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BOX INC（BOX）与PATHWARD FINANCIAL, INC.（CASH）财务数据对比。点击上方公司名可切换其他公司
BOX INC的季度营收约是PATHWARD FINANCIAL, INC.的1.1倍（$301.1M vs $276.3M），PATHWARD FINANCIAL, INC.净利率更高（26.4% vs 4.0%，领先22.4%），过去两年PATHWARD FINANCIAL, INC.的营收复合增速更高（21.0% vs 7.0%）
Box Inc.是总部位于美国加利福尼亚州红木城的上市企业，由亚伦·莱维和迪伦·史密斯于2005年创立，最初面向个人消费者服务，2009至2010年前后转向企业级市场，2015年正式上市。公司专注于开发、运营云端内容管理、协同办公及文件共享工具，帮助企业用户便捷存储、管理各类文件，提升团队协作效率。
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
BOX vs CASH — 直观对比
营收规模更大
BOX
是对方的1.1倍
$276.3M
净利率更高
CASH
高出22.4%
4.0%
两年增速更快
CASH
近两年复合增速
7.0%
损益表 — Q3 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $301.1M | $276.3M |
| 净利润 | $12.1M | $72.9M |
| 毛利率 | 79.6% | — |
| 营业利润率 | 8.3% | — |
| 净利率 | 4.0% | 26.4% |
| 营收同比 | 9.1% | — |
| 净利润同比 | -6.4% | — |
| 每股收益（稀释后） | $0.05 | $3.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BOXCASH
| Q1 26 | — | $276.3M | ||
| Q4 25 | $301.1M | $173.1M | ||
| Q3 25 | $294.0M | $186.7M | ||
| Q2 25 | $276.3M | $195.8M | ||
| Q1 25 | $279.5M | $274.8M | ||
| Q4 24 | $275.9M | $182.6M | ||
| Q3 24 | $270.0M | $179.5M | ||
| Q2 24 | $264.7M | $188.6M |
净利润BOXCASH
| Q1 26 | — | $72.9M | ||
| Q4 25 | $12.1M | $35.2M | ||
| Q3 25 | $13.4M | $38.8M | ||
| Q2 25 | $8.2M | $42.1M | ||
| Q1 25 | $194.0M | $75.0M | ||
| Q4 24 | $12.9M | $30.0M | ||
| Q3 24 | $20.5M | $33.5M | ||
| Q2 24 | $17.2M | $44.9M |
毛利率BOXCASH
| Q1 26 | — | — | ||
| Q4 25 | 79.6% | — | ||
| Q3 25 | 79.1% | — | ||
| Q2 25 | 78.0% | — | ||
| Q1 25 | 79.0% | — | ||
| Q4 24 | 79.9% | — | ||
| Q3 24 | 79.4% | — | ||
| Q2 24 | 78.0% | — |
营业利润率BOXCASH
| Q1 26 | — | — | ||
| Q4 25 | 8.3% | 24.6% | ||
| Q3 25 | 7.0% | 25.9% | ||
| Q2 25 | 2.3% | 24.1% | ||
| Q1 25 | 6.4% | 33.2% | ||
| Q4 24 | 8.5% | 19.8% | ||
| Q3 24 | 7.5% | 20.9% | ||
| Q2 24 | 6.8% | 27.1% |
净利率BOXCASH
| Q1 26 | — | 26.4% | ||
| Q4 25 | 4.0% | 20.3% | ||
| Q3 25 | 4.6% | 20.8% | ||
| Q2 25 | 3.0% | 21.5% | ||
| Q1 25 | 69.4% | 27.3% | ||
| Q4 24 | 4.7% | 16.4% | ||
| Q3 24 | 7.6% | 18.7% | ||
| Q2 24 | 6.5% | 23.8% |
每股收益（稀释后）BOXCASH
| Q1 26 | — | $3.35 | ||
| Q4 25 | $0.05 | $1.57 | ||
| Q3 25 | $0.05 | $1.69 | ||
| Q2 25 | $0.02 | $1.81 | ||
| Q1 25 | $1.13 | $3.14 | ||
| Q4 24 | $0.05 | $1.23 | ||
| Q3 24 | $0.10 | $1.34 | ||
| Q2 24 | $0.08 | $1.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $729.6M | $157.6M |
| 总债务越低越好 | — | $59.5M |
| 股东权益账面价值 | $-286.6M | $850.7M |
| 总资产 | $1.6B | $7.1B |
| 负债/权益比越低杠杆越低 | — | 0.07× |
8季度趋势，按日历期对齐
现金及短期投资BOXCASH
| Q1 26 | — | $157.6M | ||
| Q4 25 | $729.6M | $331.2M | ||
| Q3 25 | $757.9M | $120.6M | ||
| Q2 25 | $790.4M | $258.3M | ||
