vs
OLD NATIONAL BANCORP（ONB）与ZIONS BANCORPORATION, NATIONAL ASSOCIATION（ZION）财务数据对比。点击上方公司名可切换其他公司
ZIONS BANCORPORATION, NATIONAL ASSOCIATION的季度营收约是OLD NATIONAL BANCORP的1.3倍（$891.0M vs $702.8M），OLD NATIONAL BANCORP净利率更高（33.3% vs 29.5%，领先3.7%），ZIONS BANCORPORATION, NATIONAL ASSOCIATION同比增速更快（8.7% vs 0.6%），过去两年OLD NATIONAL BANCORP的营收复合增速更高（34.5% vs 9.6%）
Old National Bank是美国地区性银行，隶属于Old National Bancorp，总部位于芝加哥及印第安纳州埃文斯维尔，总资产485亿美元，拥有250个银行网点、近200家零售分行，是总部设于印第安纳州的最大金融服务银行控股公司，位列全美银行企业前30，业务覆盖美国八个州。
Zions Bancorporation是总部位于美国犹他州盐湖城的全国性银行，并非银行控股公司。旗下共运营七大银行品牌，包括Zions银行、德州Amegy银行、加州信托银行、亚利桑那国家银行、内华达州立银行、科罗拉多Vectra银行及华盛顿商业银行，业务覆盖美国多地。
ONB vs ZION — 直观对比
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $702.8M | $891.0M |
| 净利润 | $233.7M | $263.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 33.3% | 29.5% |
| 营收同比 | 0.6% | 8.7% |
| 净利润同比 | 61.5% | 21.8% |
| 每股收益（稀释后） | — | $1.77 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q1 26 | $702.8M | — | ||
| Q4 25 | $580.8M | $891.0M | ||
| Q3 25 | $574.6M | $861.0M | ||
| Q2 25 | $514.8M | $838.0M | ||
| Q1 25 | $387.6M | $795.0M | ||
| Q4 24 | $394.2M | $820.0M | ||
| Q3 24 | $391.7M | $792.0M | ||
| Q2 24 | $388.4M | $777.0M |
| Q1 26 | $233.7M | — | ||
| Q4 25 | $216.6M | $263.0M | ||
| Q3 25 | $182.6M | $222.0M | ||
| Q2 25 | $125.4M | $244.0M | ||
| Q1 25 | $144.7M | $170.0M | ||
| Q4 24 | $153.9M | $216.0M | ||
| Q3 24 | $143.8M | $214.0M | ||
| Q2 24 | $121.2M | $201.0M |
| Q1 26 | — | — | ||
| Q4 25 | 46.7% | — | ||
| Q3 25 | 40.5% | — | ||
| Q2 25 | 30.2% | — | ||
| Q1 25 | 46.8% | — | ||
| Q4 24 | 47.2% | — | ||
| Q3 24 | 47.2% | — | ||
| Q2 24 | 40.3% | — |
| Q1 26 | 33.3% | — | ||
| Q4 25 | 37.3% | 29.5% | ||
| Q3 25 | 31.8% | 25.8% | ||
| Q2 25 | 24.4% | 29.1% | ||
| Q1 25 | 37.3% | 21.4% | ||
| Q4 24 | 39.0% | 26.3% | ||
| Q3 24 | 36.7% | 27.0% | ||
| Q2 24 | 31.2% | 25.9% |
| Q1 26 | — | — | ||
| Q4 25 | $0.55 | $1.77 | ||
| Q3 25 | $0.46 | $1.48 | ||
| Q2 25 | $0.34 | $1.63 | ||
| Q1 25 | $0.44 | $1.13 | ||
| Q4 24 | $0.47 | $1.34 | ||
| Q3 24 | $0.44 | $1.37 | ||
| Q2 24 | $0.37 | $1.28 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $1.5B |
| 股东权益账面价值 | $8.5B | $7.2B |
| 总资产 | $73.0B | $89.0B |
| 负债/权益比越低杠杆越低 | — | 0.21× |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.7B | — | ||
