | $10.2M | — | ||
| Q2 24 | $40.0M | — | ||
| Q1 24 | $27.9M | — |
营业利润率FBKFITB
| Q4 25 | 39.1% | 59.7% | ||
| Q3 25 | 17.0% | 55.1% | ||
| Q2 25 | -12.7% | 54.0% | ||
| Q1 25 | 37.4% | 45.4% | ||
| Q4 24 | 38.4% | 53.3% | ||
| Q3 24 | 12.7% | — | ||
| Q2 24 | 39.7% | — | ||
| Q1 24 | 31.9% | — |
净利率FBKFITB
| Q4 25 | 31.9% | 47.7% | ||
| Q3 25 | 13.4% | 42.7% | ||
| Q2 25 | 3.8% | 42.0% | ||
| Q1 25 | 30.1% | 35.8% | ||
| Q4 24 | 29.1% | 43.1% | ||
| Q3 24 | 11.4% | — | ||
| Q2 24 | 31.2% | — | ||
| Q1 24 | 26.0% | — |
每股收益（稀释后）FBKFITB
| Q4 25 | $1.12 | $1.03 | ||
| Q3 25 | $0.43 | $0.91 | ||
| Q2 25 | $0.06 | $0.88 | ||
| Q1 25 | $0.84 | $0.71 | ||
| Q4 24 | $0.82 | $0.85 | ||
| Q3 24 | $0.22 | — | ||
| Q2 24 | $0.85 | — | ||
| Q1 24 | $0.59 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.2B | — |
| 总债务越低越好 | $212.8M | $13.6B |
| 股东权益账面价值 | $1.9B | $21.7B |
| 总资产 | $16.3B | $214.4B |
| 负债/权益比越低杠杆越低 | 0.11× | 0.63× |
8季度趋势，按日历期对齐
现金及短期投资FBKFITB
| Q4 25 | $1.2B | — | ||
| Q3 25 | $1.3B | — | ||
| Q2 25 | $1.2B | — | ||
| Q1 25 | $794.7M | — | ||
| Q4 24 | $1.0B | — | ||
| Q3 24 | $951.8M | — | ||
| Q2 24 | $800.9M | — | ||
| Q1 24 | $870.7M | — |
总债务FBKFITB
| Q4 25 | $212.8M | $13.6B | ||
| Q3 25 | $213.6M | $13.7B | ||
| Q2 25 | — | $14.5B | ||
| Q1 25 | — | $14.5B | ||
| Q4 24 | $176.8M | $14.3B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FBKFITB
| Q4 25 | $1.9B | $21.7B | ||
| Q3 25 | $2.0B | $21.1B | ||
| Q2 25 | $1.6B | $21.1B | ||
| Q1 25 | $1.6B | $20.4B | ||
| Q4 24 | $1.6B | $19.6B | ||
| Q3 24 | $1.6B | — | ||
| Q2 24 | $1.5B | — | ||
| Q1 24 | $1.5B | — |
总资产FBKFITB
| Q4 25 | $16.3B | $214.4B | ||
| Q3 25 | $16.2B | $212.9B | ||
| Q2 25 | $13.4B | $210.0B | ||
| Q1 25 | $13.1B | $212.7B | ||
| Q4 24 | $13.2B | $212.9B | ||
| Q3 24 | $12.9B | — | ||
| Q2 24 | $12.5B | — | ||
| Q1 24 | $12.5B | — |
负债/权益比FBKFITB
| Q4 25 | 0.11× | 0.63× | ||
| Q3 25 | 0.11× | 0.65× | ||
| Q2 25 | — | 0.69× | ||
| Q1 25 | — | 0.71× | ||
| Q4 24 | 0.11× | 0.73× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $155.9M | $929.0M |
| 自由现金流经营现金流 - 资本支出 | $147.0M | $765.0M |
| 自由现金流率自由现金流/营收 | 82.3% | 50.0% |
| 资本支出强度资本支出/营收 | 5.0% | 10.7% |
| 现金转化率经营现金流/净利润 | 2.74× | 1.27× |
| 过去12个月自由现金流最近4个季度 | $242.8M | $3.9B |
8季度趋势，按日历期对齐
经营现金流FBKFITB
| Q4 25 | $155.9M | $929.0M | ||
| Q3 25 | $47.7M | $1.0B | ||
| Q2 25 | $71.8M | $1.3B | ||
| Q1 25 | $-16.5M | $1.2B | ||
| Q4 24 | $138.8M | $-101.0M | ||
| Q3 24 | $57.8M | — | ||
| Q2 24 | $30.6M | — | ||
| Q1 24 | $36.3M | — |
自由现金流FBKFITB
| Q4 25 | $147.0M | $765.0M | ||
| Q3 25 | $45.6M | $886.0M | ||
| Q2 25 | $68.4M | $1.2B | ||
| Q1 25 | $-18.1M | $1.1B | ||
| Q4 24 | $132.3M | $-246.0M | ||
| Q3 24 | $56.7M | — | ||
| Q2 24 | $28.4M | — | ||
| Q1 24 | $34.6M | — |
自由现金流率FBKFITB
| Q4 25 | 82.3% | 50.0% | ||
| Q3 25 | 26.2% | 58.3% | ||
| Q2 25 | 89.0% | 77.8% | ||
| Q1 25 | -13.9% | 77.7% | ||
| Q4 24 | 101.4% | -17.1% | ||
| Q3 24 | 63.3% | — | ||
| Q2 24 | 22.1% | — | ||
| Q1 24 | 32.2% | — |
资本支出强度FBKFITB
| Q4 25 | 5.0% | 10.7% | ||
| Q3 25 | 1.2% | 10.5% | ||
| Q2 25 | 4.4% | 9.6% | ||
| Q1 25 | 1.3% | 8.1% | ||
| Q4 24 | 5.0% | 10.1% | ||
| Q3 24 | 1.2% | — | ||
| Q2 24 | 1.7% | — | ||
| Q1 24 | 1.5% | — |
现金转化率FBKFITB
| Q4 25 | 2.74× | 1.27× | ||
| Q3 25 | 2.04× | 1.61× | ||
| Q2 25 | 24.68× | 2.08× | ||
| Q1 25 | -0.42× | 2.39× | ||
| Q4 24 | 3.66× | -0.16× | ||
| Q3 24 | 5.65× | — | ||
| Q2 24 | 0.77× | — | ||
| Q1 24 | 1.30× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