| Q1 25 | $722.8M | $254.2M | ||
| Q4 24 | $697.9M | $597.4M | ||
| Q3 24 | $482.2M | $158.3M | ||
| Q2 24 | $566.1M | $298.9M |
总债务BOXCASH
| Q1 26 | — | $59.5M | ||
| Q4 25 | — | $33.5M | ||
| Q3 25 | — | $33.5M | ||
| Q2 25 | — | $33.4M | ||
| Q1 25 | — | $33.4M | ||
| Q4 24 | — | $33.4M | ||
| Q3 24 | — | $33.4M | ||
| Q2 24 | — | $33.3M |
股东权益BOXCASH
| Q1 26 | — | $850.7M | ||
| Q4 25 | $-286.6M | $854.5M | ||
| Q3 25 | $-269.4M | $858.0M | ||
| Q2 25 | $-280.1M | $819.0M | ||
| Q1 25 | $-297.0M | $814.7M | ||
| Q4 24 | $-479.9M | $758.3M | ||
| Q3 24 | $-439.4M | $822.5M | ||
| Q2 24 | $-397.9M | $748.4M |
总资产BOXCASH
| Q1 26 | — | $7.1B | ||
| Q4 25 | $1.6B | $7.6B | ||
| Q3 25 | $1.6B | $7.2B | ||
| Q2 25 | $1.6B | $7.2B | ||
| Q1 25 | $1.7B | $7.0B | ||
| Q4 24 | $1.4B | $7.6B | ||
| Q3 24 | $1.1B | $7.5B | ||
| Q2 24 | $1.2B | $7.5B |
负债/权益比BOXCASH
| Q1 26 | — | 0.07× | ||
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.04× | ||
| Q1 25 | — | 0.04× | ||
| Q4 24 | — | 0.04× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.04× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $73.0M | — |
| 自由现金流经营现金流 - 资本支出 | $71.3M | — |
| 自由现金流率自由现金流/营收 | 23.7% | — |
| 资本支出强度资本支出/营收 | 0.6% | — |
| 现金转化率经营现金流/净利润 | 6.05× | — |
| 过去12个月自由现金流最近4个季度 | $343.5M | — |
8季度趋势，按日历期对齐
经营现金流BOXCASH
| Q1 26 | — | — | ||
| Q4 25 | $73.0M | $108.3M | ||
| Q3 25 | $46.0M | $303.7M | ||
| Q2 25 | $127.1M | $30.4M | ||
| Q1 25 | $102.2M | $188.3M | ||
| Q4 24 | $62.6M | $-71.7M | ||
| Q3 24 | $36.3M | $143.1M | ||
| Q2 24 | $131.2M | $113.2M |
自由现金流BOXCASH
| Q1 26 | — | — | ||
| Q4 25 | $71.3M | $104.1M | ||
| Q3 25 | $43.9M | $300.3M | ||
| Q2 25 | $126.7M | $27.7M | ||
| Q1 25 | $101.5M | $184.7M | ||
| Q4 24 | $62.3M | $-73.8M | ||
| Q3 24 | $35.9M | $138.8M | ||
| Q2 24 | $129.9M | $111.0M |
自由现金流率BOXCASH
| Q1 26 | — | — | ||
| Q4 25 | 23.7% | 60.1% | ||
| Q3 25 | 14.9% | 160.9% | ||
| Q2 25 | 45.9% | 14.1% | ||
| Q1 25 | 36.3% | 67.2% | ||
| Q4 24 | 22.6% | -40.4% | ||
| Q3 24 | 13.3% | 77.3% | ||
| Q2 24 | 49.1% | 58.8% |
资本支出强度BOXCASH
| Q1 26 | — | — | ||
| Q4 25 | 0.6% | 2.4% | ||
| Q3 25 | 0.7% | 1.8% | ||
| Q2 25 | 0.1% | 1.4% | ||
| Q1 25 | 0.2% | 1.3% | ||
| Q4 24 | 0.1% | 1.1% | ||
| Q3 24 | 0.1% | 2.4% | ||
| Q2 24 | 0.5% | 1.2% |
现金转化率BOXCASH
| Q1 26 | — | — | ||
| Q4 25 | 6.05× | 3.08× | ||
| Q3 25 | 3.42× | 7.83× | ||
| Q2 25 | 15.51× | 0.72× | ||
| Q1 25 | 0.53× | 2.51× | ||
| Q4 24 | 4.85× | -2.39× | ||
| Q3 24 | 1.77× | 4.27× | ||
| Q2 24 | 7.62× | 2.52× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BOX
暂无分部数据
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