| Q2 25 | $1.8B | — | ||
| Q1 25 | $1.2B | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $970.0M | ||
| Q1 25 | — | $964.0M | ||
| Q4 24 | — | $950.0M | ||
| Q3 24 | — | $548.0M | ||
| Q2 24 | — | $546.0M |
| Q1 26 | $8.5B | — | ||
| Q4 25 | $8.5B | $7.2B | ||
| Q3 25 | $8.3B | $6.9B | ||
| Q2 25 | $8.1B | $6.6B | ||
| Q1 25 | $6.5B | $6.3B | ||
| Q4 24 | $6.3B | $6.1B | ||
| Q3 24 | $6.4B | $6.4B | ||
| Q2 24 | $6.1B | $6.0B |
| Q1 26 | $73.0B | — | ||
| Q4 25 | $72.2B | $89.0B | ||
| Q3 25 | $71.2B | $88.5B | ||
| Q2 25 | $71.0B | $88.9B | ||
| Q1 25 | $53.9B | $88.0B | ||
| Q4 24 | $53.6B | $88.8B | ||
| Q3 24 | $53.6B | $87.0B | ||
| Q2 24 | $53.1B | $87.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.21× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.15× | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | 0.09× | ||
| Q2 24 | — | 0.09× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.1B |
| 自由现金流经营现金流 - 资本支出 | — | $952.0M |
| 自由现金流率自由现金流/营收 | — | 106.8% |
| 资本支出强度资本支出/营收 | — | 13.6% |
| 现金转化率经营现金流/净利润 | — | 4.08× |
| 过去12个月自由现金流最近4个季度 | — | $1.4B |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | $159.2M | $1.1B | ||
| Q3 25 | $341.2M | $438.0M | ||
| Q2 25 | $72.9M | $-62.0M | ||
| Q1 25 | $108.2M | $179.0M | ||
| Q4 24 | $235.8M | $1.1B | ||
| Q3 24 | $121.3M | $119.0M | ||
| Q2 24 | $161.0M | $251.0M |
| Q1 26 | — | — | ||
| Q4 25 | $137.3M | $952.0M | ||
| Q3 25 | $333.6M | $413.0M | ||
| Q2 25 | $64.1M | $-93.0M | ||
| Q1 25 | $102.4M | $152.0M | ||
| Q4 24 | $229.0M | $1.1B | ||
| Q3 24 | $115.7M | $97.0M | ||
| Q2 24 | $151.6M | $234.0M |
| Q1 26 | — | — | ||
| Q4 25 | 23.6% | 106.8% | ||
| Q3 25 | 58.1% | 48.0% | ||
| Q2 25 | 12.4% | -11.1% | ||
| Q1 25 | 26.4% | 19.1% | ||
| Q4 24 | 58.1% | 128.2% | ||
| Q3 24 | 29.5% | 12.2% | ||
| Q2 24 | 39.0% | 30.1% |
| Q1 26 | — | — | ||
| Q4 25 | 3.8% | 13.6% | ||
| Q3 25 | 1.3% | 2.9% | ||
| Q2 25 | 1.7% | 3.7% | ||
| Q1 25 | 1.5% | 3.4% | ||
| Q4 24 | 1.7% | 11.8% | ||
| Q3 24 | 1.4% | 2.8% | ||
| Q2 24 | 2.4% | 2.2% |
| Q1 26 | — | — | ||
| Q4 25 | 0.73× | 4.08× | ||
| Q3 25 | 1.87× | 1.97× | ||
| Q2 25 | 0.58× | -0.25× | ||
| Q1 25 | 0.75× | 1.05× | ||
| Q4 24 | 1.53× | 5.31× | ||
| Q3 24 | 0.84× | 0.56× | ||
| Q2 24 | 1.33× | 1.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
